Selection process Report on BankIslami

2. REPORT ON: SELECTION INTERVIEW
ORGANIZATION NAME: BANKISLAMI
METHODOLOGY: QUESTIONNAIRE
PRESENTED TO: MA’M RUKHSHANDA
COLLEGE NAME: GOVT COLLEGE FOR WOMEN
GROUP MEMBERS:
Aqdas Nawaz Butt
Bushra Kiran
Kanwal Latif
Hira Niazi
Maryam Zulfiqar
BsIT-3rd semester

3. CONTENTS
 ACKNOWLEDGMENTS
 VISION
 MISSION
 COREVALUES
 ABOUT ORGANIZATION
 CORPORATE INFORMATION
 BENEFITS GIVEN TO BANK
 SYSTEN WIDE FEATURES
 SELECTION INTERVIEW
 TYPES OF INTERVIEWS
 INTERVIEW QUESTIONS
 FIRST IMPRESSION
 PREFERENCE OF EXPERIENCE
 AGE LIMIT
 PREFERENCE TO REFERENCE
 PROBLEMS IN INTERVIEW
 QUESTION SESSION
 COMMENTS FROM CEO

4. Acknowledgements
 Firstly we would thank Allah for giving us the opportunity and the resources to be able to do
something productive with our lives
 Then our sincere thanks to Mam.Rakhshanda Farooq for helping us throughout this report.
 Then our sincere thanks to Mr.Amjad Khan as BM of BankIslami.
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At last but not the least we would like to thank our families for their incessant support and
approval.

5. VISION
The vision of the BANKISLAMI is to be recognized as the leading Authentic Islamic Bank.
MISSION
The mission of BankIslami is to create value for stakeholders by offering Authentic, Shariah
Complaints and technologically advanced products and services.
We differentiate us through:
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Authentically
Innovation
Understanding our clients need
Commitment to excellence
Fast, efficient and seamless delivery of solutions
VALUES
BankIslami is strongly committed towards its core values of:
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Product authenticity
Costumer focus
Integrity
Team work
Innovation
Humility
Meritocracy

6. ABOUT ORGANIZATION….
BankIslami has successfully crossed the century mark by setting up 102* online branches in 49
cities across Pakistan in just two and a half years. With a nationwide presence including 37
branches in Sindh, 44 branches in Punjab,11 branches in Baluchistan, 8 branches in NWFP and
2 branches in Azad Kashmir, BankIslami has recorded the fastest growth by any bank in
Pakistan’s banking history.
Authenticated by a renowned Shariah board with a diversified portfolio of Shariah Complaint
products, BankIslami is committed towards serving you, the right way. The bank envisioned to
focus primarily on Wealth Management as the core area of business in addition to Shariah
compliant Retail Banking products, Proprietary and Third party products, and Integrated
financial planning services.BankIslami, in line with its aggressive growth strategy, achieved
sizable expansion in both its finances and deposits over the period of its operations. While
growth in deposits is mainly supported by individual depositors conscious of Shariah
compliance, Corporate and SMEs were main contributories towards expansion of the advances
portfolio. Moreover, BankIslami made inroads into the consumer segment with launch of home
financing product – Muskun and Car Ijara products. Nonetheless, Corporate lending continued
dominating BankIslami’s advances portfolio, with overall low asset yield restricting any material
improvement in spreads. The bank, in addition to expanding its current corporate and SMEs loan
book, has penetrated further, though cautiously, into the consumer segment.

7. CORPORATE INFORMATION:
Board of Directors
Chief Justice (Retd.) Mahboob Ahmed Chairman
Mr. Ahmed Goolam Mahomed Randeree
Mr. Ali Raza Siddiqui
Mr. Hasan A. Bilgrami Chief Executive Officer
Mr. Hisham Hammoud
Mr. Mohamed Amiri
Mr. Shabir Ahmed Randeree
Sharia'h Supervisory Board
Justice (Retd.) Muhammad Taqi Usmani Chairman
Professor Dr. Fazlur Rahman Member
Mufti Irshad Ahmad Aijaz Member & Sharia'h Adviser
Audit Committee
Mr. Hisham Hammoud Chairman
Mr. Ali Raza Siddiqui Member
Mr. Shabir Ahmed Randeree Member
Executive Committee
Chief Justice (Retd.) Mahboob Ahmed Chairman
Mr. Ahmed Goolam Mahomed Randeree Member
Mr. Hasan A. Bilgrami Member
Mr. Hisham Hammoud Member
Risk Managemnt
Mr. Ahmed Goolam Mahomed Randeree Chairman
Mr. Hasan A. Bilgrami Member
Mr. Mohamed
Amiri Member
Human Resource & Compensation Committee
Mr. Ali Raza Siddiqui Chairman
Mr. Ahmed Goolam Mahomed Randeree Member
Mr. Hisham Hammoud Member
Mr. Hasan A. Bilgrami Member
Company Secretary
Syed Shah Sajid Hussain
Auditors
Ernst & young Ford Rhodes Sidat Hyder
Chartered Accountants
Legal
Adviser
Haidermota & Co.
Barrister at Law
Benefits provided to BankIslami

