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Vilas Patil
Experience Summary
Base24 professional with more than 5.7 years of industry experience in Software Development,
Implementation, Configuration, Testing and Support. Good exposure to e-payment systems and
banking applications. Accomplished projects in and around Base24 including development, testing,
support and application migration. Expertise in debit and credit card ATM and POS systems and a
thorough understanding of Chip (EMV) and Mag stripe transaction authorization for major switches
(i.e. MasterCard, VISA and other ISO 8583 host formats). Well versed with certification of various
interchanges, key management on hardware security modules such as RACAL and Attalla.
Technical Proficiency
Database ENSCRIBE, Tandem SQL, MySQL, MS ACCESS
Programming COBOL85, SCREEN-COBOL, TAL, TACL, Basics of JAVA
Operating Systems HP Nonstop Tandem Guardian (G06.26), WINDOWS 2000, XP, Windows 7.
Tandem Functionalities FUP, NCPCOM, DDL, Pathcom, EMS, Enform, ENABLE, Spoolcom, Batchcom, SCF, SCUP.
Applications Base 24, ACI-Webgate,SafeTGate,TSS, Oracle Goldengate(GGS) and Payment Gateway.
Base24 Modules BASE, ATM, POS, EMV, FHM, PRM,RBSI, Refresh, Extract
Base24-EPS Modules TSS
Simulators MasterCard(MAS 16 and MDS16), VISA(VTS) and FinSim(ATM/POS/Host/Interchange)
Professional Experience and Accomplishments
Application Title PromptPay Credit Transfer for TMB, Thailand
Client Thai Military Bank
Team Size 2
Description TMB bank wanted to support national e-payment system ‘PromptPay’. PromptPay is using
National ID, Mobile no and Account no to transfer money. Customer needs to register for
PromptPayusingNational ID, Mobile noorAccountno. Customer needs to enter PromptPay
ID while doing Credit transfer.
Responsibilities
 Customization AUTH, HISF and BICI module.
 Unit testing.
 PromptPay switch Certification with ITMX.
Application Title PromptPay Credit Transfer for GHB, Thailand
Client Government Housing Bank
Team Size 2
Description GHB bank wanted to support national e-payment system ‘PromptPay’. PromptPay is using
National ID, Mobile no and Account no to transfer money. Customer needs to register for
PromptPayusingNational ID, Mobile noorAccountno.Customer needs to enter PromptPay
ID while doing Credit transfer.
Responsibilities
Application Title PromptPay Credit Transfer for GHB, Thailand
Client Government Housing Bank
 Customization AUTH and BICI module.
 Unit testing.
Application Title THAI-AID Chip Acquiring-Issuing and ITMX ISO Interchange with THAI-AID Chip Support for
GHB Bank, Thailand
Client Government Housing Bank
Team Size 2
Description GHB bankwantedtosupportTHAI Chipstandard(THAI-AID) as Acquirer and Issue THAI Chip
(THAI-AID) Cards. GHB bank also wanted to implement their local interchange ITMX from
ANSI to ISO format with THAI Chip (THAI-AID) support.
Responsibilities
 Customization DH, AUTH and BICI module to support THAI Chip standard specification.
 Changes in ATM Configuration File.
 Unit testing.
Application Title THAI-AID Chip Acquiring and Issuing for TMB, Thailand
Client Thai Military Bank
Team Size 2
Description TMB bankwantedtosupportTHAI Chipstandard(THAI-AID) as Acquirer and Issue THAI Chip
(THAI-AID) Cards.
Responsibilities
 Customization in AUTH module to support THAI Chip standard specification.
 Changes in ATM Configuration File.
 Unit testing.
 THAI-AID ATMAcquiring and Issuing switch Certification for ITMX.
Application Title EMV ATM acquiring for CIMB, Thailand
Client CIMB Bank
Team Size 2
Description CIMB bank wanted to implement EMV ATMacquiring for Not-Onus and Onus VISA Cards.
Responsibilities
 Customization in C1000 and AUTH module to support EMV for all CIMB customized
transactions.
 Unit testing.
 EMV ATM Certification (ADVT) and switch certification for VISA.
