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Building together to promote
financial inclusion.
What is Denarii.Cash
A multi-cryptocurrency wallet for
smartphones running on iOS and Android
that offers convenient, secure and
transparent way of converting, sending and
receiving money to any mobile phone
number powered by stellar blockchain.
CONFIDENTIAL
“We will be the largest and most efficient
cash circulation platform in Asia, digitally.”
What we are offering
CONFIDENTIAL
• S e n d , R e c e i v e , S t o r e f i a t a n d
c r y p t o c u r r e n c i e s l i k e B i t c o i n a n d
E t h e r e u m
• S p l i t b i l l p a y m e n t s
• B i l l P a y m e n t s
• W i t h d r a w c a s h a t m o r e p l a c e s
• E a r n t o k e n s f o r e v e r y t r a n s a c t i o n
F O R E V E R Y B O D Y
• A n e w w a y o f g e n e r a t i n g r e v e n u e
• C a s h w i t h d r a w a l s e r v i c e t h a t w i l l
b r i n g n e w c u s t o m e r s t o y o u r s t o r e
a n d t u r n t h e m i n t o r e c u r r i n g
b u y e r s .
• E a r n t o k e n s f o r e v e r y t r a n s a c t i o n
F O R C A S H P O I N T S
F O R B U S I N E S S E S
• A c c e p t c r e d i t c a r d p a y m e n t s
• A c c e p t m u l t i p l e c r y p t o c u r r e n c i e s a s a
m o d e o f p a y m e n t
• W i t h d r a w c a s h a t m o r e p l a c e s
• N o q u o t a
• E a r n t o k e n s f o r e v e r y t r a n s a c t i o n
F O R D E V E L O P E R S
• A n e w w a y o f g e n e r a t i n g r e v e n u e b y
d e v e l o p i n g o r i n t e g r a t i n g a d d i t i o n a l D A p p
s e r v i c e o n t o p o f D e n a r i i w a l l e t
• A c c e s s t o n e t w o r k e f f e c t t h a t d e n a r i i i s
p r o v i d i n g
• E a r n t o k e n s f o r e v e r y t r a n s a c t i o n
Problem that we are solving
CONFIDENTIAL
• Expensive cash circulation
• Underbanked of 2b that would be served
• Low interest storing money for fixed deposit
• No Easy access to money
• Fintech Innovation due to lack of innovation from the banking system
F O R
E V E R Y B O D Y
F O R
C A S H P O I N T S
F O R
B U S I N E S S E S
F O R
D E V E L O P E R S
Our Solution : Denarii Wallet
CONFIDENTIAL
F O R
E V E R Y B O D Y
F O R
C A S H P O I N T S
F O R
B U S I N E S S E S
F O R
D E V E L O P E R S
People/businesses are turned into cashpoints,
matching demand with supply and extra income
to be made by utilizing new blockchain technologies to
expand the frontiers of traditional financing.
Technology
CONFIDENTIAL
F O R
E V E R Y B O D Y
F O R
C A S H P O I N T S
F O R
B U S I N E S S E S
F O R
D E V E L O P E R S
STELLAR COREDENARII WALLET STELLAR NETWORK
Denarii will be integrated to stellar network to move money
quickly, reliably, and at almost no cost.
Target Market – Our focus for the first 3 years is
MENA to SEA
CONFIDENTIAL
Business Model
CONFIDENTIAL
All transfers of any currency between Denarii Wallet users are free. We
charge network fees for cryptocurrency transfers that users submit for
processing on the relevant cryptocurrency’s blockchain network (on-chain
transfers only).
• For Cashpoint: 0.5% transaction fee
• For Business: 0.5% transaction fee
• For Crypto Currency (On-Chain): Bitcoin (XBT) — 0.0005 / Ether (ETH) — 0.005
• Premium Access: $5 Monthly to access exclusive promos, half transaction price
and private keys
DCT as a utility token for Denarii
The utility role of the token for Denarii is a primary consideration in the success of this project. Tokens are multi-purpose
instruments, and we are beginning to see more clarity in how they are being applied. We proposing 3 tenets for the token
utility of DCT (Denarii Cash) tokens and these are Role, Features and Purpose. Each role will have its key purpose, as
depicted below;
Right – Denarii community will have the rights to vote on which new service that they want to include in the wallet . DCT will be
use for voting rights
Value Exchange – For the purpose of economy creation, Denarii propose that for every transaction that happens from the
denarii wallet and from third-party services the created by developers gets rewarded. A small percentage will also be
contributed to support the development of Denarii infrastructure.
TOLL – In order the developer to have a skin in the game, developer needs to staked DCT token as an access fee to be able to
integrate additional service that Denarii wallet.
