1. ARL Advisers strategic • balanced • targeted
Our Mission
I thank you for your interest in ARL Advisers, LLC. As the
managing partner, I am committed to providing you with
the best service possible, and you have my word that I
will deliver on that commitment. My investment goal
is to make you money with less risk than experienced
by passive approaches. More specifically, preservation
and enhancement of your wealth without the extreme
portfolio fluctuations will be a hallmark of my investment
strategy. As you consider your financial future and our
relationship, I want to let you know that gaining your trust
will be my number one priority.
Our Firm
ARL Advisers, LLC is a registered investment adviser in the
State of Kentucky with clients throughout the country. ARL
Advisers, LLC provides investors an alternative to passive Proprietary models are used to
money management and the limited asset allocation
models of financial advisers. STRATEGICALLY allocate
investment funds towards asset classes with the
highest potential for appreciation and away from
asset classes with greater potential for loss.
Guy M. Lerner
email:guy@arladvisers.com
phone: 502 552 0018 Risk management is achieved through a
mailing address: BALANCED portfolio that is
ARL Advisers, LLC constructed from diversified, non-correlated assets
528 Barberry Lane
Louisville, KY 40206
Through the selection of different assets and the use
business hours: of money management strategy, the return/risk level
Monday – Friday, 8 a.m. to 5:00 p.m. EST
is TARGETED for each investor
websites:
www.arladvisers.com
www.thetechnicaltake.com
Guy M. Lerner
502.552.0018 • guy@arladvisers.com
www.arladvisers.com • www.thetechnicaltake.com

2. Our Investing Philosophy
ARL Advisers, LLC utilizes its own fundamental and technical
research to develop proprietary models. The approach is
original and independent from the Wall Street herd. Our
strategies are quantitatively driven and data centric, and
this leads to objective decision making. We execute with
discipline and conviction when others are lost in the noise
of the market. ARL Advisers, LLC creates an edge for its investors by focusing on those
things that are in our control. We focus on markets not individual companies. Money
management or how we construct our portfolios is another aspect of investing that we
can control, and it is essential for managing risks. All of our portfolios are diversified
across asset classes, and diversification has shown to reduce portfolio volatility without
sacrificing gains. In addition, the use of active strategies to rebalance our portfolios
ensures that investment funds are allocated to those assets with the greatest potential for
appreciation and away from assets with greater potential for loss.
Your Investment
ARL Advisers, LLC is replicating a time tested strategy --tactical asset allocation -- and
making it better. These are strategies that have been employed by large institutions and
Section 2
have survived and prospered in both bull and bear markets. Fees are low and a reduced
minimum initial investment makes our product accessible to the majority of investors. In
addition, portfolios are constructed to minimize account churning (i.e., excessive trading).
Client funds are held by a third party custodian, and each of our clients has their own
individual account with their own secure username and password.
Our Firm
Our Portfolios
ARL Advisers, LLC is a registered in-
ARL Advisers, LLC offers three portfolios. The Conservative Portfolio is suitable for
vestment adviser in the State of Kentucky
the mature investor seekingthe country. ARL
with clients throughout consistent returns with capital preservation. The Broad
Market Portfolio invests globally and across market sectors to seek a return that
Advisers, LLC provides investors an
exceeds the SP500 with substantially less risk. The Aggressive Portfolio seeks
alternative to passive money management
a return that is greater than twice the return of the SP500; this is the most flexibly
and the limited asset allocation models
designed portfolio as it can bet against assets as well as have positions in commodities
of financial advisers. We utilize our own
and currency. Our portfolios are diversified and provide superior reward to risk, and they
emphasize a disciplined strategy utilizing to
fundamental and technical research highly liquid exchange traded funds. We invest
in markets, and we always quantify our in-
develop proprietary models. Our market edge.