Application Title ITMX ISO Interchange with EMV for TMB, Thailand
Client Thai Military Bank
Team Size 2
Description TMB bankwanted to implement their local interchange ITMX from ANSI to ISO format with
EMV support.
Responsibilities
 Customization for BICI module to support ITMX specification.
 Customization for BICI module to support EMV data.
 Unit testing.
 EMV ATM Acquiring and Issuing switch Certification for ITMX.
Application Title EMV ATM acquiring for GSB, Thailand
Client Government Savings Bank
Team Size 2
Description GSB bank wanted to implement EMV ATMacquiring for Not-Onus and Onus VISA Cards.
Responsibilities
 Full Base24 compilation with EMV product ON.
 Customization in N50 and AUTH module to support EMV for all GSB customized
transactions.
 Unit testing.
 EMV ATM Certification (ADVT) and switch certification for VISA.
Application Title EMV ATM acquiring and Issuing for TMB, Thailand
Client Thai Military Bank
Team Size 2
Description TMB bank wanted to implement EMV ATM acquiring for Not-onus and Onus
VISA/MasterCard Cards and EMV issuing for VISA chip debit/credit and MasterCard chip
credit cards.
Responsibilities
 Full Base24 compilation with EMV product ON.
 CustomizationinC1000, AUTH and RTAU module tosupport EMV for all TMB customized
transactions.
 Base24 Configuration file changes.
 Unit testing for all customized transactions.
 EMV ATM Certification (ADVT) and switch certification for VISA.
 EMV ATM Certification (M-TIP) and switch certification for MasterCard.
Application Title TSS upgrade from version 7.4 to 9.2 SP8 and apply ACI Fix on TSS for TMB, Thailand
Client Thai Military Bank
Team Size 2
Description TMB bank wanted to upgrade TSS from version 7.4 to 9.2 SP8. ACI Fix applied on TSS to
support EMV1996 Standard for Eracom HSM.
Responsibilities
 TSS 9.2 SP8 Installation.
 TSS Database File Conversion.
 Applied ACI fix on TSS9.2 SP8 to support EMV1996 Standard for Eracom HSM.
Application Title In-House EMV implementation
Client HDFC
Team Size 3
Description HDFC bank wanted to implement in house EMV from existing on-behalf services for VISA,
Master card and Diners.
Responsibilities
 Full Base24 compilation with EMV product ON.
 Performing SIT for POS acquiring and issuing transactions.
 EMV Switch Certification for VISA, MasterCard and Diners
Application Title SafeTGate Implementation on Webgate Services
Client HDFC
Team Size 2
Description This project involved SafeTGate implementation for existing webgate services. Webgate
converts ISO message to SOAP message in encrypted format vice-versa using SafeTGate
certificate.
Responsibilities
 Key generation.
 Certificate signing request(CSR) creation.
 Certification generation and implementation.
Application Title Netbanking PIN verification through Webgate
Client HDFC
Team Size 2
Description ThisprojectinvolvedPIN verificationof debit/creditcard for a request coming from Internet
banking via webgate. Webgate would convert the SOAP request message into ISO format
and pass it to BIC interface process which would send the request to AUTH process for PIN
verification.
Responsibilities
 Webgate implementation including DSR creation.
 Implementation of a new BIC interface process.
 Setting up keys in TSS.
Application Title IVR TIN verification through Webgate
Client HDFC
Team Size 2
Description Thisprojectwas implementedfor HDFCbank who usesBase24-RBSImodule for Telebanking
transactions.HDFCCustomerusesCustid and Tin to authenticate a telebanking transaction.
Bank wants to involve Webgate as an intermediate between Base24 and the external IVR
system for TIN verification. Webgate would convert the SOAP request message into ISO
format and pass it to RBSI Device Handler and Authorization process for Tin verification.
Responsibilities
 Webgate implementation including DSR creation.
 Implementation of a new RBSI Station.
Application Title Dynamic Currency Conversion
Client HDFC
Description The projectwas developedforHDFCBankwho wantsto offer Dynamic Currency Conversion
on ATMs for MasterCard international bins for selected currencies. BIN qualification and
currency conversion part of the transaction will be handled by EURONET switch as service
provider. Final payment transaction will be routed to MasterCard in issuer currency
Team Size 4
Responsibilities
 Customization in DH and BICI module.
 DCC BIN file refresh program.
 DCC certification for MasterCard.
Application Title Hardware Migration Testing
Client Network International-Dubai
Team Size 3
Responsibilities
 System Integration Testing.
Application Title Credit Card Services Base24 Development, Testing and Support
Client HDFC
Team Size 4
Description The project was developed for HDFC Bank who wants to enable credit card bill payment &
variousotherservicesthroughdebitcards.Most of the creditcard holdersdo not remember
theirPIN.Soevenif servicesare enabledon credit card, it may be underutilized. HDFC Bank
therefore wantstoenable these credit card services through debit card, so that most of the
creditcard customerscan take advantage of the facility. The customer linked for this Credit
Card Bill Pay transaction will be able to change the credit limit or perform an upgrade
functionality on their linked credit cards through HDFC Bank ATM’s.
Responsibilities
 Customization for C1000 module.
 Base24 Configuration file changes.
 Unit Testing.
Application Title Green PIN Base24 Development, Implementation, Testing and Support
Client HDFC
Team Size 4
Description The projectwas developedforanalternative mechanismtothe traditional paperPIN Mailer.
The customers who opt for the Green PIN way of activating the PIN will not receive the
traditional paper PIN mailer.
Responsibilities
 Customization for HISO module.
 New GPCAF Requestor-Server and Macro.
 Unit Testing, SIT and Implementation.
 Webgate implementation.
 Being on-site and one point of contact resource, I was responsible for any trouble-
shooting major problems issues, minor customization.
Application Title NFS Mandate Base24 Implementation, Testing and Support
Client HDFC
Team Size 2
Description ThisProjectwas developedtotransmit ATMlocation detail in DE-43 and DE-61 to NFS in the
format specified by NPCI.
Responsibilities  Development in BICI module.
 Unit testing, SIT and Implementation.
Personal Details
Name as in Passport : Vilas Khashaba Patil
Date of Birth : 06-04-1989
Education : Bachelor in Computer Engineering (Mumbai University)
Company : Concerto Software and Solutions(P)LTD / DataOne Asia(Thailand) Co.LTD
Designation : Software Analyst
Location : Mumbai, INDIA
Current Location : Bangkok, THAILAND
Passport No : J1691313
Email id : vkpatil89@gmail.com
Mobile No : +66994968294(TH)
+919821393633(IN)

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Vilas Patil

  • 1. Vilas Patil Experience Summary Base24 professional with more than 5.7 years of industry experience in Software Development, Implementation, Configuration, Testing and Support. Good exposure to e-payment systems and banking applications. Accomplished projects in and around Base24 including development, testing, support and application migration. Expertise in debit and credit card ATM and POS systems and a thorough understanding of Chip (EMV) and Mag stripe transaction authorization for major switches (i.e. MasterCard, VISA and other ISO 8583 host formats). Well versed with certification of various interchanges, key management on hardware security modules such as RACAL and Attalla. Technical Proficiency Database ENSCRIBE, Tandem SQL, MySQL, MS ACCESS Programming COBOL85, SCREEN-COBOL, TAL, TACL, Basics of JAVA Operating Systems HP Nonstop Tandem Guardian (G06.26), WINDOWS 2000, XP, Windows 7. Tandem Functionalities FUP, NCPCOM, DDL, Pathcom, EMS, Enform, ENABLE, Spoolcom, Batchcom, SCF, SCUP. Applications Base 24, ACI-Webgate,SafeTGate,TSS, Oracle Goldengate(GGS) and Payment Gateway. Base24 Modules BASE, ATM, POS, EMV, FHM, PRM,RBSI, Refresh, Extract Base24-EPS Modules TSS Simulators MasterCard(MAS 16 and MDS16), VISA(VTS) and FinSim(ATM/POS/Host/Interchange) Professional Experience and Accomplishments Application Title PromptPay Credit Transfer for TMB, Thailand Client Thai Military Bank Team Size 2 Description TMB bank wanted to support national e-payment system ‘PromptPay’. PromptPay is using National ID, Mobile no and Account no to transfer money. Customer needs to register for PromptPayusingNational ID, Mobile noorAccountno. Customer needs to enter PromptPay ID while doing Credit transfer. Responsibilities  Customization AUTH, HISF and BICI module.  