Function – As a lever to enrich the user experience, DCT token will be use to incentivize users to join the network, As an
example, the staked from the developers will be use to incentivize end-user for holding DCT token along with other
cryptocurrency.
Currency – In addition to DCT token, we will propose a cryptocurrency similar to tether where each unit has its value pegged to
the local currency.
Earnings – as an equitable redistribution of the resulting increased value of DCT. Denarii Cash will be sharing the upside with
all the stakeholders is expected such as benefits of sharing, consumer, developers that refer someone to join the network will
earn DCT token.
Appendix
CONFIDENTIAL
Budget spending
CONFIDENTIAL
$0.00
$200,000.00
$400,000.00
$600,000.00
$800,000.00
$1,000,000.00
$1,200,000.00
$1,400,000.00
$1,600,000.00
$1,800,000.00
$2,000,000.00
0.00
5,000.00
10,000.00
15,000.00
20,000.00
25,000.00
30,000.00
35,000.00
40,000.00
45,000.00
50,000.00
Month
1
Month
2
Month
3
Month
4
Month
5
Month
6
Month
7
Month
8
Month
9
Month
10
Month
11
Month
12
Month
13
Month
14
Month
15
Total Accounts Retained Accounts ASV($200) w/ cust. retention @ 15%
• 15 months run-rate
• Objective to acquire 35,000 customers split
between (consumer, cashpoints and business)
with $2 CPI and $12 CPA
• Projecting to generate a total of $16 Million
revenue, based from $200 ASV/Month, factored
a 20% retention rate MoM
• Hire 4 additional engineers, 2 Marketing, 1
Creative and 1 Head Communication, 3
Business development, 4 compliance Officer, 1
Legal
3 yrs. plan post ICO
CONFIDENTIAL
Why ICO
CONFIDENTIAL
$6 Billion
Almost six billion dollars have been
gathered by the startups for 2017
through the primary offering the coins-
ICO.
• ICO is the abbreviation of Initial Coin Offering. It
means that someone offers investors some
units of a new cryptocurrency or crypto-token in
exchange against cryptocurrencies like Bitcoin
or Ethereum
• It offers us to onboard participants from different
regions but also to incentivize them to promote
Denarii Cash via rewarding system.
• Tokens provide liquidity since they can be
traded on various exchanges after the ICO.
Participants can liquidate their position in the
secondary market..
Decentralize application landscape
CONFIDENTIAL
0 200 400 600 800 1000 1200
Art
Electronics
Legal
Charity
Virtual Reality
Energy
Manufacturing
Sports
Education
Tourism
Casino & Gambling
Artificial Intelligence
Real estate
Health
Big Data
Retail
Media
Communication
Smart Contract
Infrastructure
Banking
Internet
Entertainment
Software
Investment
Business services
Cryptocurrency
Platform
#’s of DApp powered by multiple blockchain
Decentralize application Landscape
CONFIDENTIAL
Denarii Infastructure - Opensource
Denarii is an open infrastructure
based on existing protocol as an
underlying technology that bridges
third party blockchain services on top
of denarii wallet.
Overview
Denarii has a mobile template system
using an existing mobile app
framework. Its architecture is a front
controller, routing all requests for non-
static URIs to a single file which
parses the URI and identifies the
target page. Denarii will be using
smart contract to facilitate the bridge
between the denarii wallet and the
plugin. This configuration will be
seamless and can be done in a click
of a button via Denarii dashboard.
Blockchain services plugins
Denarii plugin architecture allows
users to extend the features and
functionality of Denarii. Each of these
plugins will offer a custom functions
and features enabling users to tailor
their plugins to their specific needs.
These customizations range from
KYC, marketplace, voting system,
parts of digital wallet such as lending,
peer to peer, to content displaying
features, such as the addition of
widgets and navigation bars. Plugins
will be available through Denarii
plugin directories through the Denarii
developers dashboard.
Propose framework
CONFIDENTIAL
Protocol Plugin Services Configure Submit
• Stellar
• Loyalty
• KYC
• Business Service
• Communication
• Real Estate
• Marketplace
• E-sports
• Legal
• And more…
• Stake with
new Token
• Stake with
existing token
• Submit to be
part of the
denarii
platform
Denarii Infrastructure (Denarii Wallet)
Administrator Dashboard for tracking and monitoring DApp and third party services
Use case for developer
Request the rights
to submit plugins
Plugins
(Lending/Marketplace/Third-party DApp)
Blockchain protocol
Developer
Earn and Spend
Acquire Denarii Tokens
Configure the plugins
Staked DCT and possible
other crypto assets)
Use case for consumer
User connects to relevant
third party services and interact
seamlessly
KYC
Earn Loyalty
Peer-to-Peer
Marketplace
Wallet
Blockchain Protocol + Light Smart Contract
User logins to the newly
created wallet powered by Denarii
Want to know more about Denarii?
