MONEYFinancial advice from Money heroesThe people Money has saluted over the past year for improving...

1. Financial advice from Money heroes
MONEYFinancial advice from Money heroes
The people Money has saluted over the past year for improving others' finances have some more
help to offer: sound advice for you.
A force behind lemon laws
Photo: Julian Dufort
Rosemary Shahastrongn
Founder, Consumers for Auto Reliability and Safetstrongy
"Don't buy a certified used car. Instead, get your own inspection for $100 and save thousands. The
dealers who do the certifying will okay anything with four wheels."
Personal finance in the workplace

2. KEN BLAZE

3. PHOTOGRAPHY
Jim Schlabach
IT manager, teacher of money skills at the office
"On the first day of my career, a secretary told me to sign a paper putting 7% of my pay into a
savings plan. Feeling intimidated, I did. It paid off."
Tighter financial regulation
Photo: Julian Dufort
Brooksley Born
Former chairperson, Commodity Futures Trading Commission
"Never sign a financial document until you've read and understood it, including the fine print. Banks
and other institutions may be obligated to disclose terms of their agreement with you, but if you're
not reading it and understanding it, that's your problem, not theirs."
Inexpensive indexing

4. Photo: Julian Dufort
Jack Bogle
Founder, Vanguard Group
"Don't spend money unless you absolutely have to. I last bought a suit in 1995. If you don't want to
stay in style, you can save a lot."
Money skills for teenagers

6. Photo: Ryan Kurtz
Brian Page
High school personal finance and economics teacher
"Teenagers face tough financial choices when something they want right now is at their fingertips,
but something they value the most is years away. You have to teach them how to make financial
decisions that are consistent with their values."
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