Cyberbullying insurance now available in the US by Floyd Arthur (PPT) http://carmoongroup.com

1. Cyberbullying Insurance
Now Available in the U.S.
By Floyd Arthur

2. The Chubb group of
insurance companies
announced this week that
it would begin

3. offering cyberbullying
insurance on its
Masterpiece Family
Protection policies in the

4. United States. Formerly
available only to clients
in the United Kingdom
and Republic of

5. Ireland, the coverage
provides up to $60,000 to
help families deal with
expenses related

6. to cyberbullying
incidents.

7. The Family Protection
policy is currently
available in Colorado,
Illinois, Indiana and

8. Wisconsin, and costs
about $70 per year. The
company plans to make
the policy

9. available throughout the
United States later in
2016.

10. Chubb’s Masterpiece
Family Protection plan
includes protections for
incidents such as

11. hijacking, child
abduction, home invasion
and stalking, and is
available as part of the

12. company’s top-of-the-
line homeowner’s
insurance plan. Designed
for high net worth

13. families, Chubb’s
Masterpiece
homeowner’s policy
costs about $3,700 per
year.

14. What Is Cyberbullying?

15. Cyberbullying is
aggressive, threatening
or abusive behavior that
takes place online.

16. Examples of
cyberbullying include:

17. * Threatening text
messages or emails,

18. * Rumors spread
through electronic
technology or social
media

19. * Embarrassing
pictures and videos sent
via text message or
posted online

20. * Fake social media
profiles

21. Children and adolescents
are the most cyberbullied
of all age groups.
According to the

22. U.S. Department of Health
and Human Services’
Bureau of Justice
Statistics and

23. Cyberbullying Research
Center, 52 percent of
students reported being
cyberbullied in

24. 2011, and those numbers
are likely higher today.
The American Academy of
Pediatrics

25. calls cyberbullying “ the
most common online risk
for all teens.”

26. And kids aren’t the only
ones who are subject to
bullying online.
According to a 2014

27. report from the Pew
Research Center, 40
percent of adult Internet
users report some

28. form of online
harassment. That number
is as high as 70 percent
for users aged 18 to 24.

29. What Does Cyberbullying
Insurance Cover?

30. According to Christie
Alberman, vice president
of client and product
service for Chubb’s

31. personal risk services,
cyberbullying can
“damage the reputation
of a homeowner or

32. their child and cause
financial loss and
emotional harm.”
Depending on the

33. circumstances,
cyberbullying protection
may cover:

34. * Wrongful termination
or wrongful discipline at
school

35. * False arrest

36. * Mental anguish that
prevents a child or family
member from attending
work or school

37. for more than a week

38. * Psychiatric services

39. * Rest and recuperation
expenses

40. * Temporary relocation
costs

41. * Education expenses

42. * Public relations
services

43. * Cybersecurity
consultants

44. At Carmoon Group, we are
committed to providing
the best protections for
your home

45. and your family at the
most affordable price. So
why not contact us today
to set up an

46. appointment to discuss
your insurance needs?
We are available Monday
through Friday

47. from 9 a.m. to 6 p.m.at
516-292-3780. Or if it’s
easier for you, just fill out
our online

48. form and we’ll get back to
you within one business
day.

49. Visit
www.Carmoongroup.com
for FREE 30-Minute
Consultation!