This document discusses the poor financial state of many average Americans and outlines opportunities to improve one's financial situation through working with a financial services marketing company. It notes that most Americans reach retirement with little savings, heavy debt, and no plan while a minority are financially secure. The company aims to help people build and protect their financial future through products, training, and business ownership opportunities to become a financial professional and potentially earn cash flow and incentives. It encourages taking the next step by filling out a survey card to determine the best option.

1. What’s Going ? ON

2. Look at the state of our country today

3. Like Many of YOU

4. I wonder whatthe heck has happened?

5. IT’S NOT ABOUT Corporate GREED & Lack of ETHICS

6. I Am Referring to the: Economic State Of an Average American

7. Like: Consumer Out of Control Debt Average Household Credit Card balance $19,000 15.15% Average Interest Rate

8. Minimal Savings 1970 8% US Savings Rate – 1% Today NO College Fund for Kids NO Retirement Planning

9. Stock Market Losses 2008 – 38%

10. Soaring Fed & State TAXES

11. Low Interest Rates Bankrates

12. Falling House Prices Is this the bottom?

13. Disappearing JOBS

14. “so-so” Social Security Will it be there… for YOU?

15. Let’s Look at... Facts of Life

16. Let’s Look at... At Age65 Source: US Bureau Of Labor and Statistics

17. Out of a 100 36 DEAD

18. Out of a 100 54 DEAD BROKE

19. Out of a 100 5 STILL WORKING

20. Out of a 100 4 FINANCIALLY SECURE

21. Out of a 100 1 WEALTHY

22. Minority5% Majority95% HAVE A PLAN Professionally Managed Save on taxes Business Owner or Investing SAVE PROPERLY PROTECTED Lives debt-free At retirement-HAVE ENOUGH Enjoying retirement years NO STRATEGY Earn low rate of return Pay too much in taxes Employee SPEND NO PROTECTION Drowning in debt At retirement –NO SAVINGS Forced to go back to work

23. It wasn’t raining when Noah built his Ark

24. Ask Yourself… Which group you want to be in Do you see your situation changing soon What are you doing about it

25. Preparation + Opportunity = Success

27. Who we are Financial Services Marketing Company Leadership Team With Vast Experience Provide A Once In ALifetime Opportunity

28. United States Netherlands United Kingdom Established since 1844 150 years of providing financial peace of mind Employs approx. 30,000 people Ranked 98 out of 2000 world’s biggest and most powerful public companies

30. AEGON Americas

31. Our Cause Our Mission To help families build and protect financial future Our Vision To build the most well respected and largest financial services marketing company in the country Our Purpose Serving our clients’ needs

32. Our Services Distribution Asset Accumulation Risk Management

34. Concerned About Funding College For Their Kids…

35. Want to Learn How To Manage Their Money Properly

36. Get Out Of Heavy Consumer Debt…

37. Wants Their Financial Life To Get Better…

39. Who You Are Unlimited income Your schedule CONTROL Your business Your time Be your own boss

40. An Organization with: Top tier financial products Track record SUCCESSFUL Personal mentoring Business model Innovative training

41. Training YOU to be the BEST Hands-onTraining Regular Agency Meetings Company-sponsoredSchools Up-to-date Technology Industry-sponsored Education

42. Cash Flow Or More Example based on 1 life app per week per Associate

43. Incentives & Awards Wealth Accumulation Trips Stock Options

44. You Have D No Matter Who You Are esire ream rive

45. Our Philosophy RespectPeople MakeMoney HaveFun

46. Option 1 Become a Client

47. Option 2 Start Twin-Career PART FULL as a Financial Professional

48. Option 3 Full Time Business Owner

49. Success is not assured, but one thing is Our destiny isin our hands

50. Take the NEXT step Fill out a Survey Card Decide which option/s fits you AGoodOpportunity Only Becomes Great When You ActOn It!

51. Presentation created by: Charles Lee charlesnlee@gmail.com