FES specializes in bringing financial solutions to everyone. How Many People do you know have less then perfect credit?

1. BUSINESS PRESENTATION

2. What Do We Do? Identity Credit Family Finances Future

3. How Many People Are Affected By These Economic Times? How many people are susceptible to identity theft because they do not have identity theft protection? How many people have less than perfect credit?

4. How Many People Are Affected By These Economic Times? How many people are leaving their families unprotected by not having a living trust, a will and a power of attorney over their financial and medical matters? How many people have more debt than they want, but just don’t know how to get it paid off?

5. So How Did All Of This Happen? A Lack of Financial Education!

6. THE COMPANY

7. FINANCIAL EDUCATION SERVICES Provides: The education we needed a long time ago Products and services to protect your identity, credit, family, finances and future An opportunity for financial security

8. FINANCIAL EDUCATION SERVICES Mike ToloffParimalNaik Founded in 2004 Headquarters in Farmington Hills, Michigan Over 50 million dollars in sales Debt free Almost 200 employees worldwide

9. PRODUCTS & SERVICES

10. PRODUCTS & SERVICES Credit Restoration The Protection Plan

14. Credit Restoration: United Credit Education Services 6 year track record Top Rating with the BBB Served over 150,000 clients Removed almost 500,000 derogatory items from people’s credit reports Removed over 50,000 public records Satisfaction money back guarantee

15. Documentation: Significant amounts of derogatory items removed from people’s credit reports enabling them to refinance their homes and cars and reduce their interest rates by up to 15%. Bankruptcies and other public record items removed allowing credit scores to increase well over 100 points. Late payments corrected to report paid as agreed. Credit scores increasing from the low 500’s and 600’s to the 700’s and 800’s in a matter of months. Individuals who have been originally declined for home, car and other loans are getting approved within several months.

16. What Would It Be Worth To Have Excellent Credit? Other credit restoration services charge thousands of dollars, and this doesn’t even include the educational resources and coaching that’s included, nor do they have the documentation! It’s only $499

17. Multiple dynamic products - one low fee of $87 per month!

18. PROTECTION PLAN You Get: Comprehensive analysis of your credit profile. Personalized recommendations and action plan to build and maintain good credit. An Education Library & Resource Center POSITIVE Credit Builder

19. PROTECTION PLAN You Get: A Last Will, Living Trust and a Financial & Health Care Power of Attorney Unlimited changes and revisions Electronically stored data Will & Trust

20. PROTECTION PLAN You Get: The most effective and efficient user friendly debt payoff software program that creates a personal budget to: Pay off debt fast Save you thousands Build up cash reserves FESDebtZero

22. $1 million service guarantee

25. Income Opportunity TWO DIVISIONS Retail Sales And Developing Corporate Accounts Business Development: Recruit, Train & Manage A Sales Organization

26. How We Get Paid… Personal Sales Commissions Training Bonuses Level Overrides

27. Retail Sales Commissions After your 3rd sale, your personal sales commissions go up to 33% on all your future personal sales Customer $165 Customer $165 Agent Customer $165

28. Theoretical Example: If you only got 1 customer per week = over $650.00/Month If you got 5 customers per week = over $3,300.00/Month If you got 15 customers per week = over $10,000.00/Month Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

29. Team Building Example 10,000 5,000 1,600 Sales Director Senior Field Trainer Field Trainer Agent $120 $200 $300 $65 Agent Agent Agent Agent

30. Theoretical Example: Team Earnings Over $4,000 Total Bonuses Sales Director Field Trainer Agent Field Trainer Field Trainer Agent Agent Agent Agent Agent Agent $192 Field Trainer $247 $247 $247 $192 $192 Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent $192 $188 $188 $188 $188 $188 $243 $243 $188 $188 Agent Agent Agent Agent $188 $188 $188 $188

31. In this Theoretical Example If you did this once a month = over $4,000.00/Month If you did this once a week = over $16,000.00/Month If you did this twice a week = over $32,000.00/Month Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

32. Theoretical Example: Protection PlanResidual Income Potential You People 5 25 125 625 3125 15,625 19,530 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 Total = $75,000/mo Total = $7,500/mo Total = $750/mo Total = Total = $75,000/mo Total = $7,500/mo Total = $750/mo $75,000/mo Total = $7,500/mo Total = $750/mo 85 85 85 85 85 85 85 85 85 85 Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability. 85 85 85 85 85

33. Short Term vs. Long Term $ Residual Earnings Personal Sales Commissions Training Bonuses Level Overrides TIME

34. TRAINING & SUPPORT

35. FES UNIVERSITY Gregg Amerman Hailed by world renowned speaker Les Brown, as one of the best Author of “Things That Make You Go HMMM” Co-authored “Discover Your Inner Strength” with best selling authors Steven Covey, Brian Tracy & Ken Blanchard 20 year track record of documented personal success in Network Marketing Developed, managed and trained sales organizations with revenues exceeding 100 million dollars Founded the concept of Pure EdgeUtainment Frenita Amerman Tony Swiantek Kari Michaelsen Joe Locke Gregg Amerman

36. Training & Support 100% 100% 50% 25% 12% 6% FES University 3% You Contacts

37. This Means Two Things! It doesn’t matter who invited you to take a look at the business or who enrolls you because they can’t impede your success. You can plug people that you know into the system and they might go out and do better than you!

38. MAKING A DECISION 3 Kinds Of People I want to improve my credit and/or protect my family and I’d be glad to provide some referrals. I want to get more information and get some questions answered about getting the service and becoming an agent. I’m ready to make some money! Show me how!

39. 4 Steps To Getting Started

41. Information package delivered to your home

42. Personalized Web site

43. FREE monthly online sales tracking system

44. Agent support service

45. Paid weekly & monthly

46. Tax advantages$199.00 $50 Rebate

47. 4 STEPS TO GETTING STARTED Step #2 – Become a Customer: What Do You Need? Credit Restoration The Protection Plan - $499 $399 - $87 NO ONE PERSON NEEDS TO BELIEVE MORE THAN YOU!

49. Does not have a will and living trust?

50. Whose identity is unprotected?

51. Would like a system on how to pay off their debt?

52. Could use some extra income?

54. Conference Calls

55. Basic Trainings