The provision of family life protection

1. A NEW SOLUTION TO LIFE PROTECTION

2. To deal with life’s scrapes You need to have remedies close at hand : In Your Cupboard for Physical Cuts & Scrapes In Your Wallet for Security of Protection & Compensation Law Card TCP – Legal Antiseptic

3. Current Protections The products are built to serve their distributions – not their purchasers and have a single focus or view ULR for cars – sold per vehicle Home for other risks – sold attached to home insurance ATE for accidents that have already happened – sold by saturation advertizing They deliver limited protection in vertical silos with individual products addressing individual risk profiles (usually those that offer the reseller the biggest profit) This delivers to the consumer Poor cover Poor value

4. Current Protections Are sold as a “Bolt On” to Motor or Home Insurance they rely on consumer inertia and are POOR VALUE (Chart from Go Compare.com)

6. On holiday

8. Every day Life now also presents Cyber Risks The digital world is now a central part of everyday life – at home, school and work the use of computers and Internet form a central part of everyday activities and this presents risks; much like the real world around us However, when you add in the anonymity, ease of access and instant communication potential of the computer and Internet the problems you and your family face when "On Line" can be significantly greater than those faced in the real physical world of home, work, and school and they sometimes have the potential to be far more damaging. Pornography Chat Rooms Identity Theft Cyber Bullying Online Gambling As part of our commitment to helping our clients and their families enjoy the widest possible range of activities with the reassurance that they are secure and as far as possible safe from the negative aspects and threats that form an unavoidable part of computer and Internet usage and activities we have provided a world leading, multi award winning, cyber security solution to help manage and control access to the Internet and protect when “on Line”.

10. Protect@Home – Better Value Protect@home Costs the same as existing products Provides much more Free legal helpline Protection for any accident Protection anywhere Protection for the whole family Discounts on essential legal services Options to include: Internet safety Identity theft insurance other protections Current Offers Very expensive for what you actually receive Very limited cover Built to maximise reseller profit – not client protections Rely on consumer ignorance and inertia

11. Protect@home - Pricing Multiple constructions are possible £1.00 per month (annual collection) Basic Accident Cover Legal Advice Law Card Discounts on services £3.00 per month adds Internet Protection Software £6.00 per Month Includes Identity Theft Insurance

12. Summary Protect@home provides the widest possible combination of life protection in both the cyber and real world whilst still being offered at a cost that is cheaper than other options that address only one part of the questions faced – have a look on Google and price up; Internet Protection Software : likely cost £30 per annum Legal Expenses Insurance against accident : likely to be part of your motor policy costing £20 plus per vehicle Legal Expenses against contract dispute and employment issues : likely to be part of your home contents policy costing in the region of £20 Identity Theft Insurance : Likely cost between £25 & £60 The average family with a single car would currently expect to pay in the region of £120 per annum for inferior protection to that delivered by the complete Protect@home offer. The basic Protect Product has an entry cost that can be engineered to match the distribution opportunity – if your clients buy a competitor Internet protection product and have a car, perhaps insured with a direct insurer? on which they pay a single ULR premium Protect@home delivers to them very real and tangible savings whilst greatly improving the level of protection they receive. Plus; Protect@home includes The provision of “pay on use” none contentious legal services that are not covered by Law Cards comprehensive legal costs insurance to the membership at discounted costs - Each member receives a voucher from Law Card redeemable at our partner solicitors worth; £100 off a conveyance or; 1 hours billable time costs – redeemable after charged payment of the first 2 hours - on issues of Conveyance Wills & Probate Family Law Business Law Debt & Insolvency

13. THE MOST COMPLETE & COST EFECTIVE SOLUTION TO FAMILY LIFE PROTECTION