Statistik Perbankan by OJK

2. i
Statistik Perbankan Indonesia (SPI) merupakan
media publikasi yang menyajikan data mengenai
perbankan Indonesia. SPI diterbitkan secara
bulanan oleh Departemen Perizinan dan
Informasi Perbankan untuk memberikan
gambaran perkembangan perbankan di
Indonesia.
Sehubungan dengan beralihnya fungsi, tugas
dan wewenang pengaturan dan pengawasan
kegiatan jasa keuangan di sektor perbankan dari
Bank Indonesia ke Otoritas Jasa Keuangan sejak
tanggal 31 Desember 2013, maka SPI edisi
November 2013 akan diterbitkan oleh Otoritas
Jasa Keuangan dan dapat diakses melalui
website www.ojk.go.id pada menu Data dan
Statistik-Perbankan.
Dengan perubahan tersebut, diharapkan data
yang disajikan tetap dapat bermanfaat bagi
pengguna.
Mulai data bulan Mei 2015, pengelompokkan
bank disajikan berdasarkan Bank Umum
berdasarkan Kelompok Usaha (BUKU) namun
data berdasarkan kelompok bank yang lama
tetap disajikan secara paralel sampai dengan
data Juni 2016. Hal ini untuk
mempertimbangkan batas waktu bagi bank
umum menyesuaikan kegiatan usaha/modal inti
sampai dengan Juni 2016.
Pada SPI mulai edisi Desember 2015 data
perbankan syariah tidak lagi disajikan. Data
perbankan syariah dimaksud telah tersedia di
SPS Format Baru mulai edisi Desember 2015.
Namun secara umum data kelompok bank
berdasarkan BUKU sudah termasuk data
perbankan syariah. Diharapkan dengan
pemisahan data ini dapat mempercepat data
yang diberikan kepada stakeholder.
The Indonesia Banking Statistic is a publication
media that provides data of Indonesia Banking.
The SPI is published by the licence and banking
information department monthly to give an
overview of banking development in Indonesia.
Due to change function, job and authority of
arrangement and surveillance of financial services
activity in banking sector from The Bank of
Indonesia to Financial Services Authority since
December 31th, 2003, so The SPI's edition on
November 2013 will be published by Financial
Services Authority and can be accessed through
website www.ojk.go.id at data menu and banking
statistic.
By the change, the provided data can be useful for
user/stakeholder.
Starting May 2015, the grouping of banks
presented based on Commercial Banks Group of
Business Activities (BUKU) but the old data group
continue to be presented in parallel until June
2016. It is to consider the time limit for commercial
banks to adjust their business activities/core
capital up to June 2016.
Starting SPI edition December 2015, the sharia
banking data are no longer served. Sharia banking
data is already available in SPS New Format
began edition December 2015. But, generally data
of bank group base on BUKU includes Sharia
banking data. Expected with the separation of
these data can accelerate the data that provided
to stakeholders.
KATA PENGANTAR
FOREWARD
Jakarta, Oktober 2016
Jakarta, October 2016
Otoritas Jasa Keuangan, Republik Indonesia
Departemen Perizinan dan Informasi Perbankan
Financial Services Authority, Republic of Indonesia
Banking Licensing and Information Department

3. ii
HALAMAN KETERANGAN
PAGE OF REFERANCE
Jadwal Publikasi Kedepan
Edisi September 2016 akan diterbitkan pada minggu
ke III bulan November 2016.
Tanda-tanda, simbol dan Sumber Data
Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan angka-angka yang bersangkutan karena
pembulatan.
r Angka-angka diperbaiki
( ) Sebagian dari suatu jumlah
* Angka-angka sementara
** Angka-angka sangat sementara
*** Angka-angka sangat-sangat sementara
- Tidak ada
... Angka belum tersedia
- - Nol atau lebih kecil daripada digit terakhir
$ Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai
titik dan sebaliknya tanda titik harap dibaca sebagai
koma.
Sumber Data : Bank Indonesia dan Otoritas Jasa
Keuangan, kecuali jika dinyatakan lain.
1. Data yang digunakan dalam Publikasi SPI
bersumber dari Laporan Bulanan Bank Umum
(LBU), dan Laporan Berkala Bank Perkreditan
Rakyat (LBBPR) kecuali dinyatakan lain.
2. Proses download data; Data Laporan Bulanan Bank
Umum (LBU) yang disampaikan dari bank pelapor
kepada Bank Indonesia diolah melalui Sistem
Informasi Perbankan (SIP). Perbedaan waktu
download data LBU melalui SIP dapat
menyebabkan perbedaan pada data yang
dipublikasikan ini dengan data publikasi yang lain.
Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan Oktober 2015
untuk Publikasi Statistik Perbankan Indonesia
penerbitan periode ini dilakukan dari tanggal 10
Desember s/d tanggal 15 Desember 2015.
Sampai dengan bulan Desember 2015 data dalam
publikasi ini disediakan melalui website OJK
(http://www.ojk.go.id) dan website BI
(http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan
Deputi Direktur Publikasi dan Administrasi (IDAP)
Otoritas Jasa Keuangan
Menara Radius Prawiro
Jl. MH Thamrin No. 2, Jakarta Pusat
Email: konsumen@ojk.go.id
Telepon: (021) 1500 655
Fax: (021) 386 6032
Advance Release Calender (ARC)
September 2016 edition will be released on the 3rd
week of November 2016.
Notes, Symbols and Sources of Data
Totals do not necessarily agree with the sum of items
shown because of roundings.
r Revised figures
( ) Subset of data
* Provisional figures
** Very provisional figures
*** Estimated figures
- Not available
... Figures are not available yet
- - Nil or less than the last digit
$ US Dollar
Commas in the numbers please read as point and vice
versa, please read the point as a comma
Data Source : Bank Indonesia and Financial Services
Authority unless mentioned otherwise.
1. The data used in the Indonesian Banking Statistics
is derive from Commercial Bank Monthly Reports,
and Rural Bank Monthly Reports.
2. Data from the Commercial Bank Monthly Reports,
which submitted by the reporting banks to Bank
Indonesia, is processed using the Bank Indonesia
Banking Information System. The time taken to
download data from Banking Information System
can result in variations of the data that is
published in this book, compared to other published
data. Therefore, readers are recommended to pay
attention to the download time of data. The
processing of the October 2015 monthly reports for
this periode of the Indonesian Banking Statistics
was done from 10 December until 15 December
2015.
Until December 2015, The data publication are also
provided through OJK website (http://www.ojk.go.id)
and BI website (http://www.bi.go.id).
Bank Licensing and Banking Information Department
Administration and Publication Deputy Director (IDAP)
Indonesia Financial Services Authority
Radius Prawiro Tower
Jl. MH Thamrin No. 2, North Jakarta
Email: konsumen@ojk.go.id
Telephone: +62-21—1500 655
Fax: +62-21-386 6032

4. iii
DAFTAR ISI
TABLE OF CONTENT
KATA PENGANTAR i
HALAMAN KETERANGAN ii
DAFTAR ISI iii
DAFTAR SINGKATAN iv
DAFTAR TABEL v
DAFTAR TABEL TAMBAHAN DAN ix
PERUBAHAN NAMA TABEL
METADATA xi
DATA 2
DATA BANK UMUM BERDASARKAN BUKU 4
DATA BANK UMUM 64
DATA BANK PERKREDITAN RAKYAT 122
DATA PERKREDITAN 139
INTRODUCTION i
PAGE OF REFFERENCE ii
TABLE OF CONTENT iii
LIST OF ABBREVIATIONS iv
LIST OF TABLES v
LIST OF ADDITIONAL TABLE AND ix
CHANGE OF TABLES NAME
METADATA xi
DATA 2
COMMERCIAL BANK GROUP OF BUSINESS 4
ACTIVITIES
COMMERCIAL BANK DATA 64
RURAL BANK DATA 122
CREDIT DATA 139

5. iv
DAFTAR SINGKATAN
LIST OF ABBREVIATION
APYD : Aktiva Produktif Yang Diklasifikasikan
ATMR : Aktiva Tertimbang Menurut Risiko
BOPO : Biaya Operasional terhadap Pendapatan
Operasional
BPD : Bank Pembangunan Daerah
CAR : Capital Adequacy Ratio
DPK : Dana Pihak Ketiga
KAP : Kualitas Aktiva Produktif
KBAB : Kewajiban Bersih Antar Bank
KP : Kantor Pusat
KC : Kantor Cabang
KCP : Kantor Cabang Pembantu
KK : Kantor Kas
KPW : Kantor Perwakilan
LBU : Laporan Bulanan Bank Umum
LDR : Loan to Deposit Ratio
NIM : Net Interest Margin
NPL : Non Performing Loan
ROA : Return on Assets
SIP : Sistem Informasi Perbankan
UKM : Usaha Kecil Menengah
UMKM : Usaha Mikro Kecil Menengah
NOM : Net Operating Margin
FDR : Financing to Deposit Ratio
APYD : Classified Earning assets
ATMR : Risk Weighted Assets
BOPO : Operations Expenses to Operations Income
BPD : Regional Development Bank
CAR : Capital Adequacy Ratio
DPK : Third Party Funds
KAP : Earning assets Qualtiy
KBAB : Inter-Bank Net Liabilities
KP : Head Office
KC : Branch Office
KCP : Sub-Branch Office
KK : Cash Office
KPW : Representative Office
LBU : Commercial Bank Monthly Report
LDR : Loan to Deposit Ratio
NIM : Net Interest Margin
NPL : Non-Performing Loan
ROA : Return on Assets
SIP : Banking Information System
UKM : Small/Medium-Scale-Enterprise Industry
UMKM : Small/Medium/Micro-Enterprise Industry
(SMEs)
NOM : Net Operating Margin
FDR : Financing to Deposit Ratio

6. v
DAFTAR TABEL
LIST OF TABLES
NO. NO. TABEL JUDUL HAL TABLES TOPIC PAGES
DATA DATA
1. 1.0 Kegiatan Usaha Perbankan 2 1.0 Bank Industries Operation 2
DATA BANK UMUM
BERDASARKAN BUKU COMMERCIAL BANKS GROUP
OF BUSINESS ACTIVITIES
2. 1.1 – 1.8 Kegiatan Usaha Bank Umum
berdasarkan BUKU 4
1.1 – 1.8
Commercial Banks Group of
Business Activities
4
3. 1.9 – 1.16 Laporan Laba/Rugi Bank Umum
berdasarkan BUKU 12
1.9 – 1.16
Commercial Banks Group of
Business Acitivies - Income
Statements
12
4. 1.17 - 1.24 Rekening Administratif Bank Umum
berdasarkan BUKU 20
1.17 - 1.24
Commercial Banks Group of
Business Acitivies - Off-Balance
Sheet
20
5. 1.25 - 1.32 Kinerja Bank Umum Konvensional
berdasarkan BUKU 28
1.25 - 1.32
Performance of Commercial
Banks Group of Busineness
Activities
28
6. 1.33 Perkembangan Aset Bank Umum
Berdasarkan BUKU 36
1.33
Growth of Commercial Banks
Assets based on Group of
Business Activities
36
7. 1.34 Jumlah Bank Umum Berdasarkan
Pengelompokkan Total Aset BUKU 37
1.34
Total of Commercial Banks Based
on Total Assets
37
8. 1.35 – 1.42 Aset Produktif Bank Umum
Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain -
BUKU
38
1.35 – 1.42
Earning Assets of Commercial
Banks and Credit Quality of
Commercial Banks to Other Bank
38
9. 1.43 - 1.50 Komposisi DPK Bank Umum
Berdasarkan Lokasi bank
Penghimpunan Dana - BUKU
46
1.43 - 1.50
Composition of Third Party Funds
of Commercial Banks Group of
Business Activities
46
10. 1.51 – 1.58 Suku Bunga Rata-rata DPK Bank
Umum – BUKU 54
1.51 – 1.58
Average of Interest Rate of Third
Party Funds of Commercial
Conventional Banks Group of
Business Activities
54
11. 1.59 Perkembangan Jumlah Bank Umum
dan Kantor Bank Umum
berdasarkan BUKU
62
1.59
Growth of Total Commercial
Banks and Bank Offices based
on Group of Business Activities
62
DATA BANK UMUM COMMERCIAL BANK
14. 1.1. s.d 1.7. Kegiatan Usaha Bank Umum 64 1.1. s.d 1.7. Commercial Banks Operation 64
15. 1.8 s.d 1.14. Laporan Laba/Rugi Bank Umum 71 1.8 s.d 1.14. Commercial Banks Income
Statement
71
16 1.15.a s.d
1.21.
Rekening Administratif Bank Umum 78 1.15.a s.d
1.21.
Commercial Banks Off-Balance
Sheet
78
17. 1.22.a s.d
1.28.
Kinerja Bank Umum Konvensional 85 1.22.a s.d
1.28.
Commercial Banks Performance 85
18. 1.29 Perkembangan Aset Bank Umum
Berdasarkan Kelompok Bank
92 1.29 Growth of Commercial Banks
Asset Based Group Bank
92
19. 1.30 Jumlah Bank Umum Berdasarkan
Pengelompokkan Total Aset
93 1.30 Total of Commercial Banks Based
on Total Assets
93

