This document discusses the importance of financial literacy education for students. It notes that children and teens now influence over $150 billion in family spending annually. The U.S. Secretary of Education argues that financial literacy must be integrated into K-12 education to ensure students can make smart financial decisions. The President's Advisory Council on Financial Capability for Young Americans states that all American children have a basic right to financial knowledge and skills to pursue their dreams and compete in a global economy. The document promotes programs by the SIFMA Foundation that use games and simulations to teach financial concepts to students.