Email: jonsantillan@searchfuse.com
CONFIDENTIAL

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Denarii Cash v1

  • 1. Building together to promote financial inclusion.
  • 2. What is Denarii.Cash A multi-cryptocurrency wallet for smartphones running on iOS and Android that offers convenient, secure and transparent way of converting, sending and receiving money to any mobile phone number powered by stellar blockchain. CONFIDENTIAL “We will be the largest and most efficient cash circulation platform in Asia, digitally.”
  • 3. What we are offering CONFIDENTIAL • S e n d , R e c e i v e , S t o r e f i a t a n d c r y p t o c u r r e n c i e s l i k e B i t c o i n a n d E t h e r e u m • S p l i t b i l l p a y m e n t s • B i l l P a y m e n t s • W i t h d r a w c a s h a t m o r e p l a c e s • E a r n t o k e n s f o r e v e r y t r a n s a c t i o n F O R E V E R Y B O D Y • A n e w w a y o f g e n e r a t i n g r e v e n u e • C a s h w i t h d r a w a l s e r v i c e t h a t w i l l b r i n g n e w c u s t o m e r s t o y o u r s t o r e a n d t u r n t h e m i n t o r e c u r r i n g b u y e r s . • E a r n t o k e n s f o r e v e r y t r a n s a c t i o n F O R C A S H P O I N T S F O R B U S I N E S S E S • A c c e p t c r e d i t c a r d p a y m e n t s • A c c e p t m u l t i p l e c r y p t o c u r r e n c i e s a s a m o d e o f p a y m e n t • W i t h d r a w c a s h a t m o r e p l a c e s • N o q u o t a • E a r n t o k e n s f o r e v e r y t r a n s a c t i o n F O R D E V E L O P E R S • A n e w w a y o f g e n e r a t i n g r e v e n u e b y d e v e l o p i n g o r i n t e g r a t i n g a d d i t i o n a l D A p p s e r v i c e o n t o p o f D e n a r i i w a l l e t • A c c e s s t o n e t w o r k e f f e c t t h a t d e n a r i i i s p r o v i d i n g • E a r n t o k e n s f o r e v e r y t r a n s a c t i o n
  • 4. Problem that we are solving CONFIDENTIAL • Expensive cash circulation • Underbanked of 2b that would be served • Low interest storing money for fixed deposit • No Easy access to money • Fintech Innovation due to lack of innovation from the banking system F O R E V E R Y B O D Y F O R C A S H P O I N T S F O R B U S I N E S S E S F O R D E V E L O P E R S
  • 5. Our Solution : Denarii Wallet CONFIDENTIAL F O R E V E R Y B O D Y F O R C A S H P O I N T S F O R B U S I N E S S E S F O R D E V E L O P E R S People/businesses are turned into cashpoints, matching demand with supply and extra income to be made by utilizing new blockchain technologies to expand the frontiers of traditional financing.
  • 6. Technology CONFIDENTIAL F O R E V E R Y B O D Y F O R C A S H P O I N T S F O R B U S I N E S S E S F O R D E V E L O P E R S STELLAR COREDENARII WALLET STELLAR NETWORK Denarii will be integrated to stellar network to move money quickly, reliably, and at almost no cost.
  • 7. Target Market – Our focus for the first 3 years is MENA to SEA CONFIDENTIAL
  • 8. Business Model CONFIDENTIAL All transfers of any currency between Denarii Wallet users are free. We charge network fees for cryptocurrency transfers that users submit for processing on the relevant cryptocurrency’s blockchain network (on-chain transfers only). • For Cashpoint: 0.5% transaction fee • For Business: 0.5% transaction fee • For Crypto Currency (On-Chain): Bitcoin (XBT) — 0.0005 / Ether (ETH) — 0.005 • Premium Access: $5 Monthly to access exclusive promos, half transaction price and private keys
  • 9. DCT as a utility token for Denarii The utility role of the token for Denarii is a primary consideration in the success of this project. Tokens are multi-purpose instruments, and we are beginning to see more clarity in how they are being applied. We proposing 3 tenets for the token utility of DCT (Denarii Cash) tokens and these are Role, Features and Purpose. Each role will have its key purpose, as depicted below; Right – Denarii community will have the rights to vote on which new service that they want to include in the wallet . DCT will be use for voting rights Value Exchange – For the purpose of economy creation, Denarii propose that for every transaction that happens from the denarii wallet and from third-party services the created by developers gets rewarded. A small percentage will also be contributed to support the development of Denarii infrastructure. TOLL – In order the developer to have a skin in the game, developer needs to staked DCT token as an access fee to be able to integrate additional service that Denarii wallet. Function – As a lever to enrich the user experience, DCT token will be use to incentivize users to join the network, As an example, the staked from the developers will be use to incentivize end-user for holding DCT token along with other cryptocurrency. Currency – In addition to DCT token, we will propose a cryptocurrency similar to tether where each unit has its value pegged to the local currency. Earnings – as an equitable redistribution of the resulting increased value of DCT. Denarii Cash will be sharing the upside with all the stakeholders is expected such as benefits of sharing, consumer, developers that refer someone to join the network will earn DCT token.
