1. Charles F. Householder
7787 Hills & Dales Road N.W.
Massillon, OH 44646
330-830-9547
cckkhouse@sssnet.com
SUMMARY:
Results oriented multi-tasking financial performer with an expertise in cash management, an excellent reputation for
maintaining strictest confidentiality, and the ability to interface with all levels of an organization.
PRIMARY SKILLS:
• Expert cash manager with in-depth experience in all phases of managing cash flow including Accounts
Receivable, Accounts Payable, Credit & Collections and Risk Management
• Well rounded financial business experience with a record of successfully functioning in a climate of change
including an ESOP, a merger, buyouts, bankruptcies and acquisitions
• Exceptional, timely and accurate, financial forecasting, budgeting, auditing, and reporting skills
• Comprehensive experience in servicing internal customers such as Sales, Purchasing, and Marketing and in
developing and maintaining beneficial banking relationships
EXPERIENCE:
Senior Treasury Analyst (1999 – 2009)
Republic Engineered Products Akron, Ohio
• Determine daily revolving credit position of cash revolver
• Directed the investment of all available cash in commercial paper and certificates of deposit
• Developed departmental duties and procedure manual to comply with Sarbanes-Oxley requirements
• Formulate daily operating cash flow forecasts for three and six month periods maintaining a variance of 2 percent
on 90-100 million dollars
• Maintain strong working relationship with banking officers and Corporate Lending Group
• Originate and analyze daily financial and net cash reports for senior management
• Prepare daily borrowing base certificate on revolving credit agreement
• Maintained Credit, borrowing and investment policies as determined by the company’s Business Conduct Policies
and Procedures Manual
• Facilitated Installation of cash management operating systems, established lock box banking interface and EDI
data transmission including Payroll setups with various internal and external departments
• Determine daily accounts payable vendor payments
• Directed Accounts Payable staff on vendor related issues including invoice discrepancies, payment terms, system
matching and Purchase Order issues
• Negotiated payment terms and payment schedules with Vendors on High Dollar Value purchase orders
• Prepared Letter of Credit documentation between Revolving Credit facility and vendors for dollar limits
exceeding 20 Million dollars
• Resolved accounting and pricing conflicts between suppliers and the corporation
• Reviewed purchasing blanket orders for goods and services
• Assist Directors of Purchasing and commodity managers with corporate purchasing directives
• Establish wire transfer procedure for remittance of invoice payments for Canadian Customers
• Analyze customer credit exposure profiles including processing and verifying applications for credit and
overseeing the process of payment on overdue accounts
• Communicate to executive management results of monitoring and analyzing customer accounts to detect changes
in credit risk to prevent non-payment situations
• Indentified acceptable approval levels for new accounts and establish satisfactory credit lines on existing accounts
• Monitored credit risk accounts releasing material based on payment history
• Maintained working relationship with Sales and customer base to maximize customer satisfaction.

2. Internal Auditor (1997 - 1999)
Republic Engineered Steels Inc. Massillon, Ohio
• Performed cost and consumption analysis
• Analyzed utility consumption
• Conducted physical inventories
• Performed operational and financial audits
• Assisted external auditors with year-end closing
Cash Manager/Risk Manager (1997 - 1997)
Republic Engineered Steels Inc. Massillon, Ohio
• Invested available cash
• Processed weekly and monthly bank borrowing report on revolving credit agreement for bank lending group
• Prepared daily operating cash flow forecasts for three and six month periods with a variance of 2 percent on 90-
100 million dollars
• Responsible for Corporate Cashier and Funds Administrator positions
• Responsible for risk insurance management and insurance policy renewals
• Administered property and casualty claims
Senior Treasury Analyst November (1989 - 1997)
Republic Engineered Steels Inc. Massillon, Ohio
• Prepared daily operating cash flow forecast for three and six month periods
• Originated daily financial and net cash reports
• Instrumental in purchasing daily investments in commercial paper
• Maintained cash management systems and banking relations
• Established EDI (Electronic Data Exchange) and EFT payments
• Established system for Corporate Cashier of ACH reimbursement of expense accounts
Cash Management Accountant (1984 – 1989)
LTV Steel Company, Cleveland, OH
EDUCATION :
Cuyahoga Community College
Associate’s Degree of Applied Business/Business Management
AFFILIATIONS:
• Internal Audit Association
• Northeast Ohio Treasury Management Association
• Treasury Management Association
• Washington High School Girl’s Soccer Boosters Club President 2001 – 2003, with recognition for outstanding
Fund Raising accomplishments