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                                                   Top
                                                       1.
                                                            5   Insurance Tips:
                                                            Have a professional
                                                            determine the proper              Estate, Tax, Business, Life: Chhokar Law Group
                                                                                              serves individuals, families and business owners
                                                            amount of dwelling                throughout San Diego County. Our services are
                                                            coverage and review               based around your goals, long-term relationships
                                                            that coverage annually.            and responsible estate and business planning.
                                                                                                Our firm provides integrated Estate Planning,
                                                       2.   Always buy a policy                   Asset and Lifestyle Protection Services.
                                                            that has an Extended               Contact: Siddarth Chhokar, M.B.A. J.D. LL.M.
                                                            Replacement Cost                  858.384.5757 : info@socalassetprotection.com
                                                            endorsement.

                                                       3.   Always buy a policy that
                                                            includes Replacement
                                                            Cost for your contents
                                                            (not actual cash value -
                                                            ACV).
                                                                                                  Income Tax and Business Advisory Services:
                                                       4.   Expand your protection                       Contact: Dave Morgan, CPA
                                                            with an Excess Liability              858.484.1955 : dave@davemorgancpa.com
                                                            (Umbrella) policy to
                                                            cover catastrophic
                                                            liability claims above and
                                                            beyond the homeowners
                                                            and auto policy limits.

                                                       5.   Call your agent
                                                            immediately if you
                                                            remodel your home                    Whether you are looking for San Diego auto
                                                                                            insurance, home insurance, business insurance or any
                                                            and/or add any square
                                                                                                   other kind of insurance for that matter,
                                                            footage.                           Konecki Insurance Brokerage of California offers
                                                                                                  you personal services as well as the most
                                                            Insurance Tips brought to you                competitive rates possible.
                                                            courtesy of Julia Fagin,
                                                            Independent Insurance Agent,    Contact: Julia Fagin, Personal Lines Insurance Agent
                                                                                              858.751.5888 ext. 114 : julia@koneckiins.com
                                                            Konecki Insurance Brokerage,
                                                            858.751.5888 ext.114,
                                                            julia@koneckiins.com4

                                         Coldwell Banker Announces
                                        Michelle Serafini is named as one of
              follow Michelle at           Coldwell Banker’s Top 1,000
              www.facebook.com/
              michelleserafinirealtor    Sales Associates in the nation for
                                                                                                Wealth Manager Group LLC offers our clients
                                                 first quarter 2011.                          independent fee based portfolio management and
To preview properties, or
                                         “This achievement is a testament to your              personal & business financial planning services.
to discuss buying or selling               talent, dedication, and ability to drive                 Contact: Irving Eisenberg, CPA, PFS
property in San Diego,                  results for your clients in what has been an             619.574.7526 : ieisenberg@wealthmgr.com

contact Michelle Serafini at             extremely challenging real estate climate,”          Registered Representative offering securities and advisory services
                                                                                              through Royal Alliance Associates, Inc., a registered broker dealer
                                                                                             and Registered Invesment Adivsor, Member FINRA, SIPC. Additional
858.829.6210                                       comments Bruce Zipf,                      advisory services are offered through Wealth Manager Group LLC, a
                                                                                            Registered Investment Advisor. Wealth Manager Group LLC and Royal
                                           President & CEO, Coldwell Banker.                                 Alliznce Associates are not affiliated.

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