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Risk-Based Adjustors Report




                                                        Heitman Analytics has been North America’s most
                                                        trusted mortgage reporting resource for more than 25
                                                        years. We provide financial professionals with the most
                                                        accurate retail, wholesale, and correspondent mortgage
                                                        rates, volume, fees, competitive intelligence analysis and
                                                        reporting. From industry-wide data aggregation to
                                                        specific topical and regional analysis of mortgage pricing,
                                                        Heitman Analytics helps you make the most informed
                                                        real-time lending and pricing decisions with the highest
                                                        degree of certainty.

                                                        The Heitman Analytics Risk Based Adjustors Reports are
                                                        available as a weekly-updated database of all adjustment
                                                        factors required for pricing mortgage products. Adjustors
                                                        include:

                                                          • LTV
                                                          • Documentation Type
                                                          • FICO
                                                          • Loan Amount
                                                          • Transaction
                                                          • Occupancy
                                                          • Property Type
            Attention to detail is the primary focus
                  of every Heitman Analytics report.      • And several other categories
        Every price, every number, every movement
              is held up to the highest standards of    The Risk Based Adjustors Reports may be accessed
            quality control. This is how we provide     on an as-needed basis, and a customized report
            financial professionals with consistent,
                                                        interface helps you filter data quickly and easily.
                   reliable and accurate information
                    you need to grow your business.     Adjustor reports are available across retail, wholesale,
                                                        and correspondent channels.



800-727-7346 | www.heitmananalytics.com
Heitman Analytics helps lenders, brokers and agents make smarter, safer lending
                About the                        decisions by providing real-time mortgage pricing reports along with risk-based
                Company                          policy analysis. The keys to our success and endurance lie in the quality and
                                                 depth of our reporting, swift delivery into the marketplace and our methods of
                                                 aggregating competitive mortgage pricing and volume.




Risk-Based Adjustors Report (Weekly)
The 25+ year history of Heitman Analytics has helped carve out our industry leader position in mortgage-related data and
intelligence. The Risk-Based Adjustors Report is a database that features a report interface for all factors of adjustments that
may be required to price a loan product.


                                                               TIMELY
                                                               The Risk-Based Adjustors Report, while compiled weekly, is
                                                               available any time you need access. Weekly updates capture
                                                               the most up-to-date pricing changes to keep you informed.


                                                               THOROUGH
                                                               The reports feature a detailed breakdown of all risk-based
                                                               adjustments for all the top lenders, and illustrate how they
                                                               are charging up or down for all the possible variables.


                                                               A COMPETITIVE ADVANTAGE
                                                               The Risk-Based Adjustors Report gives you a
                                                               behind-the-scenes look at how the top lenders are
                                                               formulating their risk strategies, including pricing incentives.


                                                               MODULAR
                                                               When overlaid with the Heitman Analytics Base Pricing Feed,
                                                               the Risk Based Adjustors Report can help you compare pricing
                                                               for virtually any scenario among available lenders.




       CONTACT US TO LEARN MORE ABOUT THESE HEITMAN ANALYTICS REPORTS
                                                      We provide multiple mortgage-related products, including:

                                                        • Pricing reports
                                                        • Pricing summaries
                                                        • Risk-based adjustor information
                                                        • Volume reports
                                                        • Market movement/trend reports
                                                        • HELOC & HELOAN reports
                                                        • Lender-based loan fees
                                                        • Mystery mortgage shopping surveys
                                                        • Construction to Permanent (C-P) Analysis




                                                 GLOBAL HEADQUARTERS
                                 2233 Willamette Street | Eugene, OR 97405
                                                             800-727-7346
                                                 www.heitmananalytics.com

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Risk Based Adjustors Report

  • 1. Risk-Based Adjustors Report Heitman Analytics has been North America’s most trusted mortgage reporting resource for more than 25 years. We provide financial professionals with the most accurate retail, wholesale, and correspondent mortgage rates, volume, fees, competitive intelligence analysis and reporting. From industry-wide data aggregation to specific topical and regional analysis of mortgage pricing, Heitman Analytics helps you make the most informed real-time lending and pricing decisions with the highest degree of certainty. The Heitman Analytics Risk Based Adjustors Reports are available as a weekly-updated database of all adjustment factors required for pricing mortgage products. Adjustors include: • LTV • Documentation Type • FICO • Loan Amount • Transaction • Occupancy • Property Type Attention to detail is the primary focus of every Heitman Analytics report. • And several other categories Every price, every number, every movement is held up to the highest standards of The Risk Based Adjustors Reports may be accessed quality control. This is how we provide on an as-needed basis, and a customized report financial professionals with consistent, interface helps you filter data quickly and easily. reliable and accurate information you need to grow your business. Adjustor reports are available across retail, wholesale, and correspondent channels. 800-727-7346 | www.heitmananalytics.com
  • 2. Heitman Analytics helps lenders, brokers and agents make smarter, safer lending About the decisions by providing real-time mortgage pricing reports along with risk-based Company policy analysis. The keys to our success and endurance lie in the quality and depth of our reporting, swift delivery into the marketplace and our methods of aggregating competitive mortgage pricing and volume. Risk-Based Adjustors Report (Weekly) The 25+ year history of Heitman Analytics has helped carve out our industry leader position in mortgage-related data and intelligence. The Risk-Based Adjustors Report is a database that features a report interface for all factors of adjustments that may be required to price a loan product. TIMELY The Risk-Based Adjustors Report, while compiled weekly, is available any time you need access. Weekly updates capture the most up-to-date pricing changes to keep you informed. THOROUGH The reports feature a detailed breakdown of all risk-based adjustments for all the top lenders, and illustrate how they are charging up or down for all the possible variables. A COMPETITIVE ADVANTAGE The Risk-Based Adjustors Report gives you a behind-the-scenes look at how the top lenders are formulating their risk strategies, including pricing incentives. MODULAR When overlaid with the Heitman Analytics Base Pricing Feed, the Risk Based Adjustors Report can help you compare pricing for virtually any scenario among available lenders. CONTACT US TO LEARN MORE ABOUT THESE HEITMAN ANALYTICS REPORTS We provide multiple mortgage-related products, including: • Pricing reports • Pricing summaries • Risk-based adjustor information • Volume reports • Market movement/trend reports • HELOC & HELOAN reports • Lender-based loan fees • Mystery mortgage shopping surveys • Construction to Permanent (C-P) Analysis GLOBAL HEADQUARTERS 2233 Willamette Street | Eugene, OR 97405 800-727-7346 www.heitmananalytics.com