Woolworth product and services analysis Woolworths Ltd is a Public Company that is positioned second out of roughly 2000 organizations in Australia. The organization produces the larger part of its pay from the Supermarkets and Grocery Stores in Australia industry. In 2015 the organization produced complete income of $61,149,400,000 including deals and other income. In 2015 Woolworths Ltd had 190000 workers in Australia including representatives from all auxiliaries under the organization's control (Jackson, 2003). The company operates on a given categorizes as follow: Supermarkets and petrol: Woolworth operates on supermarkets, Thomas Dux grocery and countdown grocery stores (New Zealand), and petrol station (through its co-marked Caltex Woolworths and Caltex Safeway outlets). Liquor group Woolworth’s retails alcohol in-store and online through its alcohol organizations: Dan Murphy's, BWS, Cellar masters and Langton’s, a fine wine closeout organization. Home improvement The organization's Masters Home Improvement brand dispatched in 2011, offering more than 35,000 items, for example, apparatuses, paint, kitchens and kitchen machines, lavatory and pipes supplies, deck and tiles, lighting and fans, building supplies and timber, stockpiling and cleaning supplies, adorning materials, electrical and equipment things and cultivating and outside living items(Peter,2011). Financial Services: Woolworths offers monetary administrations through its Woolworths Money division, providing credit cards, Visas, reloadable MasterCard and exchanged protection items. Everyday Rewards: Woolworths propelled its Everyday Rewards point framework in 2007 far reaching. Ordinary Rewards can be recovered for Frequent Flyer focuses, fuel rebates and other select offers. Woolworth SWOT analysis Strength Woolworths operates various sectors successful, well known brands stores such as Ladybird and chad valley. They also strong persuasive brand name and efficient operations. They are the well- known retailers in the entire UK, pioneers and the oldest organizations to come up with modernist trade mode. They also hold several subsidiaries in UK, i.e entertainment. They are also the leader in the Australian retail industry. With and its leadership position and leverage through its strong resources such as technological, human and good presence, Woolworths further improves the capability of the company in take advantage of the market. Weaknesses Their brand never withstands its competitive advantages (Jackson, 2003).The company suffer negligence globally as compared to their competitors. They entered in online transaction late and there they suffer from lack of proper experiences and still also lower prices from their competitors. The other weakness to Woolworths is in its development strategy, mostly impacted by the external environment factors which shakes it capability in leading the Australian retail market. For instance, the Australian government has limited the move of W.

1. Woolworth product and services analysis
Woolworths Ltd is a Public Company that is positioned second
out of roughly 2000 organizations in Australia. The
organization produces the larger part of its pay from the
Supermarkets and Grocery Stores in Australia industry.
In 2015 the organization produced complete income of
$61,149,400,000 including deals and other income. In 2015
Woolworths Ltd had 190000 workers in Australia including
representatives from all auxiliaries under the organization's
control (Jackson, 2003).
The company operates on a given categorizes as follow:
Supermarkets and petrol:
Woolworth operates on supermarkets, Thomas Dux grocery and
countdown grocery stores (New Zealand), and petrol station
(through its co-marked Caltex Woolworths and Caltex Safeway
outlets).
Liquor group
Woolworth’s retails alcohol in-store and online through its
alcohol organizations: Dan Murphy's, BWS, Cellar masters and
Langton’s, a fine wine closeout organization.
Home improvement
The organization's Masters Home Improvement brand
dispatched in 2011, offering more than 35,000 items, for
example, apparatuses, paint, kitchens and kitchen machines,
lavatory and pipes supplies, deck and tiles, lighting and fans,
building supplies and timber, stockpiling and cleaning supplies,
adorning materials, electrical and equipment things and
cultivating and outside living items(Peter,2011).
Financial Services:
Woolworths offers monetary administrations through its
Woolworths Money division, providing credit cards, Visas,

2. reloadable MasterCard and exchanged protection items.
Everyday Rewards:
Woolworths propelled its Everyday Rewards point framework in
2007 far reaching. Ordinary Rewards can be recovered for
Frequent Flyer focuses, fuel rebates and other select offers.
Woolworth SWOT analysis
Strength
Woolworths operates various sectors successful, well known
brands stores such as Ladybird and chad valley. They also
strong persuasive brand name and efficient operations. They are
the well- known retailers in the entire UK, pioneers and the
oldest organizations to come up with modernist trade mode.
They also hold several subsidiaries in UK, i.e entertainment.
They are also the leader in the Australian retail industry. With
and its leadership position and leverage through its strong
resources such as technological, human and good presence,
Woolworths further improves the capability of the company in
take advantage of the market.
Weaknesses
Their brand never withstands its competitive advantages
(Jackson, 2003).The company suffer negligence globally as
compared to their competitors. They entered in online
transaction late and there they suffer from lack of proper
experiences and still also lower prices from their competitors.
The other weakness to Woolworths is in its development
strategy, mostly impacted by the external environment factors
which shakes it capability in leading the Australian retail
market. For instance, the Australian government has limited the
move of Woolworths in keeping higher prices for its products in
collaboration with Coles which shows the major weakness to the
company in supporting its greater growth levels (Cole, 2003).
Opportunities
They are able to support their brand through advertisement,
sponsorship and promotions, they are also able to seek growth
by use of strategic acquisition and charter models. For its

