1st fintech offering BNPL services for SMEs in MENA.

1. RG
B2B Purchase now, buy later.

2. imagine a world where
seller can sell before
they purchase !!

3. In B2B, where the buyer is a big corporate, the default process is
typically a “credit” transaction -Buy Now Pay Later-, meaning
corporates almost always “Buy Now Pay Later” with payment
terms of 30 - 120 days. BNPL is seen by corporates to give them a
financial advantage, enabling them to hold on to cash (working
capital). But that’s not the case for most of SMEs.
intro

4. On the other hand, BNPL is financially damaging to the supplier,
as the money doesn’t reach the supplier until the buyer has
accepted the goods or services which typically takes weeks or
months.

5. B2B can be just like B2C. And financing can be provided by a
3rd party, and it will be financially beneficial to both sellers
and corporate buyers.

6. Problem
● Most of SMEs don’t have the opportunity that big
corporate has by default “BNPL”.
● Suppliers can’t offer BNPL for SMEs.

7. A 3rd party BNPL for SMEs
Where SMEs can purchase now and pay in 15-60 days .
and the sellers can have an instant cash transaction.
Solution

8. Market size
850 Billion EGP
Wholesale and retail in Egypt
40%
Of SMEs are in wholesale and retail
42%
Of SMEs unable to
obtain any finance

9. Product
RG facilitates SMEs purchase orders
with payment terms of 15 - 60 days.
Register
Signup your business
and get the credit limit.
Send
Send PO
Receive
Receive the order
Pay
Pay in 15-60 days

10. +10
Active Accounts Transactions Revenue
+150 +4.5M EGP
Business model
Mvp for 1 year only
We take 3-8% interest of the purchase order.

11. Process Interest
Online
solution
Easy Low Yes
Banks Very complicated High No
Microfinance
institutes
Complicated
High
Yes
Suppliers Rare Low No
Competition

12. fast
1st in MENA
First BNPL for B2B
MIcro loans
We don’t finance the
whole business, we
only finance a
transaction.
easy
Very easy and smooth
experience.
end-to-end
Full service includes
logistics
In few seconds
Partner not
guardian
We help businesses
grow not control it.
Competitive advantage

13. Ahmed ateia
Ahmed gamal
Business Developer experienced in
the creation of successful business
strategies and sales growth.
Mazen radwan
Operations and project manager with
an experience in several industries
and markets for the past 5 years
Experienced Business Specialist with
a demonstrated history of working in
the internet and automotive industry.
Our team