There is difference between contents insurance and buildings insurance. Contents insurance gives coverage to the things that are present inside and outside your home. It does not cover the walls and the roofs of your house.

1. Important Information about
Buildings Insurance

2. There is difference between contents insurance and buildings
insurance. Contents insurance gives coverage to the things that are
present inside and outside your home. It does not cover the walls
and the roofs of your house. This is where the building insurance
comes in. The list of things that comes under buildings insurance is
mentioned below:-
• Built in cupboards
• Ceiling
• Wall
• Floor
• Roof
• Kitchen area that is fitted

4. If the areas concern garages / sheds / gazebos, then you better
enquire about them beforehand from your insurer. Though
fences, boundaries and gates are covered too, it is highly suggested
that you read the policy documents well. Going here to know more
about buildings insurance.
Causes of damage that are covered under buildings
insurance
You get the entire cost of repair and rebuild incase of the following
things:-
• Theft
• Fire
• Earthquake
• Vandalism
• Bursting or freezing of plumbing
• When your car hits your building

6. • Trees falling on your house
• Storms
• Lighting strikes
• Gas explosion and bursting
Necessity or not
If there is involvement of mortgage, then it is obvious that your
lender will ask you to seek coverage to protect the investments.
Once you take the insurance, you need not stay stuck to the same
insurer for long. You may easily explore more sources.
Having an insurance coverage like this is beneficial because as
you never know when disaster may strike. Stay prepared to have a
better future.