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Kuldeep kumar CREDIT OFFICER
1. CURRICULUM VITAE
KULDEEP KUMAR
CREDIT OFFICER RESUME
A highly resourceful, flexible, innovative and enthusiastic
individual who possesses a considerable amount of
knowledge regarding administrative and office
procedures. A quick learner who can absorb new ideas
and is experienced in coordinating, planning and
organizing a wide range of administrative activities. Well
organized and an excellent team player with a proven
ability to work proactively in a complex and busy office
environment. Now I am looking for a career
advancement opportunity with a company that will allow
developing my skills & potential.
FUSION Financial Pvt. Ltd (MFI)
Product- (Individual Loan/ Group Loan)
Credit Officer 15 Sept 2014 to Present.
β’ Processing data and releasing loan
disbursement.
β’ Ensuring services delivery within the defined TAT.
β’ Evaluate customerβs credit worthiness based on
earnings, savings data & repayment history.
β’ Responsible For Checking The All Application
Form.
β’ Responsible For Checking The Customer
Document(KYC).
β’ Generating monthly reports on MIS.
β’ Responsible For Checking Customer Loan
Eligibility Center Attendance wise.
β’ Responsible For Sending CB Report
β’ Maintain All Register Bank Register, Key Register,
Cash book, CGT Register & GRT Register.
β’ Doing All Credit Activity Related to Loan Sanction.
Key skills
Area of Expertise:
β’ Office Procedures
β’ Data Management
β’ Customer service
β’ Reception support
β’ Diary Management
β’ Credibility Analyzing
β’ Filing/Archiving
Administrative/Operational
Abilities:
β’ Maintaining an electronic and hard
copy filing system.
β’ Providing training and orientation
for new staff.
β’ Coordinating and arranging repairs
to office equipment.
β’ Comprehensive knowledge of
Microsoft word, Outlook, Excel and
PowerPoint.
β’ Effective organizational skills.
β’ Resolving administrative problems.
β’ Supervising other clerical staff.
β’ Scheduling and delegating
administrative tasks.
β’ Can analyze the basic needs and on
their basis allocate resource for the
efficient and optimize uses.
β’ Worked on Professional software
as Fin one (Credit Appraisal
System), LMS (Loan Management
System) and SAP.
Personal Abilities:
β’ Attention to detail.
β’ Punctual and reliable.
β’ Can work without supervision.
β’ Ability to cope and work under
pressure.
β’ Good written and verbal
communication skills.
β’ Able to work as part of a team.
β’ Having a patient outlook.
β’ Ability to multitask and manage
conflicting demands.
β’ Ability to priorities tasks.
β’ Time management.
System Proficiency:
β’ MS-Word, MS-Excel, Power point
& Outlook.
Reference:
Available on request.
Contact Details:
Kuldeep Kumar
WZ -898
Naraina Village
Delhi-110028
Mob No- 9711016811
Mail id :- kdahiya648@gmail.com
Career summary:
Work experience :( 1.5 years)
2. β’ Analyze credit data and financial statements to determine the degree of risk involved in
extending credit or lending money.
β’ Evaluate customer records and recommend payment plans based on earnings, savings data,
payment history, and purchase activity.
NAVYUGA ENG LTD
Worked with Navyuga Eng. Ltd. AS an Office Asst. (Computer Operator) For (Jan 2007 To
AUG 2014).
β’ Bachelor of Arts from Delhi University in 2006.
β’ Senior Secondary from C.B.S.E in 2002.
β’ Secondary from C.B.S.E in 2000.
β’ English
β’ Hindi
β’ Listening Music
β’ Surfing Net
β’ Watching action movies
Academic qualifications:
Languages Known:
Hobbies/Interest:
3. β’ Date of birth : 26 July 1984
β’ Fatherβs name : Late. Mr. Suresh Kumar
β’ Present address : WZ -898 Naraina Village,
New Delhi-110028
β’ Permanent address : WZ -898 Naraina Village,
New Delhi-110028
β’ Nationality :Indian
β’ Marital status : Married
Dateβ¦β¦β¦. KULDEEP KUMAR
Personality traits:
