1. Employee Financial Stress
Early this year, the Society for Human Resource Management, surveyed its members and
confirmed the effects of economic stress. In the previous 12 months, members had seen
a 26% increase in employees having their wages garnished by collection agencies; a 39%
increase in requests for 401k plan loans; a 20% increase in requests for pay advances; and
a 14% jump in employees reporting having lost their homes. All are symptoms of the very
real impact of our troubled economy.
Impact on Work Productivity and Personal Life
Financial stress is having an impact on
employee job performance, morale,
absenteeism, customer satisfaction
and retention, revenue generation,
anger management, teamwork,
anxiety, self esteem, sleep deprivation,
fatigue, blood pressure, weight gain or
loss, alcohol and/or substance abuse,
divorce, and much more.
Course Format Includes Five Sections
1. Welcome – Summarizes each week’s subject
Money2SpareTM is a ten‐week multi‐media, interactive, 2. Self‐Assessment – Helps focus on the week’s subject
on‐line financial wellness course designed to help: 3. Listen – Introduces an audio message containing
• Develop strong financial and life skill habits that insight and success tips from Ron Willingham
create greater prosperity and abundance regardless 4. Actions – Provides specific actions that can be taken
of your current income. to help internalize the week’s message
• Become the master of your destiny through goal 5. Report – Evaluates the participant’s practice and
achievement and not just simply goal setting. success for the week
Web Site Demo Location Controls have been placed as part of the course that
www.money2spare.com/demo require a minimum of 72 hours to pass between the start
Username: guest Password: password of each lesson and the completion of the report.
Topics Covered During the Ten Weeks 6. Invest with the Greatest Prudence and Safety
1. Choose to be the Master of Your Destiny 7. Borrow Only What You have the Ability to Repay
2. Fix Your Mind on Specific Objectives 8. Establish Good Habits and They will Establish You
3. Trim Your Expenses to Weigh Less than Your Income 9. Choose to Associate with Wise, Successful People
4. Set Aside for Yourself a Part of Everything You Earn 10. Increase Your Wealth by Sharing It
5. Increase Your Income By Multiplying Your Value to
Others
Author of Money2SpareTM For More Information, Contact:
Ron Willingham is the author of twelve books. Among Esther Zack Joan Rogan
them are: Integrity Selling for the 21st Century, The Inner 480‐451‐1194 480‐251‐6211
Game of Selling, Integrity Service, and The Ten Laws of ezack@cox.net jmrogan@cox.net
Wealth & Abundance. His courses, Integrity Selling®,
Integrity Coaching®, Managing Goal Achievement®, and
Independent Consultants for Lifescript Learning, LLC
others have been conducted in over eighty nations.