Factoring basics Factoring Overview Proposals Fundings Learn more by contacting Chris Lehnes at 203-664-1535. Financing from $100k to $10 Million Funding in 3-5 days. No Personal Guaranty

1. Funding the Oil & Gas Industry
We specialize in "tough" deals by ignoring our clients'
financial condition and focusing on the quality of their
accounts receivable.
In about a week, we can convert accounts receivable into
cash, providing vital liquidity to qualified businesses.

2. Factoring: A Quick Source of
Bridge Financing
Your client may need access to cash until completion of
an equity raise, a sale or a balance sheet restructuring.
In about a week, we can convert accounts receivable into
cash, providing vital liquidity to qualified businesses.

3. FACTORING
PROPOSAL ISSUED
$150,000 per month
Cosmetics Distributor
Supply chain disruptions creating additional
cash requirements.

4. FACTORING
PROPOSAL ISSUED
$6 Million Short Term Facility
Consumer Product Manufacturer/Distributor
Bridge financing to ABL closing.

5. The pandemic has disrupted supply chains,
increasing the cost of inventory, raw materials
or shipping.
Meanwhile, customers are paying more slowly
to preserve their own cash balances.
These forces can rapidly deplete a company's
working capital position.
Versant's Non-Recourse Factoring Program
can often remedy this problem by quickly
converting AR into cash.
Factoring:
Funding for Supply Chain Disruptions

6. Funding Bank Declines
Versant Funding's non-recourse factoring program can be an alternative source of
financing for businesses which have been declined by a bank but have good quality
accounts receivable outstanding.
 $100,000 to $10 Million per month
 Advance Rate: Up to 75% against AR
 Non-recourse - No Personal Guaranty
 Closing as quickly as 3- 5 days
We specialize in difficult deals by ignoring our clients' financial condition and
focusing on the quality of their accounts receivable.
This allows us to help a variety of businesses including Manufacturers, Distributors
and an array of Service Businesses which have traits such as:
 Negative Net Worth
 Balance Sheet Issues
 Losses
 Customer Concentrations (up to 100%)
 Start-ups
 Debtors in Possession
 Owners with Weak Person Credit or "Character Issues"
Contact me today to learn if your client would benefit.

7. Factoring
A source of non-dilutive growth capital.
Versant can provide a bridge to your next capital raise.
$100,000 - $10 Million
Funds can be available in about a week.

9. Factoring:
A Tool for Funding Turnarounds
Versant Funding's non-recourse factoring can be another tool in your toolbox when
advising clients working through a turnaround.
At Versant, our underwriting process is strictly focused on the quality of a company's
accounts receivable which enables us to fund businesses experiencing financial
hardship.
Program Overview:
• Factoring from $100,000 to $10 Million per month
• Advance Rate: Up to 75% against accounts receivable
• Non-recourse - No Personal Guaranty
• No Audits
• Closing as quickly as 3- 5 days
We specialize in difficult deals and can help a wide variety of B2B Businesses,
including manufacturers, distributors and a range of service companies which have
traits such as:
• Negative Net Worth
• Balance Sheet Issues
• Current and or Projected Losses
• Debtor Concentrations –up to 100%
• Start-ups
• Owners with Sub-standard Personal Credit
Contact me today to learn if your client would benefit.