1. Sales Congress 2010 Hilton Athens 6.3.2010 Eric Kleijnen CEO
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4. AXA Group: Revenues Resilient vs. FY08 Revenues by segment 2,841 Asset Management 3,947 In Euro million FY08 International Insurance 412 Banking & Holdings 2,860 3,074 FY09 395 91,221 Revenues 90,124 P&C 26,039 26,174 L&S 57,977 57,620 +2% -25% % -2% -1% +1% -4% Mediterranean & LA region -32% -7% +13% +11% -6% +1% Changes are on a comparable basis NORCEE UK &Ireland North America France Asia-Pacific (incl. Japan) * Excluding International Insurance, Asset Management, Banking and Holdings In Euro billion Insurance revenues by region
5. A steady growth… 2004 2005 2006 2007 Merger with Norwich Union in the Gulf Region Acquisition of Seguro Directo Acquisition of Winterthur Acquisition of Alpha Insurance Acquisition of Minority Shareholder Joint Venture with Monte dei Paschi di Siena (MPS) Acquisition of Minority Shareholder Direct Seguros 2008 Acquisition of Minority Shareholder Acquisition of ING Seguros 2009 AXA launches a 2 B € rights issue to finance acquisition opportunities Romania Algeria Serbia 2010 Bulgaria Albania Fyrom BALKANS Green fields Azerbaijan
6. Current situation of Greek main economic indicators GDP: -1.2% (-2.5% anticipated in 2010) Public Deficit 12.7% of GDP in 2009 Stock Exchange +22.93% Public debt 303 B€ in 2009 or 113% of GDP Unemployment 10.6% in Nov vs. 9.5% EU average Manufacturing -7.6% Inflation 2.6% in 2009 vs. 1.4% Eu average 10 years bonds spreads 300 Private consumption -1.5% Imports -16% Exports -24.7% Residential construction -28.1% as of Nov. 2009