Our flexible payment features can help you pay off your mortgage sooner or pay less for a while

1. Our flexible
mortgage payment
features work
around your life.
These flexible payment features can help you pay off your mortgage
sooner or pay less for a while.
Pay off your mortgage sooner:
Increase your payment frequency: Increase your payment amount: Make lump-sum payments:
Paying bi-weekly or weekly instead of You can also incr ease your r egular payment You can pay of f up to 15% of the original
monthly can r educe your interest costs over amount by up to 100% of the r egular borrowed amount of your mortgage every
the long term and help you to pay of f your payment at any time. year, saving on inter est costs and the time
mortgage much faster . it takes to pay of f your mortgage.
Or pay less for a while:1
Skip a payment feature: Payment reduction feature: Payment vacation feature:
Gives you the ability to skip one monthly Gives you the flexibility to r educe one Gives you the fr eedom to take a full
mortgage payment a year , to a maximum monthly mortgage payment a year , to a payment vacation fr om your mortgage for
of 4 monthly mortgage payments during maximum of four monthly payments during up to 4 months. T o take advantage of
the life of a mortgage. the life of a mortgage. Or if you need to, this featur e you can use the pay -ahead
you can r educe your payment for as long options (like increasing payment fr equency
as 4 months by using the pa y-ahead or making extra lum p-sum payments) to
option (like increasing payment fr equency build up a balance to cover payments
or making extra lum p-sum payments) to during the vacation.
build up a balance to cover the number of
months of r educed payments.
For more details, contact:
Anjum Puri
Mobile Mortgage Specialist
Phone: 647-680-3500
Fax: 888-258-9080
anjum.puri@td.com
1
Some conditions apply. Interest will continue to accrue and is capitalized on the regular payment date(s) during the use of these features. Please visit www.tdcanadatrust.com/flexible for more details. (01-11)
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