3. weakness mention above will also be the opportunities for
Woolworths as there are indication that the retail industry
across Australia shows good growth potential such as through
computerisation, advances in supply chains. Consumer lifestyle
changes have also affected the abilities of retailers and provided
good opportunities to grow. Woolworths is now looking towards
implementing this option by way of adapting the strategy of
multi-option retailing in order to cope up with the changing
needs of its customers (Krafft and Mantrala, 2009).
Threats
There is always hike in the cost of raw material for both food
and non-food and thus reducing the profit margin. They also
face a lot of competition worldwide and those hindering
generations of more stores due to economic recession. Other
than that threats to the Australian retail are primarily from the
higher competition level in the industry with Woolworths first
and foremost competing with the Coles Supermarket. Apart
from this, the government intervention is another major
significant factor affecting the growth of Woolworths in
particular within the Australian retail (Samson and Daft, 2012).
The rise in diseases related to consuming alcohol caused the
pressure from Government to reduce alcohol production, which
limit their sales and market share.
Capital structure Analysis
The Group deals with its capital structure and makes
acclimations to it in light of changes in monetary conditions and
the requirements of the bunch. The Group screens capital
utilizing return on value (ROE), which has been founded all
things considered value and feature income (Pershing, 2006).
The Group's arrangement is to keep proportions in accordance
with yearly targets.
For capital structure analysis these two ratio should be applied,
debt to equity and interest coverage.
Debt to equity ratio measures the companies financing leverage.
The greater the ratio higher the degree of leverage (Bazley &
Hancock, 2013, p. 369).

4. Debt to equity ratio which is 1.31 in 2015.This indicating the
negativity on which the company is operating considering that it
is greater that 1:1 ratio.
Interest coverage ratio shows how effortlessly a company can
pay the interest on its loans which is the level of protection of
lenders from a default on interest payments (Bazley & Hancock,
2013, pg.361). The higher the ratio, the stronger the company’s
financial strength is.
References:
· Bazley, M. & Hancock, p. (2009). Contemporary accounting.
South Melbourne, Vic.: Cengage Learning Australia.
· Budmar, Peter. ( 2011). Woolworths adopts Visa payWave
Technology for Checkouts.
· Foo, F., (2008). Woolies Boost Supply Chain Technology
· Jackson, Joshi, A., & Erhardt, N. L. (2003). Recent research
on team and organizational diversity: SWOT analysis and
implications. Journal of Management, 29(6), 801-830.
· Leigh, D., & Pershing, A. J. (2006). SWOT analysis. The
Handbook of Human Performance Technology, 1089-1108.
· PepsiCo Inc. (2012). woolworth Announces Strategic
Investments to Drive Growth.
· Pickton, D. W., & Wright, S. (1998). What’s SWOT in
strategic analysis? Strategic Change, 7(2), 101-109.
· Piercy, N., & Giles, W. (1989). Making SWOT analysis
work. Marketing Intelligence & Planning, 7(5/6), 5-7.
· Palmer, D.( 2008). Woolworths Trial Self-Check-Out
Technology.
· John,Alexandra,B,.(2005).Marketing Teacher, n.d. PEST
Analysis
· Valentin, E. K. (2001). SWOT analysis from a resource-

5. based view. Journal of Marketing Theory and Practice, 54-
69.
.
Interest coverage ratio
Woolsworth 2015 2014 2013 2012 2011 9.8066706021251466
10.725 7.457676348547718 8.2302016724053129
9.2137232845894257 Metcash Limited 2015 2014
2013 2012 2011 6.1688804554079697
7.8373493975903621 6.5829059829059835
2.632843791722296 4.8294993234100128 Wesfarmers
Limited 2015 2014 2013 2012 2011 14.131578947368421
9.41077441077441 9.9132791327913274
8.4904306220095691 6.3971631205673756
Debt to equity ratio
Woolsworth 2015 2014 2013 2012 2011 1.3111074190987797
1.3275883930748598 1.4343294492933412
1.6041132361202706 1.744811146815572 Metcash
Limited 2015 2014 2013 2012 2011 2.2719993036817798
1.6450453857791223 1.5498795478411265
2.135040837364206 1.7140052356020941 Wesfarmers
Limited 2015 2014 2013 2012 2011 0.63036197086477541
0.52872590141224463 0.65840442702328794
0.65107113591134347 0.61135457380867775

