1. Credit Basket
Team: Bizpionage
Country: Bangladesh
School: University of Dhaka
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2.  Increasing Income inequality between rich and poor.
 Lack of formal jobs for qualified youths.
 Huge gap between urban and rural youth income and
opportunities.
 Youths from low income families are worse-off in getting
high-quality education and training.
 Networking for getting desired jobs is not well functioned.
 High interest rate and lack of credit facilities for new start-
ups.
 Idle wealth is mounting day by day.
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3. 3

4. High Income Middle Income Low Income
Family Youths: Family Youths: Family Youths:
• Network access for job • Poor functioned • Almost zero network
• Enough money to get network for job access
into additional • Monetary problem for • No money for getting
training.(e.g. language enrolling into into additional
course, computer and additional trainings. qualifications.
internet access)
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5.  Engaging youths from wealthy families who will provide the
credits from their idle capital.
 These credits will be used to start new business venture.
 These credits would be totally “Interest Free”
 Best business ideas from youths with sound structure will be
financed.
 These ventures will create new jobs and a lot of
opportunities for the society.
 A bunch of specialists in the relevant business fields would
mentor the youth entrepreneurs.
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6.  The mentoring procedure would be totally a
volunteer service for the society.
 The credit providers would be the owner of the
shares(e.g. 30% to 60% of the company) of the
ventures. The percentage of the shares would be
decided upon mutual understandings.
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7.  Initially we will target 10 wealthy youths to finance
from their idle family capital.
 Then after selecting the best business ideas, we will
provide them all mentoring and financial facilities
about how to start and continue the venture and
generate profit.
 Then we will continually monitoring them to scale up
their business which can employ more people.
 Capital providers will get their money back, when the
business is well enough to profit well. Moreover, they
will get the profits as per their business shares.
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8.  Suppose a youth came up with a business idea for opening up a
video making company. So the approximate costs would be:
Items Costs (In Us Dollars)
Video Camera 1899
Computer 636
Office Rent 189
Four employees 886
Other items 100
Total 3770 Us Dollar
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9. Employability
No. of
Plan and Time
Ventures
spending:
Employment:75
people
5 Urban
Ventures Hours Spent by
Us: 28
Initial Plan Hours/Week
Employment:
5 Rural Ventures 125 people (as it
is cheap here)
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