A group health renewal guarantee when specific programs are adopted by the employer.

1. COVENANT ADVANTAGE
A renewal guarantee for group health
During a challenging economy, the ability to set a health plan budget for multiple years is a
critical advantage.
Under development for five years, this combination of risk management services has been
so successful in controlling healthcare costs that it is now offered with a financial guarantee
at inception and renewal.
COVENANT ADVANTAGE Highlights
• Available to employer groups with 200+ participants.
• Provides an annual cap for renewal costs related to trend and claims.
• Employer agrees to implement three services with our approved vendors:
1. Adopt our wellness model connecting plan design to biometric test results.
2. Establish a primary care on-site clinic.
3. Install “MAP” (Medical Advocate Program), a special navigator service that
supports members facing complex medical decisions.
The Guarantee
 First year plan costs are quoted along with a guaranteed maximum renewal based
on compliance with the above mentioned programs.
 At first year renewal a guaranteed maximum will be offered for the third year. At
second year renewal a maximum is offered for the fourth year, and so on.
Covenant Advantage is an exclusive program from Covenant Services Group, LLC, a
leader in fully-integrated health plan administration with over 100,000 members served.
Visit us at www.covenantservicesgroup.com.