6. Your Supervising Attorney P. Strami and his associate
Hammond have been called out-of-state to consult on a high
profile case. Mr. Strami has recently hired attorney Mable
Bacon, as she has a great legal background in Business Law. P.
Strami has briefly scribbled the following information on a
sheet of legal paper and indicated that you, as lead paralegal,
could help Mable research information to present to the
Cardigans upon P. Strami’s return to the office.
Dear Mable and Paralegal:
The Caridgans want to expand their business ventures. Cora and
Caley have discussed the idea of operating a home décor store
with the Cardigan family logo on the goods. The idea behind
this type of business is to advertise goods that will make
consumers feel that their homes represent a Cardigan lifestyle.
The Cardigans cannot decide what to name their new business,
as it is so different from their usual business variations of
clothing and sweaters. Some of the names they have come up
with include Homigans Fine Home Furnishings and Cardihome
Furnishings.
Mable Bacon has come to you as the office’s lead paralegal and
asked for you to research the best type of business that would
meet the needs of the Cardigans.
Using the facts P. Strami provided above, Ms. Bacon would like
for you to prepare a 2–3-page double-spaced memorandum to
Attorney Strami and her in size 12 Times New Roman font
discussing the following in the order presented:
· Discuss the pros and cons of three main types of business
organizations (sole proprietorship, partnerships, and
corporations) and determine which would be the best type for

7. the Cardigans.
· Research the names that the Cardigans have suggested and
determine whether or not these would be wise choices for their
proposed business. Indicate what issues may be present if they
use either of these names.
· Using your state’s laws and depending on the type of business
you have recommended for the Cardigans, determine what types
of filing requirements Cora and Caley will need to fulfill.
Checklist before Submitting Your Assignment:
· Read the question and what is being asked of you twice.
· Structure your Assignment in Memorandum Form.
Example of Memorandum Format:
Date:
To: P. Strami and Mable Bacon
From: [Your Name]
Re: Business Formation of Potential Cardigan Home Store
· Prepare an APA formatted cover sheet with your
memorandum. Do not forget to indicate which unit the
Assignment is for.
· Organize your memorandum with an introduction, body, and
conclusion. Note: Your memorandum length of 2–3 pages is
separate from your cover sheet and reference page.
· Be sure to avoid the use of first person. Instead, convey your
research utilizing third person.
· Keep all font color consistent throughout. If you copy and
paste a link and it is in blue, hover your mouse over the link,
right click, and select “REMOVE HYPERLINK” to keep the
font color black like the rest of your submission.
· Use size 12 Times New Roman font.
· Utilize in-text citations. If a reference is listed in your
reference page, it must be included within the body of your
submission as well.
· Prepare an APA formatted reference page.
Potential Cardigan Home Store Business Formation

8. Memo - Potential Cardigan Home Store Business Formation
Name
Institution
Date
Potential Cardigan Home Store Business Formation
Memo – Potential Cardigan Home Store Business Formation
Date:
To: P. Strami and Mable Bacon
From:
Re: Potential Cardigan Home Store Business Formation
Owing a new business is one of the big decision for any
industrialist. There are three fundamental types of business
ownership. 1st is partnership, 2nd is sole proprietorship, and the
3rd one is incorporation.
A small business with only one worker is called the owner
Sole proprietorships. on the other hand,to run a business an
industrialist needs to appoint a manager in sole proprietorship
to run the enterprise on a daily basis (Kelly, 2013). It is the
duty of owner to realize all the profits from the business and in
case of loss assumes accountability. The sole proprietorship is
the easiest form of ownership among all. It is the highly used

9. type of ownership. Selection and registration of the business
name is one of the essential things to be considered (Kelly,
2013). It is needed to register any business name with a local
government agency that does not completely incorporate the
personal name of the business holder (Kelly, 2013). Regarding
to the function of the business, all the choices are made by
Owners of sole proprietorships. The possessions of
entrepreneurs and its business are combinly considered in sole
proprietorships (Kelly, 2013). In short, the benefits are as
under:
· One can easily start with Sole proprietorships.
· For instituting it, No formal action is required.
· with Sole proprietorships can be defined at once
· All aspects of the business are controlled by owner.
· all the profit got by the owner
· no income tax is given by the enterprise; it is given by the
owner.
on the other hand, it has some drawbacks:
· The business incurs by the unrestricted accountability for
losses, debts, and other liabilities of the owner.
· All the choices are made by the owner.
· Capitalization and financing are organized only by the
proprietor.
· On the death of owner, the business ends.
Two or more individulas affiliate the partnership to continue as
co-owners of a business for profit. It is assumed in The Uniform
Partnership Act (UPA) by the state that reagrd to partnership
law there is an offer of degree of uniformity in the state (Kelly,
2013). In the case of consideration of two or more entrepreneurs
in a partnership it is needed to done a written partnership
agreement (Kelly, 2013). There are many forms of Partnerships;
but, the most common partnerships are general partnership and
limited partnership. Entrepreneurs have to be familiar with the
characteristics of each other. Due to some reasons, A
partnership may be finished. At any time a partner may leave or
start the partnership, there is a chance of either partnership or

