Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

Mobilender Deck 2015.pptx.compressed

  • Be the first to comment

Mobilender Deck 2015.pptx.compressed

  1. 1. Easiest, Fastest and Securest way to get a Loan in LATAM Antonio Eram - Co-Founder
  2. 2. Mobile App Exclusive Micro-Lending Company Social network based Algorithm -Apply from anywhere in very easy steps. -Small amounts, from $5 to $500 USD -Short term, from 5 to 30 days -1% day interest rate plus fees -Fast approval 15 - 30 minutes -Service 24/7 What is Mobilender?
  3. 3. Introduction VIDEO
  4. 4. 10 biggest lending companies: $1.2B turnover 300% increase in volumes in 3 years At least 4 of them have $15M in turnover IT’S A BIG BUSINESS GLOBAL FACTS
  5. 5. Wonga Mr. Lender PAYDAY UK (DFG) TURNOVER $1.2 Billion $300 Million $1 Billion YEARS IN OPERATION 6 YEARS 3 YEARS 5 Years PROFIT after tax $84.5 M pounds (2013) $10 Million pounds (2013) $60 M pounds (2013) PRESENCE IN UK, Poland, South Africa, Spain, Canada UK Canada, UK, US Sweden, Finland, Czech Republic, Spain Global facts - small & fast loans
  6. 6. Team : Rodrigo Cobos (CEO) Farzad Abolfathi Joaquín Delgado Rigoberto Cobos Saeed Amidi Miguel Mencía (MKT Director) Antonio Eram Development & Operation Investors & Advisors
  7. 7. Antonio Eram IT Director Felix Crisan CTO Cristian Dumitru Web Developer Mihai App Developer Rodrigo Cobos CEO Miguel Mencía CMO Miguel Montes COO Call CenterMarketing Team Óscar Castellanos Chief Designer Alex Duduta Algorithm Developer Accountant/Lawyers Boards and Advisors Team Structure (15 people) Board of Directors
  8. 8. Today Status : -Mobile exclusive lending platform, exclusive target market (Middle-High Income young people) -Launched mid 2014: +1,000 loans issued -Average loan Term: 12 days, Average amount: $100 -Social Networking based algorithm for Credit Scoring -Default rate is 5% -Exclusive advertising on Facebook & Twitter: CPA ~$12 USD
  9. 9. HOW DO WE COLLECT MONEY? TAKING DOWN LOANS RISK -Addressing Automatically the Money from Client’s bank account. -Call Center specialized on collecting -The use of Social Networks -Credit Bureau -In some cases “Parental Force”
  10. 10. ALGORITHM TAKING DOWN LOANS RISK USER DATA PERSONAL INFORMATION (Thousands Combinations) ALGORITHM The algorithm gives us an accurate grade in order to know if a customer is or not a candidate to get a loan. RejectedRejected Approved Loan Approved Loan` Rejected Loan
  11. 11. WHY DIFFERENT? COMPETITIVE ADVANTAGES 1. Mobile App Exclusive 2. Algorithm 3. 24/7 Service 4. Automatic Collection Process 5. Fastest Response (Max 30 mins) 6. Shortest and Easiest Request Form 7. Design for any Market
  12. 12. Partners : Raised $1.5M USD (4M Valuation Cap)
  13. 13. Next Steps : -Looking For Round A: 2M USD in a 10M USD Valuation Cap (Needed for Granting Loans & Improvement on Platform) •Reach 2.000 loans/mo (Break Even) in the next 6 mo •Increase Loan value to $200 •Hold default rate under 10% •Expand into LATAM (Costa Rica, Panama, Colombia)
  14. 14. THE BIG Picture : Creating the First Mobile Bank in LATAM To build a complete Infrastructure for Payments, Lending, Merchant and Customer services.
  15. 15. MobilBank Products/Divisions: Mobilender Lending Services MobilPay (3rd Q 2015) Payment and Merchant Services Batoamigo (4th Q 2015) Peer to Peer Lending MobileSave (1 Year) (WE OWN A BANK LICENSE) Deposits/Savings Account
  16. 16. MobilPay Wallet NOW!: -Leading mobile payment service in Romania, launched in 2013 in partnership with MasterCard Europe (200 Million Euros in Transactions per Month) -Implementation for payments (on and off-line) multiple payment methods, technologically advanced (QR, NFC, BTLE, push2pay) solution To be deployed in Q3 2015 in MX in partnership with local merchants.
  17. 17. MobilBank Ecosystem : MobilBank online / mobile payments money transfer / remittance loyalty programs other currencies Micro-Loans Bitcoin/other E- Money MobilPay Wallet MobiLender Banking Services Card Issuing / Deposits Savings, Working Capital offline acceptancemobile POS / vending offline acceptancemobile POS / vending online / mobile acceptance Peer to Peer Lending BatoAmigo
  18. 18. Thank you

×