  • 11. Budget spending CONFIDENTIAL $0.00 $200,000.00 $400,000.00 $600,000.00 $800,000.00 $1,000,000.00 $1,200,000.00 $1,400,000.00 $1,600,000.00 $1,800,000.00 $2,000,000.00 0.00 5,000.00 10,000.00 15,000.00 20,000.00 25,000.00 30,000.00 35,000.00 40,000.00 45,000.00 50,000.00 Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Month 13 Month 14 Month 15 Total Accounts Retained Accounts ASV($200) w/ cust. retention @ 15% • 15 months run-rate • Objective to acquire 35,000 customers split between (consumer, cashpoints and business) with $2 CPI and $12 CPA • Projecting to generate a total of $16 Million revenue, based from $200 ASV/Month, factored a 20% retention rate MoM • Hire 4 additional engineers, 2 Marketing, 1 Creative and 1 Head Communication, 3 Business development, 4 compliance Officer, 1 Legal
  • 12. 3 yrs. plan post ICO CONFIDENTIAL
  • 13. Why ICO CONFIDENTIAL $6 Billion Almost six billion dollars have been gathered by the startups for 2017 through the primary offering the coins- ICO. • ICO is the abbreviation of Initial Coin Offering. It means that someone offers investors some units of a new cryptocurrency or crypto-token in exchange against cryptocurrencies like Bitcoin or Ethereum • It offers us to onboard participants from different regions but also to incentivize them to promote Denarii Cash via rewarding system. • Tokens provide liquidity since they can be traded on various exchanges after the ICO. Participants can liquidate their position in the secondary market..
  • 14. Decentralize application landscape CONFIDENTIAL 0 200 400 600 800 1000 1200 Art Electronics Legal Charity Virtual Reality Energy Manufacturing Sports Education Tourism Casino & Gambling Artificial Intelligence Real estate Health Big Data Retail Media Communication Smart Contract Infrastructure Banking Internet Entertainment Software Investment Business services Cryptocurrency Platform #’s of DApp powered by multiple blockchain
  • 16. Denarii Infastructure - Opensource Denarii is an open infrastructure based on existing protocol as an underlying technology that bridges third party blockchain services on top of denarii wallet. Overview Denarii has a mobile template system using an existing mobile app framework. Its architecture is a front controller, routing all requests for non- static URIs to a single file which parses the URI and identifies the target page. Denarii will be using smart contract to facilitate the bridge between the denarii wallet and the plugin. This configuration will be seamless and can be done in a click of a button via Denarii dashboard. Blockchain services plugins Denarii plugin architecture allows users to extend the features and functionality of Denarii. Each of these plugins will offer a custom functions and features enabling users to tailor their plugins to their specific needs. These customizations range from KYC, marketplace, voting system, parts of digital wallet such as lending, peer to peer, to content displaying features, such as the addition of widgets and navigation bars. Plugins will be available through Denarii plugin directories through the Denarii developers dashboard.
  • 17. Propose framework CONFIDENTIAL Protocol Plugin Services Configure Submit • Stellar • Loyalty • KYC • Business Service • Communication • Real Estate • Marketplace • E-sports • Legal • And more… • Stake with new Token • Stake with existing token • Submit to be part of the denarii platform Denarii Infrastructure (Denarii Wallet) Administrator Dashboard for tracking and monitoring DApp and third party services
  • 18. Use case for developer Request the rights to submit plugins Plugins (Lending/Marketplace/Third-party DApp) Blockchain protocol Developer Earn and Spend Acquire Denarii Tokens Configure the plugins Staked DCT and possible other crypto assets)
  • 19. Use case for consumer User connects to relevant third party services and interact seamlessly KYC Earn Loyalty Peer-to-Peer Marketplace Wallet Blockchain Protocol + Light Smart Contract User logins to the newly created wallet powered by Denarii
  • 20. Want to know more about Denarii? Email: jonsantillan@searchfuse.com CONFIDENTIAL