8. Comprehensive Decision Support & Reporting Tools
Integrated system for Pool Management, Calculation and Disbursement of profit.
Supports all Shariah compliant products.
Fully AAOIFI & IAS Compliant.
Basel II Risk Management.
End-to-end Trade Benefits Provided Finance capabilities.
Treasury & Trading Systems.
Profitability - Asset & Liability Management.
Seamless integration with the old system.
Seamlessly integrated multi-channel delivery
Seamless integration with ATM Switch.
Seamless integration with SWIFT Gateway.
System-Wide Features
Fully Integrated Modularized Solution.
Real-time inter-branch reconciliation
No time consuming end-of-day / or period-end processing
Real-time settlements across cities & zones
High data retention capabilities - real-time access to historical data
Seamless multi-currency transaction support
Basel II compliant risk management approach that allows grouping at client - category
specific levels
On & Off Balance Sheet Accounting.
Complex shared limit & collateral management
Automated multi-level transaction authorization controls
Integrated security & access control management
SELECTION INTERVIEWS CONDUCTED BY BANK ISLAMI

9. All organizations conduct interviews to add new employees in an organization, such interviews
are also conducted by BankIslami by following criteria:
TYPES OF INTERVIEW:
HOW INTERVIEWS ARE ADMINSTRETED:
BankIslami usually conducts panel interviews in which a single candidate is seated in panel of
interviewee that may include HR managers, Branch managers, Operating mangers etc…
STRUCTURE AND UNSTRUCTURED INTERVIEWS:
BankIslami conducts both unstructured and structured interviews. In structured interview there is
pre-planned outline of interview while in unstructured interview there is no pre-planned outline
and questions are planned at the time of interview for example Tell us about your past job
experience???
TYPES OF QUESTIONS:
In selection interviewee, interviewee may ask such questions through which they can check the
behavior of candidate for example If we appoint you for job of peon what will you do???
A person who may have came for the job of cashier, managers or any other seat then what will
his response towards this question. Definitely he will show some different attitude. Such
questions are used to study one’s behavior!
FIRST IMPRESSION:
As BankIslami is an Islamic bank so the interviewee always firstly focus on the dressing of the
candidate that is it according to the requirements of Islam or not! If the candidate is not dressed
properly then it will create negative effect on the interviewee and if the candidate is in proper
dress then it will create positive effect on interviewee. According to the proverb First impression
is the last impression. So first impression moves along the candidate’s personality through out
the interview. If candidate is not dressed properly then interviewee may set his mind about
candidate and it will be very difficult task for candidate to make interviewee change his mind.

10. PREFERENCE TO EXPERIENCE:
BankIslami prefers experience for some seats as they require it. This is a very important factor
that cannot be ignored a candidate with experience is mostly preferred because they can perform
a better job.
For example the job of cashier do not require much experience so fresh candidates are also
preferred but for higher jobs like Branch manager or Operation manager require much
experience so candidate with maximum experience is preferred.
AGE LIMIT:
Age limit for job varies for position to position as some positions require young and energetic
people around 25-29. The seats of cashier or accountant require young people while for higher
positions like for Branch managers mature candidates are required.
So age limit varies from one position to another!!!
PREFERENCE TO REFERENCE:
BankIslami usually do not accept reference because it creates a sense of injustice.
Sometimes employee reference is acceptable because it makes a trust on by the reference of
already working employee if new employee do something wrong then employee who referred
that candidate is investigated bi HR managers.
But political reference is strictly not acceptable because it creates a sense of injustice among the
employee and because of this may be a deserving candidate do not get a job. That’s why political
reference is avoided by HR managers.
SELF-CONFIDENCE:
In Bankislami HR managers 100% focus on self confidence it is more important than physical
appearance because self confidence helps you where physical appearance fails.
PROBLEMS IN INTERVIEW:
HALO EFFECT:
In halo effect candidate allows a single prominent character to dominate all other traits that
single character may be negative or positive and it usually causes confusion whether to appoint
candidate or not!!!
OVER GENERALIZING:

11. This problem usually occurs in interviews because a candidate do not exactly as in normal
conditions this becomes a difficult task for interviewee to judge actual personality of a candidate
so they make decision on risk. They may or may not be wrong in judgment.
QUESTION SESSION:
BankIslami do not conduct a special question session but if the candidate asks any question at the
end of interview they answer the question. But the interviewee becomes more satisfied with
candidate if he/she know much about organization!
Comments from the CEO
“Our major concern was to upgrade the existing system and boost the efficiency of our
bank. We are increasing our competence to have our Islamic banking products
restructured for future growth and in pursuing this objective we sought a partner that
has a successful track record in providing and implementing Shariah based banking
software ready to integrate with no trouble with our existing system.
Partnering with Path Solutions has provided us benefits that helped achieve our goals of
growth and profitability”.
(Hasan A. Bilgrami – BankIslami Pakistan)
PROJECT ASSISTED BY:

12. MUHAMMAD AMJAD KHAN
DESIGNATION: BRANCH MANAGER OF BANKISLAMI
QUALIFICATION: DIPLOMA FROM INSTITUTE OF
BANKRES
CONTACT NUMBER:0300-9695070
EMAIL I.D: khan.amjad@bankislami.com.pk