10. as well agreement termination. In some cases, there is
indication of termination of partnership in the law (Kelly,
2013). In the case of death, bankruptcy or madness of a partner
the partnership terminated. Also, if the purpose of business is
unlawful the partnership may be terminated. Its benefits are:
· A partnership agreement is not needed by law so Start-up can
be easy.
· As an entity, no tax is paid by the partnership.
· In taking decision, managing and capitalizing the business,
accountability is shared by Partners.
The cons are here:
· The break-ups of partnership are on a high percentage.
· Unlimited financial liability is carried by partners.
· For the mistakes of his or her partners, each partner bears
liability.
· Profit is shared by Partners.
a legal entity which is a corporation is created by law. A legal
entity and an artificial person are similar. All the tasks which an
artificial person can do are performed by a corporation can
perform, just as payment of taxes, accrue debt, contracts
entering, be held responsibility of negligence and making a
profit. One or more individuals developed a corporation.
Promoters are the persons who start the process of incorporation
(Kelly, 2013). With a state agency, Articles are filed by the
promoters of Incorporation. It may be the Secretary of State. At
the time of placing Articles of Incorporation, important taxes
are paid by the promoters to incorporation (Kelly, 2013). When
all requirment are completed, a state official which may be the
Secretary of State issued the charter. Entrepreneurs must have
an attorney for filing the papers (Kelly, 2013).,there is a deal of
Ownership of Having the stock corporations (Kelly, 2013).
There are five main categorize of Corporations: 1: domestic, 2:
foreign, 3: public, 4: private and 5: closely held. On the bases
of legal structures of corporations, there are many merits:
· Limited liability – there is low risk in it comparing to other
forms of ownership. In the corporation, in the purchase of stock

11. the liability of shareholders for debts, taxes, and lawsuits are
limited to the amount of money invested.
· Ability to raise capital – the corporation is able to lift
additional capital. The biggest advantage is the sale of stocks
for this form or ownership. Corporations have offers of getting
loan by the Leaders than sole proprietorships.
· Transferable ownership – if the business is not manage by the
shareholders (owners), through the buying and selling of stock
ownership can change without upsetting the day-to-day business
of the corporation.
The drawbacks are:
· Double taxation – it is cleared in most of the examples that on
income which is gained from a corporation person have to pay
taxes more than one time. Income tax is paid by the corporation
on profits gained due to the Working as a legal entity. In
addition, on getting any dividends from corporation,
shareholders pay additional tax. Tax is double paid by the
Employees who are shareholders.
· Costs of Charter – To incorporate a business there are high
costs. It has fees of attorneys and state requirements.
· Deficiency of control – in a corporation ownership any control
in the daily operation of the business is not guaranteed.
Ownership of stock is allowed only to cast vote for the board of
directors. The working of business is decided by the president
or CEO.
For the Cardigans, partnership is the best kind of business
organization. It is admitted that they are two and desire to work
together. They have chosen are perfect names because these
names are not used by anyone else. These names are unique.
They are not able to incorporate their real names is the only
predicament with them. they will have to registered and copy-
write it before using these names , in this way, one can
establised and identified his own business.
References
Kelly, M. (2012). Owning our future: the emerging ownership
revolution. San Francisco, CA: Berrett-Koehler Publishers.

12. Search through newspaper for one article that is relevant to the
economics concepts. Attach this article to your final report.
News events which you may consider include events relating to
Gross Domestic Product (GDP), inflation economy, recessionary
economy, fiscal policy.
Format as follows:
Introduction
Summarise macroeconomic event in the news article chosen and
mention what you plan to discuss in this essay. (est. 100 words)
Economics Concepts & Models
Identify and Discuss the economics concepts and models that
will be suitable for analyzing the news article. (est 300 words)
Analysis
Apply the economics concepts and models identify to show your
understanding of the news event. Where applicable, draw
diagrams to support your discussion. Specifically you should
identify the key macroeconomic challenges faced by the
country, causes of the problems, its impacts on the society and
economy as well the policies implemented by the government
concerned to solve the problem. (est 700 words)
*Consider dividing into sub heading
Sub head 1
Sub head 2
Sub head 3
Conclusion
A conclusion highlighting your key points and arguments in the
essay. (est 100words)
Assignment format
Spacing 1.5 with font size 11, Arial script and justified.
Include page number
Include a Reference page at the end of your assignment (APA
Style)