7. vi
NO. NO. TABEL JUDUL HAL TABLES TOPIC PAGES
20. 1.31 s.d 1.37 Aset Produktif Bank Umum
Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain
94 1.31 s.d 1.37 Earning Assets of Commercial
Banks and Credit Quality of
Commercial Banks to Other Bank
94
21. 1.38 s.d 1.44 Komposisi Dana Pihak Ketiga Bank
Umum
101 1.38 s.d 1.44 Composition of Third Party Funds
of Commercial Banks
101
22. 1.45 Komposisi DPK Bank Umum
Berdasarkan Lokasi bank
Penghimpunan Dana
108 1.45 Composition of Third Party Funds
of Commercial Banks Based on
Bank Location Month (...) Year (...)
108
23. 1.46 Penghimpunan DPK Bank Umum
Berdasarkan Lokasi Bank
Penghimpunan Dana
109 1.46 Third Party Funds of Commercial
Banks Based on Bank Location of
Deposits
109
24. 1.47 s.d 1.53 Suku Bunga Rata-rata DPK Bank
Umum
110 1.47 s.d 1.53 Average of Interest Rate of Third
Party Fund of Commercial Banks
110
25. 1.54 Suku Bunga Rata-rata Kredit Bank
Umum kepada Pihak Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
117 1.54 Average of Credit Interest Rates
of Commercial Bank to Parties
Non Bank Based on Industrial
Origin and Non Industrial Origin
Credit Recipients
117
26. 1.55 Suku Bunga Rata-rata Kredit Bank
Umum kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis
Penggunaan dan Orientasi
Penggunaan
118 1.55 Average of Credit Interest Rate of
Commercial Based on Types and
Orientation User
118
27. 1.56 Perkembangan Jumlah Bank Umum
dan Kantor Bank Umum
119 1.56 Growth of Total Commercial
Banks and Bank Offices
119
28. 1.57 Perkembangan Jumlah Kantor
Cabang Bank Berdasarkan Lokasi
Bank
120 1.57 Growth of Total Branch offices
Based on Region
120
DATA BANK PERKREDITAN
RAKYAT
RURAL BANK DATA
29. 2.1 Kegiatan Usaha Bank Perkreditan
Rakyat
122 2.1 Rural Bank Operations 122
30. 2.2 Kinerja Bank Perkreditan Rakyat 123 2.2 Rural Bank Performance 123
31. 2.3 Perkembangan Aset BPR
Berdasarkan Lokasi BPR
124 2.3 Growth of Assets Based Rural
Bank Data
124
32. 2.4 Jumlah BPR Berdasarkan Total Aset 125 2.4 Rural Banks Based on Total
Assets
125
33. 2.5 Non Performing Loan (NPL) Bank
Perkreditan Rakyat
126 2.5 NPL of Rural Bank 126
34. 2.6 NPL BPR Berdasarkan Lokasi 127 2.6 NPL of Rural Banks Based On
Location
127
35.
2.7
2.8
2.9
Dana Pihak Ketiga
a. Komposisi DPK Bank Perkreditan
Rakyat
b. Komposisi DPK Berdasarkan
Lokasi Penghimpunan
c. DPK BPR Berdasarkan Lokasi
Penghimpun
128
2.7
2.8
2.9
Third Party Funds of Rural Bank
a. Composition of Third Party
Funds of Rural Bank
b. Composition of Third Party
Funds Based on Location
c. Third Party Funds of Rural
Banks Based on Location
128
36. 2.10 Suku Bunga Rata-rata DPK BPR 131 2.10 Average of Third Party Interest
Rates of Rural Banks
131
37. 2.11 Suku Bunga Rata-rata Kredit BPR
Berdasarkan Sektor Ekonomi
132 2.11 Average of Credit Interest Rates
of Rural Banks
132
38. 2.12 Suku Bunga rata-rata Kredit BPR
Berdasarkan Jenis Penggunaan
133 2.12 Average of Credit Interest Rates
of Rural Banks Based on Type of
Use
133

8. vii
NO. NO. TABEL JUDUL HAL TABLES TOPIC PAGES
39. jdkjdjdkdkjdjd
kjddj
2.13
2.14
Perkembangan Jumlah Bank dan
Kantor Bank
a. Perkembangan Jumlah BPR
b. Perkembangan Jumlah BPR dan
Kantor BPR Berdasarkan Lokasi
134 jdkjdjdkdkjdjd
kjddj
2.13
2.14
Growth of Total Rural Banks and
Bank Offices
a. Growth of Total Rural Bank
b. Growth of Total Rural Bank
Offices Based on Region
134
40. 2.15 Kegiatan Usaha BPR Syariah 136 2.15 Syariah Rural Bank 136
41. 2.16 Aset dan Pembiayaan BPR Syariah 137 2.16 Asset and Financing of Sharia
Rural Bank)
137
DATA PERKREDITAN CREDIT DATA
42. 3.1 – 3.8 Kredit dan NPL Bank Umum
Konvensional - BUKU Kepada Pihak
Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan
Lapangan Usaha Penerima Kredit
139
3.1 – 3.8
Credit and NPL Credit of
Commercial Banks Group of
Business Activities to Non Bank
Third Party Based on Business
Sector and non Business Sector of
Credit Beneficiary
139
45. 3.9 s.d 3.16 Kredit dan NPL Bank Umum
Konvensional - BUKU Kepada Pihak
Ketiga Bukan Bank Berdasarkan
Jenis Penggunaan dan Orientasi
Penggunaan
147
3.9 s.d 3.16
Credit and NPL of Commercial
Conventional Banks Group of
Business Activities 1 to Non Bank
Third Party Based on Types and
Orientation of Use
147
51. 3.17 Kredit dan NPL Bank Umum
Konvensional dan Bank Umum
Syariah berdasarkan BUKU
155 3.17 Credit and Non Performing Loan
(NPL) of Commercial Conventional
and Sharia Banks based on
Group of Business Activities to
Non Bank Third Party Withdrawn
By Card
155
43. 3.1.a s.d
3.7.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
156 3.1.a s.d 3.7.a Credit Channeling and NPL Credit
Channeling of Commercial Banks
to Non Bank Third Party Based
on Business Sector and non
Business Sector of Credit
Channeling Beneficiary
156
44. 3.8.a Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Per Lokasi
Dati I Bank Penyalur Kredit
163 3.8.a Credit and NPL of Comemrcial
Bank to Non Bank Third Party
Based on Business Sector and
non Business Sector of Credit by
Region
163
46. 3.9.a s.d
3.15.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
164 3.9.a s.d
3.15.a
Credit and NPL of Commercial
Banks to Non Bank Third Party
Based on Types and Orientation
of Use
164
47. 3.16.a Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan per Lokasi
Dati I Bank Penyalur Kredit
171 3.16.a Credit and NPL of Commercial
Banks to Non Bank Third Party
Based on Types and Orientation
of Use by Bank Location for
[month] [year]
171
48. 3.17.a Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lokasi Dati I Bank
Penyalur Kredit
172 3.17.a Credit and NPL 0f Commercial
Banks to Non Bank Third Party
Based on Bank Location
172
49. 3.18.a Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Hubungan Penerima
Kredit dengan Bank
173 3.18.a Credit and NPL of Commercial
Bank to Non Bank Third Party
Based on Bank Relation with
Beneficiary
173
50. 3.19.a Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank Yang
Penarikannya Menggunakan Kartu
Berdasarkan Kelompok Bank
174 3.19.a Credit and NPL of Commercial
Bank to Non Bank Third Party
Withdrawn By Card Based on
Group of Bank
174

9. viii
NO. NO. TABEL JUDUL HAL TABLES TOPIC PAGES
52. 3.20.a Penerusan Kredit (Off-Balance
Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan
Usaha dan Bukan Lapangan Usaha
Penerima Penerusan Kredit
175 3.20.a Credit Channeling (Off-Balance
Sheet) and NPLof Commercial
Banks Based on Industries
Sector and non Industries Sector
of Credit Channeling Beneficiary
175
53. 3.21.a Penerusan Kredit (Off-Balance
Sheet) dan Non PerformingLoan
(NPL) Penerusan Kredit Bank Umum
Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Kredit dan
Golongan Penyalur Kredit
176 3.21.a Off-Balance Sheet Credit
Channeling and NPL of
Commercial Banks to Non-Bank
Third Party Based on Types of
Credit and Classification of Credit
Providers
176
54. 3.22.a Kredit BPR Berdasarkan Sektor
Ekonomi
177 3.22.a Credit of Rural Banks Based on
Economic Sector
177
55. 3.23.a Kredit Bank Perkreditan Rakyat
Berdasarkan Jenis Penggunaan
178 3.23.a Credit of Rural Banks Based on
Type of Use
178
56. 3.24.a Kredit Bank Perkreditan Rakyat
Berdasarkan Lokasi Bank Penyalur
179 3.24.a Credit of Rural Bank Based on
Location
179
57. 3.25.a Kredit dan NPL MKM dan UMKM
Berdasarkan Sektor Ekonomi
180 3.25.a Credit & NPL of MSMEs and
SMEs Based on Economic Sector
180
58. 3.26.a Kredit dan NPL MKM dan UMKM
Berdasarkan Jenis Penggunaan
182 3.26.a Credit & NPL of MSMEs and
SMEs Based on Type Use
182
59. 3.27.a Kredit dan NPL Rincian Kredit MKM
dan UMKM Menurut Kelompok
Bank
183 3.27.a Credit & NPL of MSMEs and
SMEs Based on Group of Bank
183
60. 2.28.a Kredit UMKM dan MKM Menurut
Lokasi Proyek per Daerah Tingkat I
185 2.28.a Credit & NPL of MSMEs and
SMEs Based on Project Location
185

10. No. Nomor Tabel Nama Tabel Keterangan
1 Tabel 1 Kegiatan Usaha Perbankan Perubahan Nama Tabel
2 Tabel 1.1 Kegiatan Usaha Bank Umum Konvensional dan Bank Umum Syariah Perubahan Nama Tabel
3 Tabel 1.2 Kegiatan Usaha Bank Umum Konvensional - BUKU 1 Tabel baru dgn nomor baru
4 Tabel 1.3 Kegiatan Usaha Bank Umum Konvensional - BUKU 2 Tabel baru dgn nomor baru
5 Tabel 1.4 Kegiatan Usaha Bank Umum Konvensional - BUKU 3 Tabel baru dgn nomor baru
6 Tabel 1.5 Kegiatan Usaha Bank Umum Konvensional - BUKU 4 Tabel baru dgn nomor baru
7 Tabel 1.6 Kegiatan Usaha Bank Umum Syariah - BUKU 1 Tabel baru dgn nomor baru
8 Tabel 1.7 Kegiatan Usaha Bank Umum Syariah - BUKU 2 Tabel baru dgn nomor baru
9 Tabel 1.8 Laporan Laba/Rugi Bank Umum Konvensional dan Bank Umum Syariah Perubahan Nama Tabel
10 Tabel 1.9 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 1 Tabel baru dgn nomor baru
11 Tabel 1.10 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 2 Tabel baru dgn nomor baru
12 Tabel 1.11 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 3 Tabel baru dgn nomor baru
13 Tabel 1.12 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 4 Tabel baru dgn nomor baru
14 Tabel 1.13 Laporan Laba/Rugi Bank Umum Syariah - BUKU 1 Tabel baru dgn nomor baru
15 Tabel 1.14 Laporan Laba/Rugi Bank Umum Syariah - BUKU 2 Tabel baru dgn nomor baru
16 Tabel 1.15 Rekening Administratif Bank Umum Konvensional dan Bank Umum Syariah Perubahan Nama Tabel
17 Tabel 1.16 Rekening Administratif Umum Konvensional - BUKU 1 Tabel baru dgn nomor baru
18 Tabel 1.17 Rekening Administratif Umum Konvensional - BUKU 2 Tabel baru dgn nomor baru
19 Tabel 1.18 Rekening Administratif Umum Konvensional - BUKU 3 Tabel baru dgn nomor baru
20 Tabel 1.19 Rekening Administratif Umum Konvensional - BUKU 4 Tabel baru dgn nomor baru
21 Tabel 1.20 Rekening Administratif Umum Syariah - BUKU 1 Tabel baru dgn nomor baru
22 Tabel 1.21 Rekening Administratif Umum Syariah - BUKU 2 Tabel baru dgn nomor baru
23 Tabel 1.22 Kinerja Bank Umum Konvensional Tabel baru dgn nomor baru
24 Tabel 1.23 Kinerja Bank Umum Konvensional BUKU 1 Tabel baru dgn nomor baru
25 Tabel 1.24 Kinerja Bank Umum Konvensional BUKU 2 Tabel baru dgn nomor baru
26 Tabel 1.25 Kinerja Bank Umum Konvensional BUKU 3 Tabel baru dgn nomor baru
27 Tabel 1.26 Kinerja Bank Umum Konvensional BUKU 4 Tabel baru dgn nomor baru
28 Tabel 1.27 Kinerja Bank Umum Syariah BUKU 1 Tabel baru dgn nomor baru
29 Tabel 1.28 Kinerja Bank Umum Syariah BUKU 2 Tabel baru dgn nomor baru
30 Tabel 1.29
Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan
Usaha
Tabel baru dgn nomor baru
31 Tabel 1.30
Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total
Aset
Tabel baru dgn nomor baru
32 Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain Tabel baru dgn nomor baru
33 Tabel 1.32 Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 1 kepada Bank Lain Tabel baru dgn nomor baru
34 Tabel 1.33 Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 2 kepada Bank Lain Tabel baru dgn nomor baru
35 Tabel 1.34 Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 3 kepada Bank Lain Tabel baru dgn nomor baru
36 Tabel 1.35 Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 4 kepada Bank Lain Tabel baru dgn nomor baru
37 Tabel 1.36 Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 1 kepada Bank Lain Tabel baru dgn nomor baru
38 Tabel 1.37 Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 2 kepada Bank Lain Tabel baru dgn nomor baru
39 Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum Konvensional dan Bank Umum Syariah Perubahan Nama Tabel
40 Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 Tabel baru dgn nomor baru
41 Tabel 1.40 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 Tabel baru dgn nomor baru
42 Tabel 1.41 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 Tabel baru dgn nomor baru
43 Tabel 1.42 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 Tabel baru dgn nomor baru
44 Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 Tabel baru dgn nomor baru
45 Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 Tabel baru dgn nomor baru
46 Tabel 1.45 Suku Bunga Rata-rata DPK Bank Umum Konvensional dan Bank Umum Syariah Perubahan Nama Tabel
47 Tabel 1.46 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 Tabel baru dgn nomor baru
48 Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 Tabel baru dgn nomor baru
49 Tabel 1.48 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 Tabel baru dgn nomor baru
50 Tabel 1.49 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 Tabel baru dgn nomor baru
51 Tabel 1.50 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 Tabel baru dgn nomor baru
52 Tabel 1.51 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 Tabel baru dgn nomor baru
53 Tabel 1.52 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan Kelompok Usaha Tabel baru dgn nomor baru
54 Tabel 4.1
Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Perubahan Nama Tabel
55 Tabel 4.2
Kredit dan NPL Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Tabel baru dgn nomor baru
56 Tabel 4.3
Kredit dan NPL Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Tabel baru dgn nomor baru
57 Tabel 4.4
Kredit dan NPL Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Tabel baru dgn nomor baru
58 Tabel 4.5
Kredit dan NPL Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Tabel baru dgn nomor baru
59 Tabel 4.6
Kredit dan NPL Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Tabel baru dgn nomor baru
60 Tabel 4.7
Kredit dan NPL Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Tabel baru dgn nomor baru
61 Tabel 4.9
Kredit dan NPL Kredit Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Perubahan Nama Tabel
DAFTAR TABEL TAMBAHAN dan PERUBAHAN NAMA TABEL
PENERBITAN STATISTIK BANK UMUM BERDASARKAN KELOMPOK USAHA

11. No. Nomor Tabel Nama Tabel Keterangan
62 Tabel 4.10
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Tabel baru dgn nomor baru
63 Tabel 4.11
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Tabel baru dgn nomor baru
64 Tabel 4.12
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Tabel baru dgn nomor baru
65 Tabel 4.13
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Tabel baru dgn nomor baru
66 Tabel 4.14
Kredit dan NPL Kredit Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Tabel baru dgn nomor baru
67 Tabel 4.15
Kredit dan NPL Kredit Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Tabel baru dgn nomor baru
68 Tabel 4.19
Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan Kegiatan Usaha
kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu
Tabel baru dgn nomor baru

