Life & Wealth Mangement Optimsiation Service

2. For Prudent InvestorsWho Want to Maximise theirFinancial IndependenceandQuality of Life Introducing Our NewLife & Wealth Optimisation Services™ © 2007 Steve Moeller. All rights reserved. V 4.2a

3. If We Could Achieve Only One of the Following Which Offer is Most Attractive, To You? or A. We can help you… beat the stock market. B. We can help you… Achieve your key dreams and goals Increase your life-long financial independence Reduce your stress Enhance your quality-of-life What’s the Real Purpose of Financial Advice?

4. The Purpose of Our Advice—Help Solve Financial Problems and Achieve Dreams & Goals Integrates Wealth Management, Financial Planning & Life Planning Structure — To create context for making smart decisions Discipline —To stay on plan and to avoid costly mistakes Control — To minimise stress Accountability — To adjust strategies when necessary Encouragement — To live your best possible life Fast, Easy, and Fun

5. Our LifeOptimisation ProcessTransforms Your Dreams into Reality 1st Envision Your Ideal Future 3rd Set Goals Based on Your Vision 2nd Determine What You Can Afford 4th Develop a Written Action Plan 6th Adjust Course as Needed 5th Implement Your Action Plan

6. Our WealthOptimisation Process Aligns Your Assets with Your Vision On-Going Encouragement, Advice and Investment Management Your vision, values, goals and concerns are the basis for the Action Plan—not short-term market fluctuations Designed to prudently achieve your dreams and goals—not to beat the stock markets Progress Reports and Portfolio Stress Tests tell us when to adjust course Simplify, Streamline and Control All Your Assets

7. Step 1. Envision Your Ideal Future Clarify Your Vision, Values, Goals & Concerns Determine which dreams you want to make real Life Planner & Financial Advisor 35-Minute Vision Discovery Session “When you cease to dream, you cease to live.” — Malcolm Forbes

8. Step 2. Determine What You Can Afford Clarify Your Vision, Values Goals & Concerns Life Planner & Financial Advisor Test VariousScenarios Select Preferred Future 60 MinuteVisual, Collaborative Scenario Planning Session “A picture is worth a thousand words.”

9. Step 3. Set Goals Based on Your Vision Clarify Your Vision, Values Goals & Concerns Vision & Goals Test VariousScenarios Select Preferred Future Life Planner & Financial Advisor Together, We Set Realistic Goals, Based on Your Vision A Realistic Vision acts like an Emotional Light House to guide my advice and your actions

10. Step 4. Develop a Written Action Plan Clarify Your Vision, Values Goals & Concerns LifeOptimisation Strategies Wealth Optimisation Strategies Action Plan Test VariousScenarios Select Preferred Future I Develop a High-Impact Action Plan A “blue print” for turning your vision into reality Life Planner & Financial Advisor Financial Planning & Modern Portfolio Theory Life Planning Based on Positive Psychology

11. Step 5: Implement Life& Wealth Strategies £ LifeOptimisation Strategies Wealth Optimisation Strategies Action Plan Life Strategies Life Planner & Financial Advisor Investor’s Behavior Market Results Investment Return Net Cash Flow The Combination of Market Results and Investor Behavior Determine Long-Term Sustainability

12. Step 6: Monitor Results & Adjust Course as Needed Life Planner & Financial Advisor LifeOptimisation Strategies Wealth Optimisation Strategies Action Plan Adjust Course as Needed Annual Stress Test Investment Returns Net Cash Flow On-going Advice, Coaching, Services & Progress Reports Are All Focused On Achieving Your Vision & Goals

13. Holistic & Comprehensive Wealth Management Answers Four Key Questions to Support You As You Prudently Pursue Your Dreams When will you have enough resources to do what you really want to do? How can you optimise your investments and cash flow? What will be the sources of your income — for the rest of your life? How much can you give away while you are living — and after you pass on? “Go confidently in the directions of your dreams! Live the life you’ve imagined.” —Thoreau

14. Who Benefits Most from this Unique New Service? Head of Householdis Now, or was Previously,an Entrepreneur, Professional, Inheritor, or Key Executive Close to or “better” than 55 years old Friendly, optimistic and happy-open-minded and coachable Successful and respected in their career Considering retiring, “down-shifting”, or other major life transitions Want to make the important decisions and delegate the administrivia to a competent team Prudent Investors who Want to Maximise their Financial Independence and Quality of Life

16. Define what’s important to you

17. Establish your preliminary goals

18. Identify challenges and concerns“The constitution only gives you the right to pursue happiness. You have to catch it yourself.” — Benjamin Franklin

19. The Beginning… 15

21. Scientists Have DiscoveredSix “Key Happiness Factors™” Your Purpose Your Passions Your Strengths Positive People Positive Environments Sustainability = Contribution & Fulfillment = Interest & Joy = Competence & Flow = Connection & Empowerment = Tranquility& Creativity = Freedom & Optimism