Unit testing.  PromptPay switch Certification with ITMX. Application Title PromptPay Credit Transfer for GHB, Thailand Client Government Housing Bank Team Size 2 Description GHB bank wanted to support national e-payment system ‘PromptPay’. PromptPay is using National ID, Mobile no and Account no to transfer money. Customer needs to register for PromptPayusingNational ID, Mobile noorAccountno.Customer needs to enter PromptPay ID while doing Credit transfer. Responsibilities
  • 2. Application Title PromptPay Credit Transfer for GHB, Thailand Client Government Housing Bank  Customization AUTH and BICI module.  Unit testing. Application Title THAI-AID Chip Acquiring-Issuing and ITMX ISO Interchange with THAI-AID Chip Support for GHB Bank, Thailand Client Government Housing Bank Team Size 2 Description GHB bankwantedtosupportTHAI Chipstandard(THAI-AID) as Acquirer and Issue THAI Chip (THAI-AID) Cards. GHB bank also wanted to implement their local interchange ITMX from ANSI to ISO format with THAI Chip (THAI-AID) support. Responsibilities  Customization DH, AUTH and BICI module to support THAI Chip standard specification.  Changes in ATM Configuration File.  Unit testing. Application Title THAI-AID Chip Acquiring and Issuing for TMB, Thailand Client Thai Military Bank Team Size 2 Description TMB bankwantedtosupportTHAI Chipstandard(THAI-AID) as Acquirer and Issue THAI Chip (THAI-AID) Cards. Responsibilities  Customization in AUTH module to support THAI Chip standard specification.  Changes in ATM Configuration File.  Unit testing.  THAI-AID ATMAcquiring and Issuing switch Certification for ITMX. Application Title EMV ATM acquiring for CIMB, Thailand Client CIMB Bank Team Size 2 Description CIMB bank wanted to implement EMV ATMacquiring for Not-Onus and Onus VISA Cards. Responsibilities  Customization in C1000 and AUTH module to support EMV for all CIMB customized transactions.  Unit testing.  EMV ATM Certification (ADVT) and switch certification for VISA.
  • 3. Application Title ITMX ISO Interchange with EMV for TMB, Thailand Client Thai Military Bank Team Size 2 Description TMB bankwanted to implement their local interchange ITMX from ANSI to ISO format with EMV support. Responsibilities  Customization for BICI module to support ITMX specification.  Customization for BICI module to support EMV data.  Unit testing.  EMV ATM Acquiring and Issuing switch Certification for ITMX. Application Title EMV ATM acquiring for GSB, Thailand Client Government Savings Bank Team Size 2 Description GSB bank wanted to implement EMV ATMacquiring for Not-Onus and Onus VISA Cards. Responsibilities  Full Base24 compilation with EMV product ON.  Customization in N50 and AUTH module to support EMV for all GSB customized transactions.  Unit testing.  EMV ATM Certification (ADVT) and switch certification for VISA. Application Title EMV ATM acquiring and Issuing for TMB, Thailand Client Thai Military Bank Team Size 2 Description TMB bank wanted to implement EMV ATM acquiring for Not-onus and Onus VISA/MasterCard Cards and EMV issuing for VISA chip debit/credit and MasterCard chip credit cards. Responsibilities  Full Base24 compilation with EMV product ON.  CustomizationinC1000, AUTH and RTAU module tosupport EMV for all TMB customized transactions.  Base24 Configuration file changes.  Unit testing for all customized transactions.  EMV ATM Certification (ADVT) and switch certification for VISA.  EMV ATM Certification (M-TIP) and switch certification for MasterCard.
