2. REALITY CHECK TIME…
• APPLICATION OF KNOWLEDGE - CAN BRING POWER...
• (CLICK ON LINK)
3. ASSESS YOUR CURRENT SITUATION
INCOME COMING IN…
• INCOME FROM EMPLOYMENT
• INCOME FROM OTHER SOURCES
• INCOME FROM GOVERNMENT
SOURCES
INCOME GOING OUT…
• RENT OR HOUSING COSTS
• FOOD AND LIVING EXPENSES
• ENTERTAINMENT & MISC. COSTS
5. REFLECTION & APPLICATION…
REFLECTION
• LOOK FOR AREAS TO CONSOLIDATE &
STRATEGIZE DISCIPLINES/REWARDS
• SET SHORT TERM AND LONG TERM
GOALS WITH CLEAR EXPECTATIONS
• IDENTIFY PERSONS OR ESTABLISH
PARTNERSHIPS FOR ACCOUNTABILITY
APPLICATION
• APPLY 10 SECOND RULE BEFORE
MAKING A PURCHASE
• APPLY 30 DAY RULE BEFORE MAKING
LARGE PURCHASES
• AT APPROPRIATE TIME, SAVE $1 FOR
EVERY $10 ($1 FOR $100 IN EXTREME
SITUATIONS)
7. KNOW HOW TO ACCESS THE
3 MAJOR CREDIT BUREAUS
• EQUIFAX - HTTP://WWW.EQUIFAX.COM/HOME/EN_US
• EXPERIAN - HTTP://WWW.EXPERIAN.COM/
• TRANS UNION - HTTP://WWW.TRANSUNION.COM/
• FREE ANNUAL CREDIT REPORT -
HTTPS://WWW.ANNUALCREDITREPORT.COM/INDEX.ACTION
8. NOW – KNOW HOW TO ACCESS THE 1 THAT
CAN EMPOWER YOU…
9. HOW TO MANAGE CREDIT WHEN ON A
BUDGET
(CREDIT KARMA - WEBSITE)
• CREDIT KARMA - YOU TUBE VIDEO
11. ARE YOU THE SURVIVOR OF…
IDENTITY THEFT?
• CONTACT EACH CREDIT BUREAU &
STATE YOU SUSPECT IDENTITY THEFT
• EACH CREDIT BUREAU WILL FLAG YOUR
ACCOUNT AND SEND A “FREE” REPORT”
• ONCE RECEIVED, REVIEW EACH
ACCOUNT AND CHALLENGE SUSPICIOUS
ITEMS
• INVESTIGATION WILL BE LAUNCHED
AND ALL FALSE ACCOUNTS - REMOVED
POOR FINANCIAL CHOICES
• SEEK HELP FROM CREDIBLE –
CONSOLIDATION SOURCES
• FINANCIAL COUNSELORS @ FAMILY
WORKS AGENCIES & WORKFORCE
OFFICES SERVE INDIGENT JOB SEEKERS
• LEXINGTON LAW FIRM – ESTABLISHED
CREDIT LAW FIRM WITH PLANS
BEGINNING AS LOW AS $20 A MONTH
12. “
”
IF YOU’RE WONDERING HOW TO MAKE LOTS OF MONEY , IDENTIFY THE PEOPLE WHOM HAVE
SUCCESSFULLY DONE IT , LOOK FOR CLUES ABOUT HOW THEY DID IT – THEN FIGURE OUT HOW TO
COPY THEM…
13. THANK YOU FOR THE
OPPORTUNITY TO BE
OF SERVICE
SINCERELY,
WILLIE GREGORY
Founder Of:
J.O.B.S.
Journey of
Believing
Souls