1. with Jerry & Jennifer Robinson

5. You Will Have
Homework!
Be Ready…

6. - 30% have no
savings at all
- 40% have less than
$500
- 50% would not last 3
Why??????

8. Your Homework….
Pick at least 3 to
implement now
Here We Go…

9.  Retire at age 55
 Give away $1 million in my
lifetime
 Travel to 20 different countries
 Spend every day with my
children/family end in mind.
Begin with the

10. In all labor there is profit, but
idle chatter leads only to
poverty.
Proverbs 14:23 (NKJV)
Are You “Profiting” From Your

11. PROFIT =
SAVINGS
Are You Working for Zero, Even

12. Set Your Profit Rate!
We suggest working towards
a 15% profit rate
Are You Working for Zero, Even

13.  Schedule It
 Set Your Goals and Timeframes to
Reach Those Goals
 Don’t Let It Get Boring
 Start Dreaming…
 Good Communication is the Key!
You Can’t Reach Your Goals

14.  Be Realistic
 Use the “Cash Envelope” System
 Have Your Kids Create a Budget Also
 Create a Rewards System for
Sticking to a Budget (Everyone loves
incentives!)
Don’t Let Corporations Tell You

15.  $100 Cable/Dish
 $15 Satellite Radio
 $50-$80 Unlimited Text & Internet on
Smartphone
 $200+ Lawn Care or Housecleaning
Service
 $40 Gym Membership
 $10 Movie I Live Without It?
Can Ticket

16.  AAA Member Discount (we paid for
the $50 fee in the first discount!)
 Discounts through your employer
 Coupons…but be careful
 Try Bartering for certain services
You Are Never Saving $$ When

17. Here’s the Challenge:
 No eating out
 No vending machine snacks
 No Starbucks Coffee
 Make Everything at Home For an
Entire Month
Single Person One-Month

18.  Ebay.com
 Craigslist.org
 Amazon.com
 Good Old-Fashioned Garage Sale
The Difference Between Wealthy

20. Remember the Consumption Tra
 What are your hobbies?
 Can you sew, knit, do woodwork, cut
hair, do nails….the list is endless
 More planning is involved, but worth
it!
Create Meaningful Gifts…Save

21. #9 Diversify Your
Savings TM
DSL
Build a Diversified Six Month
Liquid Savings Reserve
Because there are 10 eroding

22. Example Diversification Strategy:
 1/3 U.S. Dollars
 1/3 Precious Metals
 1/3 Stable Foreign Currencies
Diversification is not just for

23. 90.00%
DSL Savings™ vs.vs. Regular
'DSL' Savings Regular
240.00%
80.00%
Savings
Savings
MakersGroup Financial, LLC ©2010
190.00%
70.00%
60.00%
140.00%
50.00%
40.00%
90.00%
30.00%
40.00%
20.00%
10.00%
-10.00%
0.00%
-10.00%
5-Year
2004-2008 10-Year
1999-2008 20-Year
1990-2008
(2007-2011) (2002-2011) (1992-2011)
Savings Allocated
US$ Only
DSL Savings

24.  Don’t Turn Down Free Money
 Consider a Roth 401(k) Option
 Consider Professional Investment
Help
 Beware of Government Controlled
Retirement Plans
It’s Hard to Find a 100% Return

25.  Improve Your Health = Lower
Healthcare Costs in the Long-Run
 Replace Costly Outings With Free
Activities
 Improve Your Sleep = Improved
Productivity= More Money
What Good Is Wealth Without

26. 6 Go to the ant, O sluggard,
Observe her ways and be
wise,
7 Which, having no chief,
Officer or ruler,
8 Prepares her food in the
summer
And gathers her provision in

27. 9 How long will you lie
down, O sluggard?
When will you arise from
your sleep?
10 A little sleep, a little
slumber,
A little folding of the hands to
rest.

28. Your Homework….
Page 4 of Your
Handout
Be the ant…not the sluggard

29. - Give to God first
- Begin saving
immediately
- Pay down debts
with highest

30. Visit Tom Coates
today in the lobby
(877) 366-5158
www.ChristianDebtCoach.org

31. A Christian’s Guide to
the Rise and Fall of
the U.S. Economy
 Provides a spiritual
perspective of the
economic crisis
 Explains our DSL
Savings Strategy
 Details 21 income
streams you can create

33. Next…How To Create a