  • 4. Application Title TSS upgrade from version 7.4 to 9.2 SP8 and apply ACI Fix on TSS for TMB, Thailand Client Thai Military Bank Team Size 2 Description TMB bank wanted to upgrade TSS from version 7.4 to 9.2 SP8. ACI Fix applied on TSS to support EMV1996 Standard for Eracom HSM. Responsibilities  TSS 9.2 SP8 Installation.  TSS Database File Conversion.  Applied ACI fix on TSS9.2 SP8 to support EMV1996 Standard for Eracom HSM. Application Title In-House EMV implementation Client HDFC Team Size 3 Description HDFC bank wanted to implement in house EMV from existing on-behalf services for VISA, Master card and Diners. Responsibilities  Full Base24 compilation with EMV product ON.  Performing SIT for POS acquiring and issuing transactions.  EMV Switch Certification for VISA, MasterCard and Diners Application Title SafeTGate Implementation on Webgate Services Client HDFC Team Size 2 Description This project involved SafeTGate implementation for existing webgate services. Webgate converts ISO message to SOAP message in encrypted format vice-versa using SafeTGate certificate. Responsibilities  Key generation.  Certificate signing request(CSR) creation.  Certification generation and implementation. Application Title Netbanking PIN verification through Webgate Client HDFC Team Size 2 Description ThisprojectinvolvedPIN verificationof debit/creditcard for a request coming from Internet banking via webgate. Webgate would convert the SOAP request message into ISO format and pass it to BIC interface process which would send the request to AUTH process for PIN verification. Responsibilities  Webgate implementation including DSR creation.  Implementation of a new BIC interface process.  Setting up keys in TSS.
  • 5. Application Title IVR TIN verification through Webgate Client HDFC Team Size 2 Description Thisprojectwas implementedfor HDFCbank who usesBase24-RBSImodule for Telebanking transactions.HDFCCustomerusesCustid and Tin to authenticate a telebanking transaction. Bank wants to involve Webgate as an intermediate between Base24 and the external IVR system for TIN verification. Webgate would convert the SOAP request message into ISO format and pass it to RBSI Device Handler and Authorization process for Tin verification. Responsibilities  Webgate implementation including DSR creation.  Implementation of a new RBSI Station. Application Title Dynamic Currency Conversion Client HDFC Description The projectwas developedforHDFCBankwho wantsto offer Dynamic Currency Conversion on ATMs for MasterCard international bins for selected currencies. BIN qualification and currency conversion part of the transaction will be handled by EURONET switch as service provider. Final payment transaction will be routed to MasterCard in issuer currency Team Size 4 Responsibilities  Customization in DH and BICI module.  DCC BIN file refresh program.  DCC certification for MasterCard. Application Title Hardware Migration Testing Client Network International-Dubai Team Size 3 Responsibilities  System Integration Testing. Application Title Credit Card Services Base24 Development, Testing and Support Client HDFC Team Size 4 Description The project was developed for HDFC Bank who wants to enable credit card bill payment & variousotherservicesthroughdebitcards.Most of the creditcard holdersdo not remember theirPIN.Soevenif servicesare enabledon credit card, it may be underutilized. HDFC Bank therefore wantstoenable these credit card services through debit card, so that most of the creditcard customerscan take advantage of the facility. The customer linked for this Credit Card Bill Pay transaction will be able to change the credit limit or perform an upgrade functionality on their linked credit cards through HDFC Bank ATM’s. Responsibilities  Customization for C1000 module.  Base24 Configuration file changes.  Unit Testing.
  • 6. Application Title Green PIN Base24 Development, Implementation, Testing and Support Client HDFC Team Size 4 Description The projectwas developedforanalternative mechanismtothe traditional paperPIN Mailer. The customers who opt for the Green PIN way of activating the PIN will not receive the traditional paper PIN mailer. Responsibilities  Customization for HISO module.  New GPCAF Requestor-Server and Macro.  Unit Testing, SIT and Implementation.  Webgate implementation.  Being on-site and one point of contact resource, I was responsible for any trouble- shooting major problems issues, minor customization. Application Title NFS Mandate Base24 Implementation, Testing and Support Client HDFC Team Size 2 Description ThisProjectwas developedtotransmit ATMlocation detail in DE-43 and DE-61 to NFS in the format specified by NPCI. Responsibilities  Development in BICI module.  Unit testing, SIT and Implementation. Personal Details Name as in Passport : Vilas Khashaba Patil Date of Birth : 06-04-1989 Education : Bachelor in Computer Engineering (Mumbai University) Company : Concerto Software and Solutions(P)LTD / DataOne Asia(Thailand) Co.LTD Designation : Software Analyst Location : Mumbai, INDIA Current Location : Bangkok, THAILAND Passport No : J1691313 Email id : vkpatil89@gmail.com Mobile No : +66994968294(TH) +919821393633(IN)