12. 1. Nama Data : Kelompok Bank Umum berdasarkan Kegiatan Usaha
2. Penyelenggara Statistik: Departemen Perizinan dan Informasi Perbankan - OJK
3. Alamat : Kompleks Perkantoran BI, Jalan MH Thamrin No. 2 Jakarta, Menara Radius Prawiro Lantai 12
4. Nomor Telp : 021-1500 655
5. Nomor Fax : 021-3523705
6. Email : publikasi.idap@ojk.go.id
METADATA
INFORMASI DASAR
DEFINISI
Statistik Kelompok Bank Umum berdasarkan Kelompok Usaha disusun berdasarkan PERATURAN BANK INDONESIA
NOMOR 14/26/PBI/2012 TENTANG KEGIATAN USAHA DAN JARINGAN KANTOR BERDASARKAN MODAL INTI BANK.
Bank adalah Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan
sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998, termasuk kantor cabang dari bank yang
berkedudukan di luar negeri, dan Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-
Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah.
Modal Inti:
a. bagi Bank yang berbadan hukum Indonesia adalah modal inti sebagaimana dimaksud dalam ketentuan Bank Indonesia
yang mengatur mengenai kewajiban penyediaan modal minimum;
atau
b. bagi kantor cabang dari bank yang berkedudukan di luar negeri adalah dana usaha yang telah dialokasikan sebagai
Capital Equivalency Maintained Asset (CEMA) sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur
mengenai kewajiban penyediaan modal minimum.
Kegiatan Usaha adalah kegiatan usaha Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992
tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 dan kegiatan usaha Bank
Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang
Perbankan Syariah.
Bank Umum berdasarkan Kegiatan Usaha yang selanjutnya disebut BUKU adalah pengelompokan Bank berdasarkan
Kegiatan Usaha yang disesuaikan dengan Modal Inti yang dimiliki.
Berdasarkan Modal Inti yang dimiliki, Bank dikelompokkan menjadi 4 (empat) BUKU, yaitu:
a. BUKU 1 adalah Bank dengan Modal Inti sampai dengan kurang dari Rp1.000.000.000.000,00 (satu triliun Rupiah);
b. BUKU 2 adalah Bank dengan Modal Inti paling sedikit sebesar Rp1.000.000.000.000,00 (satu triliun Rupiah) sampai
dengan kurang dari Rp5.000.000.000.000,00 (lima triliun Rupiah);
c. BUKU 3 adalah Bank dengan Modal Inti paling sedikit sebesar Rp5.000.000.000.000,00 (lima triliun Rupiah) sampai
dengan kurang dari Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah); dan
d. BUKU 4 adalah Bank dengan Modal Inti paling sedikit sebesar Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah).
Pengelompokan BUKU untuk Unit Usaha Syariah didasarkan pada Modal Inti Bank Umum Konvensional yang menjadi
induknya.
CAKUPAN
Bank Umum yang melaksanakan kegiatan usaha dengan prinsip Konvensional dan prinsip Syariah.
Data bank umum konvensional termasuk bank umum yang memiliki Unit Usaha Syariah
PERIODISASI
Bulanan
KETEPATAN WAKTU PUBLIKASI
Dua bulan setelah berakhirnya periode data

13. Data merupakan data final pada saat dipublikasikan. Revisi data dilakukan pada publikasi berikutnya setelah
kekeliruan data ditemukan.
AKSES DATA
Data Statistik Bank Umum berdasarkan Kegiatan Usaha dapat diakses dalam website OJK: http://www.ojk.go.id
Setiap tanggal 15 bulan berikutnya, dalam hal tanggal 15 jatuh pada hari libur maka terbit pada hari kerja
sebelumnya
SUMBER DATA
Laporan Bulanan Bank Umum (LBU) dan Laporan Stabilitas Moneter dan Keuangan (LSMK) Bank Umum Syariah
(BUS)-Unit Usaha Syariah (UUS)
METODOLOGI
Data disusun berdasarkan gabungan LBU dan LSMK BUS-UUS dari seluruh kantor bank pelapor di Indonesia.
INTEGRITAS DATA
JADWAL PUBLIKASI KE DEPAN

14. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
Bank Umum 3.412.463 4.172.672 4.823.303 5.468.910 6.040.938 5.893.338 5.915.024 5.968.650 5.952.279 5.992.529 6.030.583 6.031.425 6.097.764 6.156.310 6.187.586 6.230.578 Commercial Banks
Bank Perkreditan Rakyat 53.534 64.753 74.550 86.931 94.173 95.302 96.181 98.289 98.604 98.983 99.880 100.915 101.877 101.848 103.018 103.978 Rural Banks
117.983 81.158 111.689 113.104 42.220 40.760 37.327 40.017 53.567 68.590 93.758 111.453 123.419 102.293 85.991 94.642
Bank Umum 3.093.848 3.542.518 4.070.018 4.594.876 5.019.328 4.873.175 4.876.667 4.961.746 4.909.707 4.928.664 4.959.820 4.969.128 5.012.844 5.102.467 5.079.964 5.098.874 Commercial Banks
Bank Perkreditan Rakyat 45.462 55.289 64.001 74.594 81.177 81.934 82.453 84.285 84.728 85.000 85.661 87.000 87.808 88.008 88.979 89.535 Rural Banks
Bank Umum 3.652.832 4.262.587 4.954.467 5.615.150 6.147.284 5.997.272 6.022.897 6.132.583 6.095.908 6.119.362 6.168.182 6.180.975 6.243.113 6.362.713 6.349.589 6.382.650 Commercial Banks
Bank Perkreditan Rakyat 55.799 67.397 77.376 89.878 97.469 98.628 99.600 101.713 102.242 102.667 103.583 104.611 105.662 105.867 107.146 108.077 Rural Banks
Bank Umum 120 120 120 119 118 118 118 118 118 118 118 118 118 118 118 118 Commercial Banks
Bank Perkreditan Rakyat 1.669 1.653 1.635 1.643 1.644 1.644 1.638 1.637 1.636 1.637 1.635 1.635 1.635 1.636 1.635 1.634 Rural Banks
Bank Umum 25.646 29.945 31.847 32.739 32.854 32.839 32.862 32.963 32.949 32.897 32.907 32.847 32.771 32.757 32.772 32.769 Commercial Banks
Bank Perkreditan Rakyat 4.172 4.425 4.678 4.895 5.046 5.067 5.087 5.100 5.982 5.990 6.024 6.038 6.045 6.051 6.049 6.102 Rural Banks
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)
Miliar Rp (Billion Rp)
Indikator
Source of Funds
Penyaluran Dana
2013 Indicator2011
Distribution of Funds
2012
SBI and SBIS 1)
SBI dan SBIS 1)
Sumber Dana
2014
2015 2016
Ket : 1)
Sertifikat Bank Indonesia Syariah Note: 1). Sharia Indonesian Banking Certificate
Jumlah Aset Total Assets
Jumlah Bank
Total Bank Offices
Total Banks
Jumlah Kantor
2

15. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan 3.706.501 3.990.464 3.955.393 3.983.121 4.092.104 4.014.504 3.998.090 4.029.924 4.035.929 4.100.142 4.200.214 4.161.193 4.177.313 a. Credit
- Kepada Pihak Ketiga 3.674.308 3.956.483 3.923.437 3.950.612 4.057.904 3.983.035 3.967.908 4.000.448 4.006.707 4.070.454 4.168.308 4.130.440 4.146.287 - To Third Party
Rupiah 3.057.964 3.273.708 3.299.073 3.329.542 3.423.180 3.360.169 3.367.556 3.406.400 3.424.213 3.465.410 3.574.689 3.538.713 3.555.527 Rupiah
Valas 616.345 682.774 624.364 621.069 634.724 622.867 600.353 594.049 582.493 605.043 593.619 591.727 590.761 Foreign Exchange
- Kepada Bank Lain 32.192 33.981 31.956 32.510 34.200 31.469 30.182 29.476 29.223 29.688 31.906 30.753 30.603 - Inter Bank Credit
Rupiah 19.100 20.396 19.977 20.716 21.443 20.225 18.963 18.316 18.139 18.373 20.417 20.628 19.823 Rupiah
Valas 13.092 13.586 11.978 11.793 12.757 11.244 11.218 11.160 11.083 11.315 11.489 10.124 10.780 Foreign Exchange
b. Penempatan pada Bank Lain 182.432 268.299 238.059 228.348 211.901 218.872 197.168 212.549 217.427 214.897 219.545 217.302 208.222 b. Interbank Placement
- Giro 70.250 102.789 87.745 94.883 77.840 73.373 70.486 70.255 75.774 69.491 84.296 75.623 63.349 - Demand Deposit
- Inter Bank Call Money 77.697 102.445 96.249 82.082 104.725 94.929 86.307 89.386 87.303 93.906 93.207 90.861 100.405 - Inter Bank Call Money
- Deposito Berjangka 29.622 53.610 46.765 43.719 20.692 42.608 32.713 45.436 45.466 44.315 32.101 41.355 33.432 - Time Deposits
- Lainnya 4.864 9.455 7.300 7.663 8.643 7.962 7.662 7.473 8.885 7.185 9.941 9.463 10.984 - Others
c. Penempatan pada Bank Indonesia 569.018 709.787 657.957 674.835 685.575 641.032 662.649 594.407 546.025 536.597 589.981 552.202 574.662 c. Placement to Bank Indonesia
- Giro 361.588 390.795 386.506 393.243 393.362 366.801 368.305 330.271 336.897 338.051 339.827 344.273 357.268 - Demand Deposit
- Fine Tune Operation (FTO) 79.917 171.793 159.585 178.096 158.264 158.526 154.137 136.559 131.104 93.239 92.699 111.850 97.502 - Fine Tune Operation (FTO)
- Fasbi 123.020 137.245 100.047 99.548 123.177 112.513 136.088 122.594 74.409 101.790 133.056 92.644 117.532 - Fasbi
- Lainnya 4.493 9.954 11.818 3.949 10.772 3.193 4.119 4.983 3.614 3.517 24.399 3.434 2.359 - Others
d. Surat Berharga 636.688 679.597 670.217 647.555 660.828 699.449 745.492 808.048 848.066 867.027 803.547 845.099 883.785 d. Securitiess
- Sertifikat Bank Indonesia (SBI) 113.104 42.220 40.760 37.327 40.017 53.567 68.590 93.758 111.453 123.419 102.293 85.991 94.642 - Bank Indonesia Certificates (SBI)
- Surat Perbendaharaan Negara
(SPN)
19.418 24.191 26.603 24.063 26.443 24.350 23.688 26.971 28.592 28.893 23.638 23.648 24.192 - Treasury Bills
- Obligasi 369.849 475.676 473.350 473.288 485.238 489.772 510.522 511.317 527.749 543.239 535.646 541.951 566.093 - Bonds
- Lainnya 134.316 137.510 129.504 112.877 109.130 131.760 142.692 176.001 180.273 171.477 141.969 193.509 198.858 - Others
e. Penyertaan 20.984 23.482 23.522 23.969 25.605 25.871 25.858 25.872 25.801 26.197 27.037 27.064 27.206 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
90.454 116.030 114.909 117.840 116.540 121.316 124.974 126.626 130.036 136.421 135.843 139.911 142.826 f. Impairment on Financial Assets
- Kredit yang diberikan 83.240 108.073 107.125 110.019 110.161 114.820 118.882 120.542 124.057 130.341 129.650 134.226 137.076 - Credit
- Surat Berharga 2.289 2.731 2.708 2.774 1.612 1.621 1.604 1.505 1.490 1.508 1.510 1.503 1.525 - Securities
- Lainnya 4.926 5.226 5.076 5.047 4.767 4.875 4.488 4.579 4.490 4.572 4.683 4.182 4.224 - Others
g. Tagihan Spot dan Derivatif 17.483 37.237 25.213 21.855 20.611 20.758 21.804 19.452 17.416 17.334 17.614 17.791 15.473 g. Spot and Derivatives Claims
h. Tagihan Lainnya 245.350 216.042 208.069 217.502 155.488 210.476 216.495 213.705 210.724 199.148 162.529 227.026 201.093 h. Other claims
Sumber Dana -
a. Dana Pihak Ketiga 4.114.420 4.464.083 4.370.404 4.367.019 4.413.056 4.385.024 4.437.515 4.468.955 4.478.409 4.508.452 4.574.671 4.585.381 4.610.130 a. Third Party Funds
Rupiah 3.434.579 3.644.478 3.607.908 3.618.247 3.665.444 3.653.300 3.721.893 3.771.158 3.799.176 3.844.286 3.895.574 3.907.664 3.929.219 Rupiah
Giro 605.276 732.441 694.604 713.164 667.537 693.108 703.122 739.250 744.254 775.325 772.463 764.962 770.086 Demand Deposit
Tabungan 1.187.559 1.156.248 1.151.639 1.175.716 1.274.588 1.218.064 1.218.231 1.207.544 1.223.028 1.228.244 1.299.796 1.284.658 1.299.497 Saving
Simpanan Berjangka 1.641.743 1.755.789 1.761.665 1.729.366 1.723.319 1.742.129 1.800.540 1.824.364 1.831.894 1.840.717 1.823.315 1.858.045 1.859.635 Time Deposits
Valas 679.841 819.604 762.496 748.772 747.612 731.723 715.622 697.797 679.233 664.166 679.097 677.717 680.912 Foreign Exchange
Giro 284.309 366.586 336.068 323.242 319.995 310.259 312.543 302.589 296.007 285.942 299.811 294.814 290.644 Demand Deposit
Tabungan 96.899 126.263 120.169 121.924 121.423 118.927 118.578 118.633 116.844 117.815 119.165 123.005 124.291 Saving
Simpanan Berjangka 298.633 326.756 306.259 303.607 306.194 302.538 284.501 276.575 266.382 260.410 260.121 259.898 265.976 Time Deposits
b. Kewajiban kepada Bank Indonesia 2.147 956 1.118 1.157 691 888 813 933 526 866 1.231 1.256 1.012 b. Liabilities to BI
c. Kewajiban kepada Bank lain 132.956 181.716 167.639 158.506 161.094 169.146 150.969 165.534 170.145 166.530 160.562 167.180 158.080 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan 54.308 75.000 67.358 66.901 65.544 64.392 63.614 63.666 62.565 69.019 72.866 71.706 75.251 d. Issued Securities
e. Pinjaman yang Diterima 145.853 125.632 132.688 153.783 177.718 169.663 164.722 154.077 152.369 155.572 153.696 150.740 147.316 e. Loans received
Rupiah 20.350 20.844 19.533 20.744 22.873 21.637 22.283 21.009 21.110 20.750 18.389 18.910 18.679 Rupiah
Valas 125.503 104.788 113.154 133.039 154.845 148.026 142.439 133.067 131.258 134.822 135.307 131.830 128.637 Foreign Exchange
f. Kewajiban Spot dan Derivatif 18.880 52.385 33.361 28.939 27.728 26.793 26.275 21.886 20.251 22.095 19.639 17.916 15.872 f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
120.691 114.326 95.166 94.760 109.623 88.189 79.570 79.476 79.729 85.155 114.712 80.877 86.430 g. Other Liabilities
h. Setoran Jaminan 5.622 5.231 5.441 5.602 6.292 5.611 5.186 5.294 5.134 5.155 5.091 4.908 4.784 h. Margin Deposits
Beberapa komponen modal
a. Modal Disetor 153.439 162.001 162.525 163.938 164.270 164.495 165.362 165.381 165.481 168.252 170.427 170.990 172.704 a. Paid In Capital
b. Cadangan 67.568 81.649 81.640 81.677 81.652 81.529 81.927 84.428 86.003 87.970 88.661 88.964 88.953 b. Reserves
c. L/R Tahun lalu 1) 256.642 326.063 326.067 325.976 323.763 431.035 426.837 412.289 396.016 390.590 387.086 386.234 386.250 c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2) 112.213 78.205 86.632 96.006 104.628 9.737 17.947 28.950 37.622 46.009 54.622 64.851 74.579 d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor 97.889 91.304 94.769 96.173 96.177 97.967 99.848 101.719 102.792 102.703 109.444 112.852 110.779 e. Additional Paid In Capital
f. Modal Pinjaman 34.432 41.019 40.483 40.591 40.878 41.109 42.759 42.674 42.616 43.005 44.802 45.206 45.323 f. Loan Capital
1)
LBU 2008 is not defined vs metada
*) Provisional figures
r) Revised figuresr) Angka-angka diperbaiki
Penyaluran Dana Distribution of Funds
Source of Funds
Components of Capital
*) Angka-angka sementara
2)
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op.
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
Tabel 1.1. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)
Miliar Rp (Billion Rp)
Keterangan Items
2015 2016
4

16. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan 110.961 118.006 113.152 114.563 86.928 85.927 86.705 84.357 78.626 79.694 74.915 74.782 64.165 a. Credit
- Kepada Pihak Ketiga 109.924 117.059 112.318 113.739 86.092 85.149 85.975 83.672 77.968 78.973 74.167 74.050 63.569 - To Third Party
Rupiah 107.029 109.812 105.580 106.878 85.603 84.586 85.379 83.219 77.804 78.823 74.071 73.961 63.478 Rupiah
Valas 2.895 7.247 6.737 6.861 489 563 596 453 164 151 95 89 90 Foreign Exchange
- Kepada Bank Lain 1.037 947 834 824 836 778 730 685 658 721 748 731 596 - Inter Bank Credit
Rupiah 1.037 947 834 824 836 778 730 685 658 721 748 731 596 Rupiah
Valas - - - - - - - - - - - - - Foreign Exchange
b. Penempatan pada Bank Lain 10.746 20.950 16.779 12.547 10.844 10.988 8.933 16.405 14.823 14.575 10.136 11.267 7.196 b. Interbank Placement
- Giro 1.622 2.811 3.049 2.382 1.368 1.364 1.395 1.044 608 651 601 517 482 - Demand Deposit
- Inter Bank Call Money 3.704 4.658 5.515 3.750 5.574 2.935 2.691 4.648 4.114 5.692 3.792 4.654 2.254 - Inter Bank Call Money
- Deposito Berjangka 5.338 12.134 8.038 6.252 3.804 6.649 4.797 10.645 10.051 8.191 5.638 5.990 4.379 - Time Deposits
- Lainnya 81 1.346 176 163 97 40 50 68 51 41 105 105 81 - Others
c. Penempatan pada Bank Indonesia 21.594 22.516 23.093 26.147 15.042 18.148 21.323 17.238 18.153 17.266 15.178 13.526 12.314 c. Placement to Bank Indonesia
- Giro 11.904 13.263 12.863 15.237 9.142 8.047 9.281 7.027 8.279 8.649 7.113 6.216 6.371 - Demand Deposit
- Fine Tune Operation (FTO) 249 305 360 496 435 231 447 171 193 174 97 386 350 - Fine Tune Operation (FTO)
- Fasbi 9.408 8.939 9.852 10.405 5.428 9.855 11.485 9.931 9.575 8.334 7.908 6.914 5.586 - Fasbi
- Lainnya 33 9 18 9 36 15 110 109 107 109 60 10 7 - Others
d. Surat Berharga 13.632 15.862 14.794 13.771 10.303 10.268 10.819 11.669 9.665 10.145 8.733 8.611 7.323 d. Securitiess
- Sertifikat Bank Indonesia (SBI) 3.644 2.905 3.073 3.117 2.333 2.368 2.563 2.786 3.003 3.411 2.889 2.510 2.215 - Bank Indonesia Certificates (SBI)
- Surat Perbendaharaan Negara
(SB/PN)
- - 9 10 - - - - 29 30 - - - - Treasury Bills
- Obligasi 5.751 7.386 6.543 6.370 4.743 4.297 4.165 3.623 3.301 3.362 3.325 3.346 2.702 - Bonds
- Lainnya 4.237 5.572 5.168 4.274 3.228 3.603 4.092 5.260 3.332 3.343 2.519 2.755 2.405 - Others
e. Penyertaan 6 5 4 4 4 4 4 4 4 4 2 2 2 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
1.313 1.735 1.586 1.523 932 919 980 989 1.014 1.018 991 959 877 f. Impairment on Financial Assets
- Kredit yang diberikan 1.037 1.458 1.318 1.253 687 674 735 744 769 774 748 716 635 - Credit
- Surat Berharga 1 0 0 0 0 0 0 0 0 0 0 0 - - Securities
- Lainnya 274 277 268 270 245 245 245 245 245 244 243 243 242 - Others
g. Tagihan Spot dan Derivatif 8 1 2 0 0 0 2 0 - - - - - g. Spot and Derivatives Claims
h. Tagihan Lainnya 906 1.892 1.735 2.563 649 1.616 1.440 2.478 4.027 4.954 1.022 4.410 3.534 h. Other claims
Sumber Dana
a. Dana Pihak Ketiga 129.155 152.511 145.028 143.610 99.881 107.593 109.548 113.093 107.641 108.485 92.941 95.487 79.569 a. Third Party Funds
Rupiah 125.130 142.240 135.320 133.668 97.477 105.310 107.259 111.403 107.104 107.906 92.676 95.212 79.310 Rupiah
Giro 20.207 35.071 31.868 30.544 16.434 26.023 26.435 31.482 33.151 33.108 24.544 26.266 21.701 Demand Deposit
Tabungan 21.707 19.704 20.417 20.829 20.554 18.705 18.810 18.053 16.213 16.284 15.521 15.574 11.112 Saving
Simpanan Berjangka 83.216 87.465 83.034 82.295 60.489 60.582 62.014 61.868 57.740 58.514 52.612 53.372 46.497 Time Deposits
Valas 4.026 10.272 9.709 9.942 2.404 2.283 2.288 1.690 537 579 264 276 259 Foreign Exchange
Giro 948 2.286 2.083 2.080 753 693 778 610 259 303 69 127 97 Demand Deposit
Tabungan 13 1.308 1.107 1.555 14 13 13 - - - - - - Saving
Simpanan Berjangka 3.065 6.677 6.519 6.307 1.638 1.577 1.497 1.080 277 276 196 149 162 Time Deposits
b. Kewajiban kepada Bank Indonesia 1 0 0 0 0 0 0 0 0 0 0 0 0 b. Liabilities to BI
c. Kewajiban kepada Bank lain 7.086 3.971 3.581 3.131 6.269 2.889 3.169 4.466 3.314 3.442 4.787 3.793 3.559 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan 2.954 1.563 1.563 1.664 1.673 1.588 1.458 1.458 1.458 1.459 1.459 1.459 1.459 d. Issued Securities
e. Pinjaman yang Diterima 703 1.083 1.034 1.030 621 340 279 260 254 213 176 176 117 e. Loans received
Rupiah 703 350 350 339 621 340 279 260 254 213 176 176 117 Rupiah
Valas - 733 684 692 - - - - - - - - - Foreign Exchange
f. Kewajiban Spot dan Derivatif 4 2 6 1 0 0 0 1 - 0 0 - 0 f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
199 189 123 222 26 33 24 - - - 116 41 - g. Other Liabilities
h. Setoran Jaminan 91 57 59 64 88 61 51 50 48 47 34 34 25 h. Margin Deposits
Beberapa komponen modal -
a. Modal Disetor 13.210 14.506 13.516 14.206 12.123 12.042 12.074 11.286 10.845 11.805 10.218 10.655 9.644 a. Paid In Capital
b. Cadangan 2.419 2.602 2.599 2.634 2.125 2.134 2.156 2.234 2.254 2.283 2.416 2.426 2.057 b. Reserves
c. L/R Tahun lalu 1) 1.570 3.078 3.008 2.934 767 2.318 2.181 1.787 1.185 1.045 60 60 (69) c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2) 2.014 1.534 1.607 1.838 1.570 188 350 496 691 806 647 773 736 d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor 1.607 3.839 3.915 4.208 2.119 1.419 1.577 1.307 1.638 1.991 1.835 1.491 1.016 e. Additional Paid In Capital
f. Modal Pinjaman 211 436 437 437 194 437 437 437 - - - - - f. Loan Capital
r) Revised figures
Source of Funds
Components of Capital
Tabel 1.2. Kegiatan Usaha Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks - Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Keterangan Items
Penyaluran Dana Distribution of Funds
2015 2016
r) Angka-angka diperbaiki
5

17. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan
647.636 552.885 551.431 551.850 535.465 533.528 531.514 529.625 541.556 552.531 563.459 561.305 574.875
a. Credit
- Kepada Pihak Ketiga 633.850 539.753 539.280 539.103 528.114 526.273 524.456 522.613 534.583 545.381 556.458 554.401 567.802 - To Third Party
Rupiah 454.087 433.861 441.953 440.009 430.109 427.021 428.695 430.262 441.393 448.656 464.555 462.037 474.650 Rupiah
Valas 179.762 105.891 97.327 99.094 98.005 99.253 95.761 92.351 93.190 96.725 91.903 92.364 93.152 Foreign Exchange
- Kepada Bank Lain 13.786 13.132 12.152 12.747 7.351 7.255 7.057 7.012 6.973 7.150 7.001 6.904 7.073 - Inter Bank Credit
Rupiah 3.115 2.653 2.355 2.856 1.647 1.568 1.544 1.549 1.550 1.545 1.589 1.555 1.664 Rupiah
Valas 10.671 10.479 9.796 9.891 5.704 5.688 5.514 5.463 5.423 5.605 5.412 5.350 5.409 Foreign Exchange
b. Penempatan pada Bank Lain 66.438 101.693 85.219 78.549 51.008 66.656 53.957 63.781 65.329 60.089 52.533 58.757 55.122 b. Interbank Placement
- Giro 12.384 30.505 18.933 24.481 15.976 14.253 13.973 13.933 15.686 10.506 13.871 10.587 10.104 - Demand Deposit
- Inter Bank Call Money 32.841 33.576 31.341 20.669 21.319 21.427 17.951 20.246 19.502 18.878 19.562 19.403 22.232 - Inter Bank Call Money
- Deposito Berjangka 20.097 35.107 32.976 31.574 12.153 29.554 20.486 27.946 28.177 29.286 17.535 27.238 20.957 - Time Deposits
- Lainnya 1.116 2.505 1.970 1.826 1.560 1.422 1.547 1.656 1.963 1.420 1.564 1.529 1.830 - Others
c. Penempatan pada Bank Indonesia 99.000 120.456 120.356 125.923 99.376 103.707 112.953 92.983 92.885 86.620 99.029 87.038 92.680 c. Placement to Bank Indonesia
- Giro 61.986 62.625 63.013 64.518 54.912 51.060 52.596 45.879 48.773 50.253 50.079 50.554 51.109 - Demand Deposit
- Fine Tune Operation (FTO) 10.649 21.254 21.975 23.244 20.350 21.591 19.751 15.762 23.552 14.271 15.685 15.548 16.465 - Fine Tune Operation (FTO)
- Fasbi 25.219 35.144 33.524 37.737 23.545 30.155 40.103 29.517 19.389 20.635 32.527 20.179 24.647 - Fasbi
- Lainnya 1.146 1.433 1.844 424 568 902 503 1.825 1.171 1.461 739 757 459 - Others
d. Surat Berharga 109.975 92.143 91.594 84.672 71.139 72.506 81.375 82.415 89.856 95.256 90.125 90.887 94.419 d. Securitiess
- Sertifikat Bank Indonesia (SBI) 23.244 12.968 10.277 8.687 8.564 9.809 12.372 14.918 18.855 19.378 17.797 17.277 19.451 - Bank Indonesia Certificates (SBI)
- Surat Perbendaharaan Negara
(SB/PN)
5.002 3.787 4.738 4.502 5.297 5.342 6.412 4.357 4.813 5.412 4.191 4.525 4.249 - Treasury Bills
- Obligasi 60.241 52.267 54.271 51.342 39.638 37.439 40.528 36.668 38.747 40.067 41.441 40.761 42.376 - Bonds
- Lainnya 21.488 23.121 22.307 20.141 17.641 19.916 22.063 26.473 27.441 30.399 26.696 28.324 28.342 - Others
e. Penyertaan 603 299 300 300 289 289 289 286 286 285 804 804 854 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
12.308 14.398 14.212 14.361 10.807 11.114 11.847 11.724 12.252 12.551 12.473 12.950 13.042 f. Impairment on Financial Assets
- Kredit yang diberikan 9.840 11.913 11.829 11.941 10.129 10.407 11.127 10.968 11.569 11.814 11.718 12.245 12.349 - Credit
- Surat Berharga 911 1.088 1.017 1.036 27 27 30 30 28 29 32 44 37 - Securities
- Lainnya 1.556 1.396 1.366 1.384 652 680 690 726 656 708 723 661 656 - Others
g. Tagihan Spot dan Derivatif 9.212 12.977 7.289 5.970 2.900 2.857 3.013 1.782 1.544 1.506 1.906 1.754 1.562 g. Spot and Derivatives Claims
h. Tagihan Lainnya 33.759 35.572 32.354 31.862 16.662 20.413 21.223 27.488 35.423 31.718 15.016 32.218 28.539 h. Other claims
Sumber Dana
a. Dana Pihak Ketiga 623.124 642.339 634.125 621.884 539.936 570.891 583.184 595.929 625.461 623.267 617.589 626.897 638.335 a. Third Party Funds
Rupiah 495.449 526.307 522.576 509.272 442.803 472.874 483.409 504.812 534.607 540.418 533.360 545.105 558.639 Rupiah
Giro 134.993 157.814 148.315 146.405 89.923 118.860 117.623 125.533 137.493 143.373 130.027 132.791 130.061 Demand Deposit
Tabungan 110.562 90.822 92.406 94.936 102.613 94.697 92.685 91.358 96.112 97.854 103.632 105.245 111.461 Saving
Simpanan Berjangka 249.895 277.671 281.856 267.930 250.267 259.316 273.101 287.920 301.003 299.191 299.701 307.069 317.118 Time Deposits
Valas 127.674 116.032 111.549 112.613 97.133 98.017 99.775 91.117 90.854 82.850 84.229 81.793 79.696 Foreign Exchange
Giro 64.291 51.567 47.089 48.914 35.895 35.537 37.679 31.818 34.306 31.499 36.233 32.703 31.572 Demand Deposit
Tabungan 13.391 8.078 7.904 7.813 7.259 7.031 6.842 6.805 6.725 6.775 6.810 6.917 6.798 Saving
Simpanan Berjangka 49.992 56.387 56.555 55.886 53.979 55.450 55.254 52.494 49.823 44.576 41.186 42.172 41.326 Time Deposits
b. Kewajiban kepada Bank Indonesia 2 2 201 206 147 372 193 427 2 2 2 187 2 b. Liabilities to BI
c. Kewajiban kepada Bank lain 50.514 56.655 50.361 50.856 52.341 45.879 40.203 30.292 31.219 32.480 32.657 33.099 33.105 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan 4.003 11.159 10.665 10.741 10.992 10.988 11.279 11.220 11.183 10.977 10.757 9.509 9.766 d. Issued Securities
e. Pinjaman yang Diterima 18.813 17.155 14.633 15.010 17.304 16.587 15.872 14.794 14.794 14.219 15.344 15.375 16.093 e. Loans received
Rupiah 4.617 4.607 4.255 4.505 5.032 4.182 4.380 3.937 3.536 3.186 3.520 3.721 3.826 Rupiah
Valas 14.196 12.548 10.378 10.505 12.272 12.405 11.492 10.857 11.258 11.033 11.825 11.654 12.267 Foreign Exchange
f. Kewajiban Spot dan Derivatif 10.851 22.964 14.879 12.463 6.509 6.076 5.579 3.492 3.116 3.550 3.273 2.722 2.314 f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
11.111 11.333 10.044 10.299 7.961 6.479 6.299 5.994 5.785 6.017 7.013 5.037 5.242 g. Other Liabilities
h. Setoran Jaminan 764 674 751 683 811 710 662 764 650 674 659 589 587 h. Margin Deposits
Beberapa komponen modal
a. Modal Disetor 58.637 58.335 59.884 61.689 61.785 61.850 62.684 62.120 62.661 63.323 65.778 65.904 68.573 a. Paid In Capital
b. Cadangan 10.674 11.827 11.831 11.831 11.125 11.125 11.216 11.404 11.699 12.469 12.989 13.267 13.625 b. Reserves
c. L/R Tahun lalu 1) 21.070 10.647 10.720 10.704 11.114 21.896 21.444 16.941 16.123 14.068 12.317 11.815 11.944 c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2) 16.715 7.147 7.837 8.916 9.948 1.403 1.836 3.099 3.790 4.701 6.077 7.165 8.260 d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor 5.176 4.335 4.727 5.952 9.009 9.991 9.707 10.080 9.669 10.502 10.021 11.178 10.829 e. Additional Paid In Capital
f. Modal Pinjaman 4.572 6.833 6.825 6.850 7.105 7.102 6.978 6.944 7.360 7.488 7.851 8.312 8.363 f. Loan Capital
r) Revised figures
Components of Capital
Distribution of Funds
r) Angka-angka diperbaiki
2016
Tabel 1.3. Kegiatan Usaha Bank Umum Konvensional - BUKU 2
(Commercial Conventional Banks - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
2015
Keterangan Items
Penyaluran Dana
Source of Funds
6

18. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan 1.238.494 1.491.066 1.462.253 1.460.885 1.523.679 1.494.069 1.490.427 1.504.972 1.497.389 1.514.898 1.540.166 1.525.688 1.523.266 a. Credit
- Kepada Pihak Ketiga 1.229.517 1.481.113 1.453.145 1.451.656 1.507.831 1.480.038 1.476.766 1.491.269 1.484.138 1.501.377 1.525.873 1.512.500 1.510.649 - To Third Party
Rupiah 983.325 1.124.834 1.133.036 1.137.580 1.193.303 1.168.843 1.174.066 1.192.780 1.192.338 1.199.507 1.232.573 1.216.095 1.216.417 Rupiah
Valas 246.192 356.279 320.110 314.076 314.528 311.195 302.700 298.489 291.800 301.870 293.300 296.406 294.232 Foreign Exchange
- Kepada Bank Lain 8.978 9.953 9.107 9.229 15.848 14.031 13.660 13.703 13.251 13.521 14.293 13.188 12.616 - Inter Bank Credit
Rupiah 7.241 8.062 7.991 7.974 9.431 9.264 8.934 9.039 8.627 8.873 9.152 9.401 9.168 Rupiah
Valas 1.736 1.891 1.116 1.255 6.417 4.767 4.726 4.664 4.624 4.649 5.141 3.787 3.449 Foreign Exchange
b. Penempatan pada Bank Lain 37.214 71.589 74.397 70.244 76.011 80.579 69.847 69.299 76.137 81.087 82.837 80.819 88.229 b. Interbank Placement
- Giro 18.281 21.033 26.034 21.835 17.333 20.469 17.784 18.379 22.050 22.542 26.120 23.028 20.302 - Demand Deposit
- Inter Bank Call Money 14.975 41.949 40.719 40.918 51.606 52.103 43.348 42.518 45.995 50.849 46.398 48.474 58.423 - Inter Bank Call Money
- Deposito Berjangka 445 3.276 2.736 3.121 1.865 3.209 4.209 4.359 3.494 3.684 4.638 3.987 4.397 - Time Deposits
- Lainnya 3.513 5.332 4.908 4.370 5.207 4.798 4.505 4.043 4.599 4.013 5.681 5.330 5.107 - Others
c. Penempatan pada Bank Indonesia 159.277 249.265 242.622 245.626 232.813 240.698 241.499 207.873 191.708 197.717 199.357 198.526 202.296 c. Placement to Bank Indonesia
- Giro 119.174 138.403 137.571 138.889 139.590 133.334 134.745 122.798 123.524 123.068 124.004 123.669 126.911 - Demand Deposit
- Fine Tune Operation (FTO) 16.308 64.930 64.503 73.097 50.564 66.951 60.800 41.540 39.901 27.028 24.512 35.066 33.496 - Fine Tune Operation (FTO)
- Fasbi 22.182 40.969 32.459 31.821 36.022 39.934 45.552 43.244 27.845 47.476 50.830 39.784 41.880 - Fasbi
- Lainnya 1.613 4.964 8.088 1.820 6.637 479 402 291 438 144 11 8 9 - Others
d. Surat Berharga 187.500 221.479 211.762 205.613 229.841 242.061 259.494 299.747 314.446 316.076 286.776 295.931 319.162 d. Securitiess
- Sertifikat Bank Indonesia (SBI) 46.102 18.959 16.932 15.766 14.984 20.846 28.592 38.480 43.248 50.148 45.048 35.657 38.987 - Bank Indonesia Certificates (SBI)
- Surat Perbendaharaan Negara
(SB/PN)
9.987 11.628 13.045 12.265 13.273 12.667 12.479 17.033 18.030 17.793 15.976 15.498 15.546 - Treasury Bills
- Obligasi 90.729 137.703 134.072 136.512 161.298 162.210 171.851 177.731 183.181 183.708 175.400 176.026 184.217 - Bonds
- Lainnya 40.682 53.190 47.712 41.070 40.287 46.339 46.572 66.502 69.987 64.427 50.352 68.749 80.412 - Others
e. Penyertaan 9.760 10.519 10.557 10.487 10.503 10.439 10.423 10.437 10.365 10.756 10.874 10.900 10.901 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
24.456 35.715 34.626 36.534 39.176 40.450 41.639 43.426 44.208 45.737 44.714 45.975 46.354 f. Impairment on Financial Assets
- Kredit yang diberikan 23.353 34.351 33.163 35.014 37.460 38.700 40.322 42.101 42.924 44.422 43.427 44.784 45.133 - Credit
- Surat Berharga 400 543 640 681 510 513 507 505 504 517 505 514 534 - Securities
- Lainnya 702 822 823 838 1.206 1.236 809 820 780 798 782 676 686 - Others
g. Tagihan Spot dan Derivatif 7.982 23.524 16.426 14.921 16.302 16.474 17.076 16.367 14.963 15.324 14.235 14.261 12.941 g. Spot and Derivatives Claims
h. Tagihan Lainnya 67.949 73.722 67.375 66.771 79.188 81.652 80.171 83.388 76.187 81.708 79.609 98.681 94.583 h. Other claims
Sumber Dana
a. Dana Pihak Ketiga 1.267.728 1.504.014 1.478.816 1.473.670 1.517.441 1.526.252 1.538.245 1.541.305 1.534.221 1.560.253 1.545.318 1.579.090 1.601.603 a. Third Party Funds
Rupiah 997.947 1.152.965 1.144.955 1.147.415 1.192.505 1.205.917 1.228.299 1.238.450 1.235.381 1.261.458 1.247.676 1.279.278 1.297.953 Rupiah
Giro 157.901 214.162 199.177 201.760 214.291 222.882 229.618 248.910 247.926 259.668 252.916 255.219 256.375 Demand Deposit
Tabungan 242.866 238.265 235.838 239.313 262.873 254.978 259.277 254.343 262.888 263.913 270.618 271.307 276.610 Saving
Simpanan Berjangka 597.180 700.538 709.940 706.342 715.341 728.057 739.404 735.197 724.567 737.877 724.142 752.752 764.967 Time Deposits
Valas 269.781 351.049 333.861 326.255 324.936 320.335 309.945 302.854 298.840 298.795 297.642 299.812 303.651 Foreign Exchange
Giro 95.367 144.982 135.276 130.123 130.551 129.181 126.564 125.409 125.039 125.341 129.554 127.360 131.034 Demand Deposit
Tabungan 40.820 65.122 62.665 63.413 63.767 63.755 64.332 64.552 63.845 63.880 63.961 67.633 67.892 Saving
Simpanan Berjangka 133.594 140.945 135.920 132.719 130.618 127.398 119.049 112.893 109.956 109.574 104.128 104.819 104.724 Time Deposits
b. Kewajiban kepada Bank Indonesia 923 31 31 0 0 0 0 0 0 0 352 216 84 b. Liabilities to BI
c. Kewajiban kepada Bank lain 37.537 60.606 59.862 51.773 62.768 69.599 65.937 81.077 84.008 80.471 83.963 76.726 69.645 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan 29.419 37.479 34.009 33.187 31.949 31.896 28.705 28.357 27.059 29.054 33.085 33.536 36.802 d. Issued Securities
e. Pinjaman yang Diterima 66.673 74.243 67.263 67.966 70.414 67.480 65.389 62.498 61.558 60.374 54.682 54.854 52.490 e. Loans received
Rupiah 11.592 12.739 11.787 12.757 14.225 14.119 14.627 13.814 14.332 14.345 11.688 12.007 11.522 Rupiah
Valas 55.080 61.504 55.476 55.209 56.189 53.361 50.762 48.684 47.226 46.029 42.994 42.847 40.968 Foreign Exchange
f. Kewajiban Spot dan Derivatif 6.441 23.041 15.914 14.210 19.228 18.697 18.817 16.956 15.885 15.671 15.400 14.242 12.410 f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
53.696 42.761 38.225 40.057 54.189 37.493 33.397 35.491 35.348 40.035 57.854 35.167 36.073 g. Other Liabilities
h. Setoran Jaminan 1.682 1.693 1.846 1.916 2.072 1.761 1.657 1.700 1.658 1.603 1.577 1.488 1.425 h. Margin Deposits
Beberapa komponen modal
a. Modal Disetor 42.519 49.034 49.034 49.034 52.966 52.966 52.967 54.356 54.356 54.355 55.662 55.662 55.668 a. Paid In Capital
b. Cadangan 23.696 27.901 27.901 27.901 29.092 29.092 29.376 29.333 30.289 31.335 31.365 31.369 31.369 b. Reserves
c. L/R Tahun lalu 1) 70.312 103.816 103.816 103.816 105.005 125.381 124.660 123.303 121.223 118.690 117.873 117.533 117.549 c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2) 23.483 17.534 18.603 19.732 20.703 2.160 3.978 7.291 9.428 12.048 14.862 17.531 20.152 d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor 51.003 48.138 49.053 49.243 48.458 49.241 49.563 50.058 50.339 49.856 55.711 56.493 54.897 e. Additional Paid In Capital
f. Modal Pinjaman 25.887 29.983 29.471 29.551 29.826 29.824 29.615 29.565 29.530 29.783 31.224 31.175 31.249 f. Loan Capital
Distribution of Funds
Source of Funds
Penyaluran Dana
2015 2016
Tabel 1.4. Kegiatan Usaha Bank Umum Konvensional - BUKU 3
(Commercial Conventional Banks - Group of Business Activities 3 )
Miliar Rp (Billion Rp)
Keterangan
Components of Capital
Items
7

19. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan 1.560.985 1.676.785 1.677.585 1.704.399 1.791.495 1.748.553 1.737.152 1.757.475 1.764.396 1.796.750 1.862.888 1.842.210 1.857.417 a. Credit
- Kepada Pihak Ketiga 1.553.074 1.667.401 1.668.305 1.695.247 1.781.889 1.739.691 1.728.958 1.749.927 1.756.586 1.789.001 1.853.667 1.832.915 1.847.645 - To Third Party
Rupiah 1.373.530 1.464.061 1.477.179 1.503.231 1.569.174 1.536.658 1.536.075 1.555.279 1.567.519 1.591.263 1.653.567 1.638.076 1.651.972 Rupiah
Valas 179.544 203.340 191.127 192.017 212.715 203.033 192.883 194.648 189.067 197.738 200.100 194.839 195.673 Foreign Exchange
- Kepada Bank Lain 7.911 9.384 9.279 9.152 9.606 8.862 8.194 7.549 7.810 7.749 9.221 9.295 9.772 - Inter Bank Credit
Rupiah 7.227 8.168 8.213 8.505 8.970 8.072 7.215 6.515 6.774 6.688 8.284 8.307 7.850 Rupiah
Valas 684 1.216 1.066 648 636 790 979 1.033 1.036 1.061 936 988 1.922 Foreign Exchange
b. Penempatan pada Bank Lain 64.748 71.250 58.645 63.905 70.432 56.854 61.397 59.524 57.662 56.511 70.514 63.467 54.764 b. Interbank Placement
- Giro 35.832 46.557 37.632 43.995 40.715 34.739 35.368 34.368 34.968 33.979 41.259 39.163 30.234 - Demand Deposit
- Inter Bank Call Money 26.176 22.262 18.674 16.746 26.226 18.463 22.317 21.974 17.693 18.488 23.454 18.330 17.496 - Inter Bank Call Money
- Deposito Berjangka 2.725 2.179 2.101 1.885 1.767 1.959 2.213 1.480 2.739 2.352 3.230 3.477 3.104 - Time Deposits
- Lainnya 14 253 238 1.279 1.724 1.692 1.499 1.701 2.263 1.692 2.571 2.497 3.932 - Others
c. Penempatan pada Bank Indonesia 256.719 293.198 249.586 254.549 312.548 255.913 261.923 251.061 219.661 211.553 252.567 224.180 239.171 c. Placement to Bank Indonesia
- Giro 160.254 168.242 164.724 166.179 180.957 165.629 163.014 146.283 147.661 147.284 149.251 154.839 163.779 - Demand Deposit
- Fine Tune Operation (FTO) 47.992 80.778 68.749 77.579 83.531 66.252 69.132 75.179 62.905 47.810 48.555 56.320 42.117 - Fine Tune Operation (FTO)
- Fasbi 48.473 44.174 16.111 10.789 48.061 24.033 29.778 29.600 9.095 16.459 33.113 13.021 33.274 - Fasbi
- Lainnya 0 3 2 3 0 0 0 - 0 0 21.647 0 0 - Others
d. Surat Berharga 315.373 336.057 336.189 326.670 331.274 355.470 374.763 394.109 414.166 426.322 399.032 431.981 444.007 d. Securitiess
- Sertifikat Bank Indonesia (SBI) 40.114 7.438 10.477 9.756 14.136 20.545 25.063 37.574 46.347 50.482 36.558 30.547 33.988 - Bank Indonesia Certificates (SBI)
- Surat Perbendaharaan Negara
(SB/PN)
4.430 7.866 7.322 5.211 5.835 4.272 2.716 3.973 4.572 5.112 2.825 3.153 3.563 - Treasury Bills
- Obligasi 204.807 267.119 266.106 266.377 265.442 270.865 279.166 277.044 285.908 299.775 300.210 307.296 321.431 - Bonds
- Lainnya 66.022 53.634 52.283 45.326 45.861 59.787 67.817 75.517 77.338 70.954 59.438 90.986 85.025 - Others
e. Penyertaan 10.516 12.581 12.583 13.099 14.725 15.061 15.063 15.067 15.067 15.073 15.278 15.278 15.369 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
48.308 59.618 59.776 60.731 61.026 63.769 65.802 65.685 67.672 70.930 72.418 74.470 76.698 f. Impairment on Financial Assets
- Kredit yang diberikan 45.147 56.000 56.335 57.363 57.555 60.257 62.271 62.194 64.171 67.396 68.769 71.175 73.313 - Credit
- Surat Berharga 807 933 884 891 899 903 890 791 781 784 793 767 776 - Securities
- Lainnya 2.354 2.685 2.558 2.477 2.572 2.608 2.640 2.699 2.720 2.750 2.856 2.527 2.609 - Others
g. Tagihan Spot dan Derivatif 281 736 1.496 963 1.409 1.427 1.713 1.302 907 504 1.472 1.776 970 g. Spot and Derivatives Claims
h. Tagihan Lainnya 140.631 102.588 105.316 114.768 57.402 104.503 111.280 99.002 92.858 79.213 65.138 89.882 73.119 h. Other claims
Sumber Dana
a. Dana Pihak Ketiga 1.923.690 1.998.785 1.946.577 1.960.705 2.080.909 2.007.059 2.032.705 2.043.849 2.036.951 2.042.093 2.141.772 2.105.138 2.111.689 a. Third Party Funds
Rupiah 1.656.503 1.669.237 1.650.929 1.672.516 1.769.768 1.707.713 1.741.256 1.755.567 1.760.933 1.773.024 1.857.776 1.822.622 1.826.987 Rupiah
Giro 281.247 314.393 305.011 324.345 335.491 315.005 318.992 322.319 314.858 326.191 351.867 337.474 348.684 Demand Deposit
Tabungan 762.157 758.408 754.041 771.107 835.954 797.803 794.941 791.841 795.681 799.362 858.129 839.657 847.258 Saving
Simpanan Berjangka 613.099 596.437 591.877 577.065 598.324 594.905 627.324 641.407 650.394 647.471 647.780 645.491 631.045 Time Deposits
Valas 267.186 329.548 295.648 288.189 311.141 299.346 291.449 288.282 276.018 269.068 283.996 282.516 284.702 Foreign Exchange
Giro 120.825 164.123 148.551 138.482 149.334 141.455 144.546 142.088 133.264 125.324 130.122 130.946 125.005 Demand Deposit
Tabungan 42.524 51.585 48.344 48.993 50.241 47.983 47.244 47.117 46.121 47.010 48.253 48.307 49.473 Saving
Simpanan Berjangka 103.838 113.840 98.752 100.713 111.566 109.907 99.660 99.077 96.632 96.734 105.621 103.263 110.225 Time Deposits
b. Kewajiban kepada Bank Indonesia 1.222 923 885 951 543 515 620 505 524 864 877 853 926 b. Liabilities to BI
c. Kewajiban kepada Bank lain 32.483 54.503 48.715 47.351 33.571 45.618 36.405 43.356 45.886 44.301 32.463 47.542 46.641 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan 14.495 20.086 17.816 17.967 17.138 17.132 21.379 21.270 21.201 26.021 25.578 24.811 24.980 d. Issued Securities
e. Pinjaman yang Diterima 57.412 31.052 47.657 67.676 87.429 83.306 81.232 74.575 73.813 78.816 81.543 78.385 76.466 e. Loans received
Rupiah 1.186 1.047 1.042 1.043 1.045 1.046 1.047 1.049 1.038 1.056 1.055 1.055 1.064 Rupiah
Valas 56.226 30.004 46.616 66.633 86.384 82.260 80.185 73.527 72.775 77.760 80.488 77.330 75.402 Foreign Exchange
f. Kewajiban Spot dan Derivatif 1.584 6.378 2.562 2.266 1.991 2.021 1.879 1.435 1.247 2.873 966 952 1.148 f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
54.818 59.485 46.058 43.465 46.668 43.462 39.183 37.485 38.039 38.523 49.103 40.118 44.666 g. Other Liabilities
h. Setoran Jaminan 3.021 2.728 2.704 2.829 3.212 2.980 2.717 2.687 2.699 2.748 2.746 2.721 2.669 h. Margin Deposits
Beberapa komponen modal
a. Modal Disetor 28.430 28.430 28.393 26.810 25.393 25.261 25.261 25.261 25.261 26.011 26.011 26.011 26.011 a. Paid In Capital
b. Cadangan 29.783 37.174 37.164 37.166 37.165 37.033 37.033 39.310 39.485 39.485 39.485 39.485 39.485 b. Reserves
c. L/R Tahun lalu 1) 160.125 205.501 205.501 205.501 204.109 278.216 275.337 266.959 254.303 254.303 254.303 254.303 254.303 c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2) 69.300 51.462 57.971 64.824 71.571 5.835 11.142 17.673 23.272 28.467 32.474 38.847 45.046 d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor 38.309 32.617 34.699 34.393 33.922 35.076 36.758 38.036 38.915 38.471 40.005 41.755 41.908 e. Additional Paid In Capital
f. Modal Pinjaman 3.762 3.766 3.751 3.753 3.753 3.745 3.729 3.727 3.726 3.734 3.727 3.719 3.711 f. Loan Capital
*) Provisional figures
Source of Funds
Tabel 1.5. Kegiatan Usaha Bank Umum Konvensional - BUKU 4
(Commercial Conventional Banks - Group of Business Activities 4 )
Miliar Rp (Billion Rp)
Keterangan Items
2015
Components of Capital
*) Angka-angka sementara
Penyaluran Dana Distribution of Funds
2016
8

20. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan 25.808 19.796 20.042 20.524 17.584 14.444 14.407 14.600 14.696 14.757 14.983 15.060 15.310 a. Credit
- Kepada Pihak Ketiga 25.698 19.706 19.952 20.435 17.495 14.358 14.323 14.517 14.615 14.677 14.926 15.004 15.270 - To Third Party
Rupiah 25.298 19.701 19.947 20.431 17.491 14.355 14.320 14.516 14.615 14.677 14.926 15.004 15.270 Rupiah
Valas 399 5 5 4 4 3 2 0 0 - - - - Foreign Exchange
- Kepada Bank Lain 111 91 90 89 88 86 85 83 82 80 58 56 40 - Inter Bank Credit
Rupiah 111 91 90 89 88 86 85 83 82 80 58 56 40 Rupiah
Valas - - - - - - - - - - - - - Foreign Exchange
b. Penempatan pada Bank Lain 1.143 1.169 1.164 1.135 962 721 863 844 831 746 772 782 837 b. Interbank Placement
- Giro 395 292 293 283 290 271 278 283 274 278 289 294 299 - Demand Deposit
- Inter Bank Call Money - - - - - - - - - - - - - - Inter Bank Call Money
- Deposito Berjangka 744 875 870 850 670 450 585 560 556 468 483 488 538 - Time Deposits
- Lainnya 3 2 1 1 2 1 - 1 1 - - - - - Others
c. Penempatan pada Bank Indonesia 5.794 2.891 2.612 2.899 3.280 1.621 1.704 2.273 1.989 2.350 2.237 2.373 2.451 c. Placement to Bank Indonesia
- Giro 1.314 1.062 1.061 1.081 1.139 794 782 785 827 857 1.541 959 909 - Demand Deposit
- Fine Tune Operation (FTO) 121 160 170 130 85 100 203 203 248 250 295 350 345 - Fine Tune Operation (FTO)
- Fasbi 4.248 1.669 1.381 1.688 2.056 727 719 1.286 915 1.243 402 1.064 1.197 - Fasbi
- Lainnya 112 0 0 0 0 - - - - - - - - - Others
d. Surat Berharga 1.126 877 826 827 864 874 905 983 1.004 1.008 1.134 1.004 1.070 d. Securitiess
- Sertifikat Bank Indonesia (SBI) - - - - - - - - - - - - - - Bank Indonesia Certificates (SBI)
- Surat Perbendaharaan Negara
(SB/PN)
- - - - - - - - - - - - - - Treasury Bills
- Obligasi 1.082 763 762 762 809 766 757 747 808 808 793 793 794 - Bonds
- Lainnya 44 114 64 64 54 108 148 236 196 200 341 210 276 - Others
e. Penyertaan 0 0 0 0 0 0 0 0 0 0 0 0 0 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
512 498 513 501 420 332 377 381 400 941 442 625 849 f. Impairment on Financial Assets
- Kredit yang diberikan 497 482 497 485 396 318 361 364 385 926 426 610 832 - Credit
- Surat Berharga 7 8 7 7 15 7 7 8 7 7 9 7 8 - Securities
- Lainnya 8 8 8 9 10 8 9 9 8 8 8 8 8 - Others
g. Tagihan Spot dan Derivatif - - - - - - - - - - - - - g. Spot and Derivatives Claims
h. Tagihan Lainnya - 32 29 34 - 74 164 92 244 329 213 250 - h. Other claims
Sumber Dana
a. Dana Pihak Ketiga 26.742 20.055 19.978 20.739 18.112 14.538 14.972 15.518 15.307 16.186 15.873 16.252 16.001 a. Third Party Funds
Rupiah 26.393 19.998 19.928 20.680 18.054 14.484 14.922 15.460 15.249 16.076 15.765 16.177 15.950 Rupiah
Giro 1.357 954 828 793 1.134 613 643 601 624 791 821 787 896 Demand Deposit
Tabungan 3.336 2.619 2.565 2.582 2.124 1.744 1.872 1.886 1.954 1.827 1.855 1.949 2.015 Saving
Simpanan Berjangka 21.700 16.425 16.535 17.305 14.797 12.127 12.406 12.973 12.671 13.458 13.090 13.441 13.039 Time Deposits
Valas 350 56 51 59 57 54 51 58 58 110 108 75 50 Foreign Exchange
Giro 166 54 49 57 42 52 49 57 57 110 107 75 50 Demand Deposit
Tabungan 0 0 0 0 0 0 0 0 0 0 0 0 0 Saving
Simpanan Berjangka 183 1 1 1 15 1 1 1 1 - - - - Time Deposits
b. Kewajiban kepada Bank Indonesia - - - - - - - - - - - - - b. Liabilities to BI
c. Kewajiban kepada Bank lain 1.476 429 394 547 933 833 731 694 671 638 840 738 606 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan 487 322 200 35 300 57 53 265 448 48 253 64 376 d. Issued Securities
e. Pinjaman yang Diterima 116 114 114 114 114 114 114 114 114 114 114 114 114 e. Loans received
Rupiah 116 114 114 114 114 114 114 114 114 114 114 114 114 Rupiah
Valas - - - - - - - - - - - - - Foreign Exchange
f. Kewajiban Spot dan Derivatif 0 - - - - - - - - - - - - f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
- - - - - - - - - - - - - g. Other Liabilities
h. Setoran Jaminan 4 19 21 21 21 18 20 18 17 19 23 26 28 h. Margin Deposits
Beberapa komponen modal -
a. Modal Disetor 5.071 3.819 3.819 3.819 3.340 2.307 2.307 2.289 2.289 2.689 2.689 2.689 2.739 a. Paid In Capital
b. Cadangan 22 48 48 48 41 38 38 38 45 45 45 45 45 b. Reserves
c. L/R Tahun lalu 1) 122 (11) (11) (11) (74) (80) (96) (105) (99) (98) (98) (98) (98) c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2)
265 97 116 160 78 59 67 91 67 (472) 6 (136) (365) d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor 199 778 778 778 395 402 403 425 415 15 63 116 316 e. Additional Paid In Capital
f. Modal Pinjaman - - - - - - - - - - - - - f. Loan Capital
r) Revised figures
*) Provisional figures
r) Angka-angka direvisi
*) Angka-angka sementara
Source of Funds
Components of Capital
Penyaluran Dana Distribution of Funds
2015
Tabel 1.6. Kegiatan Usaha Bank Umum Syariah - BUKU 1
(Commercial Sharia Banks - Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Keterangan Items
2016
9

21. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan 122.616 131.925 130.931 130.900 86.079 88.440 87.969 88.365 88.427 89.667 91.294 89.899 89.500 a. Credit
- Kepada Pihak Ketiga 122.247 131.452 130.437 130.432 85.771 88.137 87.666 88.071 88.129 89.355 90.908 89.519 88.768 - To Third Party
Rupiah 114.695 121.439 121.378 121.415 81.278 83.739 83.491 84.048 84.206 85.325 87.025 85.670 85.371 Rupiah
Valas 7.552 10.013 9.059 9.017 4.493 4.398 4.175 4.024 3.922 4.030 3.883 3.849 3.396 Foreign Exchange
- Kepada Bank Lain 369 474 494 469 307 303 303 294 298 311 386 380 310 - Inter Bank Credit
Rupiah 369 474 494 469 307 303 303 294 298 311 386 380 310 Rupiah
Valas - - - - - - - - - - - - - Foreign Exchange
b. Penempatan pada Bank Lain 2.144 1.648 1.855 1.968 2.104 2.302 1.732 1.954 1.583 1.451 2.083 1.588 1.059 b. Interbank Placement
- Giro 1.735 1.591 1.805 1.907 1.626 1.507 1.250 1.506 1.127 1.099 1.486 1.414 917 - Demand Deposit
- Inter Bank Call Money - - - - - - - - - - - - - - Inter Bank Call Money
- Deposito Berjangka 273 39 44 37 434 788 423 446 449 333 578 173 57 - Time Deposits
- Lainnya 137 18 6 24 45 7 60 2 6 18 19 0 33 - Others
c. Penempatan pada Bank Indonesia 26.634 21.461 19.687 19.690 14.573 12.725 13.114 13.637 12.975 12.715 12.382 14.412 14.720 c. Placement to Bank Indonesia
- Giro 6.956 7.199 7.275 7.339 4.717 4.926 4.881 4.892 4.885 4.931 4.867 4.967 5.069 - Demand Deposit
- Fine Tune Operation (FTO) 4.599 4.365 3.827 3.550 1.400 1.500 1.505 1.505 1.705 1.605 1.455 1.430 1.280 - Fine Tune Operation (FTO)
- Fasbi 13.490 6.351 6.720 7.108 5.201 4.802 5.563 6.669 5.844 6.001 5.743 7.582 7.813 - Fasbi
- Lainnya 1.589 3.546 1.866 1.693 3.255 1.497 1.165 570 541 178 317 433 557 - Others
d. Surat Berharga 9.082 13.178 15.052 16.003 9.679 10.507 10.396 10.918 11.168 10.980 11.174 10.287 11.369 d. Securitiess
- Sertifikat Bank Indonesia (SBI) - - - - - - - - - - - - - - Bank Indonesia Certificates (SBI)- Surat Perbendaharaan Negara
(SB/PN) - 862 1.488 2.077 98 147 148 222 360 262 263 214 567 - Treasury Bills
- Obligasi 7.239 10.438 11.596 11.925 8.687 9.528 9.422 9.842 10.017 9.738 9.440 8.694 9.511 - Bonds
- Lainnya 1.843 1.879 1.969 2.001 895 832 826 854 791 980 1.471 1.379 1.290 - Others
e. Penyertaan 100 79 79 79 28 28 28 28 28 29 29 29 29 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
3.559 4.065 4.195 4.190 2.468 2.585 2.641 2.349 2.398 3.128 2.849 2.922 3.041 f. Impairment on Financial Assets
- Kredit yang diberikan 3.365 3.868 3.983 3.962 2.435 2.540 2.595 2.305 2.355 3.101 2.815 2.891 3.009 - Credit
- Surat Berharga 163 158 159 159 10 18 18 18 18 18 19 18 18 - Securities
- Lainnya 30 38 53 70 23 28 29 25 25 9 16 13 13 - Others
g. Tagihan Spot dan Derivatif - 0 0 0 - - - - 2 - - 0 - g. Spot and Derivatives Claims
h. Tagihan Lainnya 2.104 2.235 1.260 1.503 846 850 832 670 641 650 741 733 732 h. Other claims
Sumber Dana 0
a. Dana Pihak Ketiga 143.981 146.379 145.879 146.411 94.726 96.865 95.491 96.101 95.469 95.829 97.386 96.672 97.622 a. Third Party Funds
Rupiah 133.157 133.732 134.200 134.696 88.131 90.496 89.953 89.357 89.317 89.736 91.067 90.241 91.546 Rupiah
Giro 9.572 10.047 9.405 9.318 5.925 5.693 5.824 6.287 6.062 7.219 7.462 6.599 6.721 Demand Deposit
Tabungan 46.931 46.430 46.372 46.950 25.482 25.808 26.018 25.802 25.776 25.048 25.514 26.094 25.948 Saving
Simpanan Berjangka 76.653 77.254 78.423 78.428 56.723 58.995 58.111 57.267 57.479 57.469 58.091 57.548 58.877 Time Deposits
Valas 10.824 12.647 11.679 11.715 6.596 6.368 5.538 6.744 6.152 6.093 6.319 6.431 6.076 Foreign Exchange
Giro 2.712 3.573 3.019 3.585 1.940 1.814 1.453 1.089 1.128 1.136 1.449 1.260 1.127 Demand Deposit
Tabungan 151 169 149 150 139 142 147 158 152 149 141 147 128 Saving
Simpanan Berjangka 7.961 8.905 8.511 7.980 4.517 4.412 3.938 5.496 4.872 4.808 4.729 5.024 4.821 Time Deposits
b. Kewajiban kepada Bank Indonesia - - - - - - - - - - - - - b. Liabilities to BI
c. Kewajiban kepada Bank lain 3.860 5.552 4.727 4.848 4.799 3.844 4.149 5.301 4.654 4.887 5.588 4.838 4.110 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan 2.950 4.390 3.105 3.307 2.991 2.231 740 1.095 1.215 1.460 1.735 2.327 1.868 d. Issued Securities
e. Pinjaman yang Diterima 2.136 1.986 1.986 1.986 1.836 1.836 1.836 1.836 1.836 1.836 1.836 1.836 2.036 e. Loans received
Rupiah 2.136 1.986 1.986 1.986 1.836 1.836 1.836 1.836 1.836 1.836 1.836 1.836 2.036 Rupiah
Valas - - - - - - - - - - - - - Foreign Exchange
f. Kewajiban Spot dan Derivatif - - - - - - - 2 2 - - - 0 f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
867 557 715 717 515 468 396 253 262 295 361 349 270 g. Other Liabilities
h. Setoran Jaminan 59 61 60 87 30 30 27 28 27 29 29 27 25 h. Margin Deposits
Beberapa komponen modal - - -
a. Modal Disetor 5.573 7.878 7.878 8.380 7.084 8.080 8.080 8.080 8.080 8.080 8.080 8.080 8.080 a. Paid In Capital
b. Cadangan 975 2.097 2.097 2.097 1.807 1.809 1.809 1.810 1.933 1.956 1.964 1.974 1.974 b. Reserves
c. L/R Tahun lalu 1) 3.444 3.033 3.033 3.033 (48) 359 349 459 337 (264) (214) (224) (224) c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2) 437 431 497 537 306 72 130 200 266 321 388 472 526 d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor 1.594 1.598 1.598 1.598 1.814 1.800 1.802 1.775 1.777 1.828 1.768 1.780 1.775 e. Additional Paid In Capital
f. Modal Pinjaman - - - - - - 1.500 1.500 1.500 1.500 1.500 1.500 1.500 f. Loan Capital
Penyaluran Dana Distribution of Funds
Source of Funds
2016
Tabel 1.7. Kegiatan Usaha Bank Umum Syariah - BUKU 2
(Commercial Sharia Banks - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Keterangan Items
2015
Components of Capital
10

22. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
a. Kredit Yang Diberikan - - - 49.398 50.865 49.860 49.916 50.530 50.840 51.845 52.510 52.248 52.780 a. Credit
- Kepada Pihak Ketiga - - - 49.232 50.701 49.706 49.764 50.379 50.689 51.690 52.310 52.050 52.585 - To Third Party
Rupiah - - - 44.630 46.212 45.283 45.528 46.296 46.339 47.160 47.973 47.871 48.368 Rupiah
Valas - - - 4.601 4.489 4.423 4.235 4.083 4.350 4.530 4.337 4.180 4.217 Foreign Exchange
- Kepada Bank Lain - - - 167 164 154 153 150 151 156 200 198 195 - Inter Bank Credit
Rupiah - - - 167 164 154 153 150 151 156 200 198 195 Rupiah
Valas - - - - - - - - - - - - - Foreign Exchange
b. Penempatan pada Bank Lain - - - 341 532 771 440 743 1.062 437 671 622 1.013 b. Interbank Placement
- Giro - - - 339 531 770 438 742 1.061 436 669 621 1.012 - Demand Deposit
- Inter Bank Call Money - - - - - - - - - - - - - - Inter Bank Call Money
- Deposito Berjangka - - - - - - - - - - - - - - Time Deposits
- Lainnya - - - 1 1 1 1 1 1 1 1 1 1 - Others
c. Penempatan pada Bank Indonesia - - - 8.192 7.944 8.220 10.134 9.342 8.654 8.376 9.232 12.147 11.031 c. Placement to Bank Indonesia
- Giro - - - 2.743 2.905 3.012 3.005 2.607 2.949 3.009 2.972 3.070 3.120 - Demand Deposit
- Fine Tune Operation (FTO) - - - 2.400 1.900 1.900 2.300 2.200 2.600 2.100 2.100 2.750 3.450 - Fine Tune Operation (FTO)
- Fasbi - - - 2.720 2.863 3.008 2.890 2.347 1.747 1.641 2.534 4.100 3.134 - Fasbi
- Lainnya - - - 329 276 300 1.939 2.188 1.358 1.626 1.625 2.227 1.327 - Others
d. Surat Berharga - - - 6.532 7.727 7.763 7.740 8.206 7.761 7.240 6.572 6.399 6.437 d. Securitiess
- Sertifikat Bank Indonesia (SBI) - - - - - - - - - - - - - - Bank Indonesia Certificates (SBI)- Surat Perbendaharaan Negara
(SB/PN) - - - 1.980 1.941 1.922 1.933 1.387 787 284 383 258 266 - Treasury Bills
- Obligasi - - - 3.436 4.621 4.666 4.633 5.662 5.787 5.781 5.036 5.034 5.063 - Bonds
- Lainnya - - - 1.117 1.164 1.175 1.174 1.158 1.187 1.175 1.152 1.107 1.108 - Others
e. Penyertaan - - - 50 50 50 50 50 50 50 50 50 50 e. Equity Investment
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- - - 1.978 2.008 2.148 2.110 2.072 2.092 2.117 1.954 2.010 1.965 f. Impairment on Financial Assets
- Kredit yang diberikan - - - 1.770 1.797 1.925 1.892 1.864 1.884 1.909 1.747 1.803 1.804 - Credit
- Surat Berharga - - - 151 152 152 152 152 153 152 152 152 152 - Securities
- Lainnya - - - 57 59 71 66 56 56 56 55 55 10 - Others Claims
g. Tagihan Spot dan Derivatif - - - 0 - 0 0 0 0 0 0 0 0 g. Spot and Derivatives Claims
h. Tagihan Lainnya - - - 697 741 1.368 1.384 587 1.344 576 790 854 587 h. Other claims
Sumber Dana
a. Dana Pihak Ketiga - - - 59.144 62.057 61.827 63.371 63.160 63.359 62.338 63.792 65.844 65.311 a. Third Party Funds
Rupiah - - - 53.890 56.702 56.506 56.795 56.108 56.584 55.667 57.253 59.030 58.834 Rupiah
Giro - - - 3.937 4.340 4.030 3.987 4.116 4.140 4.975 4.826 5.827 5.648 Demand Deposit
Tabungan - - - 23.502 24.984 24.330 24.628 24.260 24.405 23.956 24.527 24.832 25.093 Saving
Simpanan Berjangka - - - 26.451 27.378 28.146 28.180 27.732 28.040 26.736 27.900 28.371 28.093 Time Deposits
Valas - - - 5.253 5.355 5.320 6.576 7.052 6.775 6.671 6.539 6.814 6.476 Foreign Exchange
Giro - - - 1.650 1.490 1.527 1.473 1.517 1.954 2.228 2.278 2.344 1.758 Demand Deposit
Tabungan - - - 3 3 1 0 - - - - - - Saving
Simpanan Berjangka - - - 3.601 3.862 3.792 5.103 5.535 4.821 4.443 4.262 4.470 4.718 Time Deposits
b. Kewajiban kepada Bank Indonesia - - - - - - - - - - - - - b. Liabilities to BI
c. Kewajiban kepada Bank lain - - - 369 412 484 375 349 393 310 264 445 414 c. Interbank Liabilities
d. Surat Berharga yang diterbitkan - - - 500 500 500 - - - - - - - d. Issued Securities
e. Pinjaman yang Diterima - - - - - - - - - - - - - e. Loans received
Rupiah - - - - - - - - - - - - - Rupiah
Valas - - - - - - - - - - - - - Foreign Exchange
f. Kewajiban Spot dan Derivatif - - - - - - - - - - - - - f. Spot and Derivatives Liabilities
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
- - - 175 264 254 271 254 295 285 265 165 179 g. Other Liabilities
h. Setoran Jaminan - - - 59 59 52 51 47 34 35 24 24 24 h. Margin Deposits
Beberapa komponen modal
a. Modal Disetor - - - 1.989 1.989 1.989 1.989 1.989 1.989 1.989 1.989 1.989 1.989 a. Paid In Capital
b. Cadangan - - - 298 298 298 298 298 298 398 398 398 398 b. Reserves
c. L/R Tahun lalu 1) - - - 3.147 2.890 2.945 2.945 2.945 2.945 2.845 2.845 2.845 2.845 c. Retained Earnings (Profit/Loss) 1)
d. L/R Tahun berjalan sesudah pajak 2) - - - 182 250 20 40 77 108 137 168 198 224 d. Current Earnings (Profit /Loss) 2)
e. Tambahan modal disetor - - - 7 50 39 39 40 39 40 39 39 39 e. Additional Paid In Capital
f. Modal Pinjaman - - - - - - 500 500 500 500 500 500 500 f. Loan Capital
Components of Capital
Source of Funds
Tabel 1.8. Kegiatan Usaha Bank Umum Syariah - BUKU 3
(Commercial Sharia Banks - Group of Business Activities 3 )
Miliar Rp (Billion Rp)
Keterangan
2015
Items
Penyaluran Dana Distribution of Funds
2016
11

23. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
A. A. Interest Income and Interest Expenses
1. 568.014 479.007 534.366 588.830 646.614 59.742 111.869 168.507 223.326 280.195 339.057 394.702 451.557 1.
a. Dari Bank Indonesia 7.816 5.832 6.433 7.036 7.620 575 1.091 1.632 2.169 2.504 2.966 3.453 3.896 a. From Bank Indonesia Placement
b. Dari Penempatan pada bank lain 6.846 5.741 6.476 7.419 8.026 633 1.244 1.812 2.436 3.063 3.602 4.142 4.625 b. From interbank placement
c. Dari surat berharga 37.215 32.316 36.046 38.733 42.746 4.346 7.743 11.972 16.465 21.220 25.581 29.798 34.189 c. From securities
d. Dari Kredit yang diberikan 403.926 333.471 372.321 410.687 450.988 42.771 79.317 118.995 157.387 196.859 235.891 274.816 314.063 d. From credit
- kepada pihak ketiga bukan bank 402.163 331.956 370.629 408.827 448.959 42.565 78.973 118.440 156.657 195.918 234.823 273.556 312.620 - To Third Party non Bank
- kepada bank lain 1.763 1.514 1.692 1.860 2.029 206 344 555 730 941 1.069 1.259 1.443 - To other Bank
e. Lainnya 112.211 101.646 113.090 124.955 137.234 11.417 22.474 34.096 44.870 56.549 71.017 82.492 94.784 e Others
2. 293.842 253.510 281.714 309.542 338.259 31.831 58.123 86.450 113.593 141.753 172.458 199.803 228.343 2.
a. Kepada Bank Indonesia 562 345 400 439 477 38 76 115 152 190 229 268 306 a. Bank Indonesia Liabilites
b. Kewajiban pada Bank lain 4.613 4.475 5.019 5.754 6.486 664 1.207 1.800 2.373 2.942 3.567 4.142 4.656 b. Interbank Liabilities
c. Kepada pihak ketiga bukan Bank 172.936 141.555 157.130 172.065 187.208 15.288 29.899 45.352 60.044 75.020 89.311 103.935 118.809 c. Third Party non Bank
- Giro 13.615 11.005 12.313 13.537 14.858 1.233 2.425 3.686 4.982 6.335 7.695 8.998 10.314 - Demand Deposit
- Tabungan 24.317 16.667 18.553 20.413 22.410 2.045 3.999 5.926 7.671 9.522 11.337 13.221 15.315 - Saving
- Simpanan Berjangka 135.003 113.883 126.264 138.114 149.940 12.010 23.475 35.740 47.391 59.164 70.279 81.716 93.180 - Time deposits
d. Surat Berharga 6.993 5.989 6.620 7.283 7.956 660 1.298 1.915 2.656 3.174 3.834 4.496 5.171 d. Securities
e. Pinjaman yang diterima 3.502 2.941 3.398 3.840 4.334 801 1.007 1.509 2.013 2.649 3.440 3.619 4.122 e. Loans received
f. Lainnya 104.298 96.485 107.475 118.561 130.259 11.537 21.915 33.112 43.733 55.276 69.839 81.160 93.225 f. Others
g. Koreksi atas pendapatan bunga 939 1.720 1.672 1.601 1.540 2.843 2.721 2.647 2.622 2.500 2.237 2.184 2.054 g. Corrections
B. 274.171 225.497 252.652 279.288 308.355 27.912 53.746 82.057 109.734 138.443 166.599 194.899 223.214 B. Net Interest Income (A1-A2)
C. C. Other Operating Income and Expenses
1. 148.439 149.319 156.961 198.232 210.957 35.037 56.956 81.203 92.817 105.179 129.111 141.277 160.254 1.
a. Peningkatan Nilai Wajar dan keuntungan 6.306 4.095 4.695 5.264 5.584 686 1.395 2.569 3.490 3.831 4.750 6.154 7.043 a. Increase in fair value and gain
penjualan surat berharga form sale of securities
b. Peningkatan Nilai Wajar dan keuntungan 239 0 0 0 49 - - - - - - - - b. Increase in fair value and gain
penjualan kredit yang diberikan form sale of credit
c. Peningkatan Nilai Wajar dan keuntungan 55 0 0 0 0 51 101 149 125 62 94 127 158 c. Increase in fair value and gain
penjualan aset keuangan lainnya form sale of other financial assets
d. Keuntungan Transaksi Spot dan Derivatif 50.757 73.139 73.576 105.535 107.699 15.475 28.821 41.368 46.382 50.840 63.147 68.188 77.378 d. Gain from spot and derivative transaction
e. Deviden, keuntungan penyertaan equity 54.203 42.339 47.042 51.919 57.923 4.390 8.914 14.564 19.543 24.819 30.657 35.330 40.623 e. Deviden, gain from investment in shares
method, komisi/provisi/fee with equity method,
fees/comissions/provisions
f. Lainnya 36.879 29.746 31.594 35.473 39.702 14.435 17.710 22.554 23.276 25.627 30.463 31.478 35.051 f Others
2. 278.849 278.969 300.286 355.738 386.114 50.662 88.013 127.211 155.546 187.558 226.978 254.126 289.760 2.
a. Penurunan Nilai Wajar dan kerugian 2.577 2.488 2.555 2.614 2.853 115 559 512 673 734 747 1.004 1.405 a. Decrease in fair value and losses form
penjualan surat berharga sale of securities
b. Penurunan Nilai Wajar dan kerugian 68 142 141 240 263 12 0 24 39 55 63 79 89 b. Decrease in fair value and losses
penjualan kredit yang diberikan form sale of credit
c. Penurunan Nilai Wajar dan kerugian 1 21 23 27 32 3 5 8 9 13 15 17 21 c. Decrease in fair value and losses
penjualan aset keuangan lainnya form sale of other financial assets
d. Kerugian Transaksi Spot dan Derivatif 43.873 68.348 65.740 96.712 98.122 14.967 27.226 38.319 42.469 47.650 57.459 61.335 69.955 d. Losses from spot and derivative transaction
e. Penyusutan/Amortisasi 64.153 70.976 78.820 87.415 97.213 19.774 28.440 39.754 46.985 56.970 68.537 76.168 84.953 e. Depreciation/Amortizations
f. Kerugian penyertaan equity method, 3.509 2.394 2.641 2.864 3.113 258 503 859 1.082 1.261 1.578 1.749 1.967 f Losses from investment in shares with
komisi/provisi/fee, administrasi equity method, fees/comissions/provisions
g. Lainnya 164.669 134.600 150.319 165.866 184.517 15.534 31.279 47.734 64.290 80.875 98.579 113.774 131.369 g. Others
D. 143.761 95.847 109.327 121.782 133.198 12.286 22.689 36.049 47.004 56.064 68.731 82.050 93.708 D. Operating Profit/loss (A1+C1) - (A2+C2)
E. 25.225 20.555 19.378 21.776 24.080 1.859 3.959 5.817 7.801 10.208 7.856 9.071 11.115 E. Non Operational Income
F. 25.394 17.703 19.079 21.365 23.757 1.672 3.853 5.334 7.169 8.043 6.697 8.068 9.444 F. Non Operational Expenses
G. (169) 2.852 299 411 323 187 106 483 632 2.165 1.159 1.003 1.670 G. Non Operational Profit (E - F)
H. 143.591 98.699 109.626 122.193 133.521 12.473 22.795 36.532 47.636 58.229 69.890 83.053 95.378 H. Current Year profit
I. 66.264 127 174 183 66.405 11 19 34 39 46 54 68 76 I. Transfser Profit / Loss Received
J. 67.023 620 644 721 66.967 11 117 138 175 195 198 270 338 J. Transfer of Profit/Loss to Head Office
K. 112.160 78.205 86.632 96.006 104.628 9.737 17.947 28.950 37.622 46.009 54.622 64.851 74.608 K. Profit/Loss After Estimation of tax
r) Revised figures
*) Provisional figures
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
Pendapatan Operasional Selain Bunga Other Operating Income
Beban Operasional Selain Beban Bunga Non Interest Expense
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
Tabel 1.9. Laporan Laba / Rugi Bank Umum
(Commercial Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan Items
Pendapatan dan Beban Bunga
Pendapatan bunga Interest Income
Beban Bunga Interest Expenses
2015 2016
r) Angka-angka diperbaiki
*) Angka-angka sementara
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
12

24. Statistik Perbankan Indonesia - Vol. 14, No. 9, Agustus 2016 Indonesia Banking Statistics - Vol. 14, No. 9, August 2016
2014
Des Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
A. A. Interest Income and Interest Expenses
1. 27.485 23.885 26.794 26.716 23.379 1.943 3.885 5.871 7.491 9.474 9.134 10.690 10.502 1.
a. Dari Bank Indonesia 482 542 594 625 544 34 70 105 130 164 174 201 195 a. From Bank Indonesia Placement
b. Dari Penempatan pada bank lain 753 753 843 765 806 44 94 147 211 279 313 352 334 b. From interbank placement
c. Dari surat berharga 892 852 972 892 711 62 121 181 194 272 303 355 358 c. From securities
d. Dari Kredit yang diberikan 16.038 13.597 15.243 14.838 13.026 1.106 2.173 3.250 4.040 5.012 5.541 6.479 6.411 d. From credit
- kepada pihak ketiga bukan bank 15.889 13.495 15.130 14.725 12.907 1.098 2.156 3.226 3.999 4.972 5.495 6.423 6.361 - To Third Party non Bank
- kepada bank lain 149 102 113 113 118 8 17 25 41 40 46 56 50 - To other Bank
e. Lainnya 9.321 8.142 9.141 9.596 8.292 698 1.426 2.188 2.916 3.748 2.803 3.303 3.204 e Others
2. 18.176 16.042 17.927 18.226 15.657 1.294 2.600 3.941 4.999 6.345 5.722 6.708 6.613 2.
a. Kepada Bank Indonesia 0 0 0 0 0 0 0 1 1 1 1 1 1 a. Bank Indonesia Liabilites
b. Kewajiban pada Bank lain 376 249 277 266 237 24 44 63 88 104 120 139 150 b. Interbank Liabilities
c. Kepada pihak ketiga bukan Bank 8.125 7.403 8.253 8.131 6.859 551 1.090 1.626 1.931 2.460 2.719 3.176 3.168 c. Third Party non Bank
- Giro 618 580 656 649 641 40 90 143 184 249 262 310 329 - Demand Deposit
- Tabungan 472 425 478 495 495 47 92 137 139 176 191 224 199 - Saving
- Simpanan Berjangka 7.035 6.399 7.119 6.987 5.723 463 908 1.346 1.608 2.035 2.267 2.642 2.641 - Time deposits
d. Surat Berharga 202 192 212 193 210 17 35 54 54 68 80 93 107 d. Securities
e. Pinjaman yang diterima 47 28 30 32 32 2 3 7 9 10 12 13 11 e. Loans received
f. Lainnya 9.425 8.169 9.155 9.605 8.320 699 1.428 2.190 2.916 3.702 2.790 3.286 3.175 f. Others
g. Koreksi atas pendapatan bunga 0 0 0 0 0 0 0 0 0 0 0 0 0 g. Corrections
B. 9.309 7.844 8.866 8.490 7.722 650 1.284 1.930 2.492 3.129 3.412 3.982 3.889 B. Net Interest Income (A1-A2)
C. - - - - - C. Other Operating Income and Expenses
1. 1.465 1.339 1.555 1.637 1.452 101 214 341 466 576 691 798 848 1.
a. Peningkatan Nilai Wajar dan keuntungan 62 56 87 158 216 22 38 59 73 83 99 123 139 a. Increase in fair value and gain
penjualan surat berharga form sale of securities
b. Peningkatan Nilai Wajar dan keuntungan 4 - - - - - - - - - - - - b. Increase in fair value and gain
penjualan kredit yang diberikan form sale of credit
c. Peningkatan Nilai Wajar dan keuntungan - - - - - - - - - - - - - c. Increase in fair value and gain
penjualan aset keuangan lainnya form sale of other financial assets
d. Keuntungan Transaksi Spot dan Derivatif 24 75 82 83 25 4 13 27 1 1 0 0 1 d. Gain from spot and derivative transaction
e. Deviden, keuntungan penyertaan equity 555 479 528 531 410 27 65 96 130 166 184 210 188 e. Deviden, gain from investment in shares
method, komisi/provisi/fee with equity method,
fees/comissions/provisions
f. Lainnya 820 729 858 865 801 47 98 160 262 326 407 464 520 f Others
2. 7.873 6.802 7.831 7.643 6.955 503 1.038 1.603 2.059 2.640 3.156 3.666 3.674 2.
a. Penurunan Nilai Wajar dan kerugian 13 36 207 276 294 11 24 36 42 57 63 72 90 a. Decrease in fair value and losses form
penjualan surat berharga sale of securities
b. Penurunan Nilai Wajar dan kerugian 3 - - - - - - 0 - - - - - b. Decrease in fair value and losses
penjualan kredit yang diberikan form sale of credit
c. Penurunan Nilai Wajar dan kerugian - - - - - - - - - - - - - c. Decrease in fair value and losses
penjualan aset keuangan lainnya form sale of other financial assets
d. Kerugian Transaksi Spot dan Derivatif 12 23 25 20 21 1 5 11 0 0 0 0 0 d. Losses from spot and derivative transaction
e. Penyusutan/Amortisasi 1.405 1.511 1.716 1.556 1.211 93 186 307 419 538 677 760 752 e. Depreciation/Amortizations
f. Kerugian penyertaan equity method, 39 46 50 50 26 3 4 5 5 6 7 7 8 f Losses from investment in shares with
komisi/provisi/fee, administrasi equity method, fees/comissions/provisions
g. Lainnya 6.401 5.185 5.832 5.742 5.402 395 818 1.246 1.593 2.039 2.409 2.827 2.823 g. Others
D. 2.901 2.381 2.591 2.484 2.219 247 461 669 899 1.065 947 1.114 1.063 D. Operating Profit/loss (A1+C1) - (A2+C2)
E. 734 1.130 976 1.038 783 33 72 109 153 187 235 273 306 E. Non Operational Income
F. 727 1.162 1.016 1.103 857 42 87 122 151 182 245 287 322 F. Non Operational Expenses
G. 8 (32) (40) (65) (74) (8) (15) (13) 2 4 (10) (14) (16) G. Non Operational Profit (E - F)
H. 2.908 2.349 2.551 2.419 2.145 239 446 656 901 1.069 937 1.099 1.047 H. Current Year profit
I. 115 - - - 24 - - - - - - - - I. Transfser Profit / Loss Received
J. 445 - - - 142 - - - - - - - - J. Transfer of Profit/Loss to Head Office
K. 2.014 1.858 2.023 1.838 1.570 188 350 496 691 806 647 773 736 K. Profit/Loss After Estimation of tax
r) Revised figures
Tabel 1.10. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 1 )
Miliar Rp (Billion Rp)
Keterangan Items
2015 2016
Pendapatan dan Beban Bunga
Pendapatan bunga Interest Income
Beban Bunga Interest Expenses
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
Pendapatan Operasional Selain Bunga Other Operating Income
Beban Operasional Selain Beban Bunga Non Interest Expense
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
13