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CREDIT REPAIR PROCESS




      FixCreditBiz
            Changing Lives One
           Credit Repair at a Time!
CREDIT REPAIR PROCESS



            Who are we?
• The nation's leading Full-Service Credit
  Repair Company producing expedited
  industry leading results.

• We have successfully removed every form of
  negative credit, including bankruptcies, tax
  liens, judgments, foreclosures &
  repossessions.

• Currently we do zero advertising; all of our
  business is through referral.
CREDIT REPAIR PROCESS



        Our ONLY Focus

• WE REPAIR CREDIT IN ALL 3 BUREAUS
• WE ARE NOT A DEBT NEGOTIATOR
• WE ARE NOT A DEBT CONSOLIDATOR


 WE SUCCESSFULLY REMOVE NEGATIVE CREDIT
WHETHER THE DEBT HAS BEEN SATISFIED OR NOT!
CREDIT REPAIR PROCESS


Our Market Differentiators
• EXCLUSIVE PROPRIETARY SYSTEM
  - Online Real Time Results Tracking
• LEGAL SUCCESSFUL REMOVAL
  - Of every form of Derogatory Reporting
• EXPEDITED RESULTS
  - Every 45 days
• Money Back Guarantee!
  - We fix your credit or you get your Money Back!
         - PERMANANT REMOVAL -
CREDIT REPAIR PROCESS


  How does Credit Repair work?
• ONLY TWO FORMS OF CREDIT

↑ POSITIVE CREDIT that raises your score

↓ NEGATIVE CREDIT lowers your score

     AS WE REMOVE YOUR NEGATIVE CREDIT,
    YOUR SCORE AUTOMATICALLY INCREASES!
CREDIT REPAIR PROCESS


       We Understand!
Unfortunate Things Happen to
       GOOD PEOPLE !
• Divorce
• Untimely Deaths
• Lay-offs
• Medical Emergencies
CREDIT REPAIR PROCESS



    What Can We Repair?
• Items including but not limited to:

•   Public Records
•   Collections
•   Slow Pays
•   Debt Management
CREDIT REPAIR PROCESS



        Public Records
• Bankruptcy (All Chapters)
• Liens (Federal & State)
• Judgments

  We do NOT care how old it is!
CREDIT REPAIR PROCESS


            Collections
•   Foreclosures
•   Repossessions
•   Medical Bills
•   Evictions
•   Unpaid Bills (Phone, Utilities)
       We do NOT care if the debt
         has been paid or not!
CREDIT REPAIR PROCESS


            Slow Pays
• Student Loans
• Mortgage
• Auto
• Credit Cards
   We do NOT care why this happened!
CREDIT REPAIR PROCESS



     Debt Management

•Debt Consolidation
•Debt Negotiation
  All of us have made decisions
      we have later regretted!
CREDIT REPAIR PROCESS


How Long does it Take?
• Clients have seen results in as soon as
  14 days.
• Most start seeing results in 30 days.
• The process takes 45 to 180 days,
  depending on your situation.
• We provide you with one year of
  service.
CREDIT REPAIR PROCESS


            The Process
• We are a Full Service Company what I
  mean by this is WE DO ALL THE WORK !

• The only thing that you have to do is open
  all of your mail and When you receive
  correspondence in the mail from the three
  Credit Bureaus you either fax it or Mail it to
  the Processing Center. We handle
  everything else !
CREDIT REPAIR PROCESS



        Typical Results
• 70% of your Negative Credit
  handled within 3 rounds.

• Remaining 30% is handled during
  remainder of the year of service.
CREDIT REPAIR PROCESS


     What is the Cost?
• $500 for an Individual
   YOU HAVE OUR SERVICE FOR A YEAR !

  WE PROVIDE YOU WITH A TOLL FREE NUMBER &
    ONLINE ACCESS TO CHECK STATUS OF YOUR
          FILE AS OFTEN AS YOU LIKE !



   This is an all inclusive flat fee !
CREDIT REPAIR PROCESS


          Is This Legal?
• We leverage loopholes in the laws that
  govern the Credit Bureaus and Creditors
  to permanently remove negative credit on
  behalf of our clients.
• As the negative credit is removed your
  positive credit automatically pulls your
  score higher.
  Our legal process produces permanent, industry-
                  leading results!
CREDIT REPAIR PROCESS


 Can I Repair My Own Credit?
• Do you know how to read a copy of your
  credit report?
• Do you know the loopholes in the law to
  leverage for the permanent removal of a
  slow payment?
• Were you aware that there are numerous
  different strategies for credit repair and not
  all of them provide permanent removal?
 Is your peace of mind worth $500?
CREDIT REPAIR PROCESS



What Should You Expect?
The process is very simple. We do all the work.
• You submit your order online with payment.
• We receive your order and pull credit on you.
• We identify the negative credit in your credit report.
• We then create you an account in our database
  (which e-mails your login information to you).
• We then input every negative item for all three credit
  bureaus, classifying each item and matching it with
  the appropriate loophole in the credit laws for
  removal.
CREDIT REPAIR PROCESS



What Should You Expect?
• Then we create our disputes, which are sent directly
  to all three credit bureaus.
• We then send you a welcome packet that once again
  goes over the process and provides you all of our
  support contact information.
• You will receive reports in the mail from all three
  credit bureaus that will provide round results. The
  only thing that you have to do is to fax or mail all
  correspondence from the three credit bureaus to the
  processing center and we do everything else.
• You will receive reports/correspondence from all
  three credit bureaus every 45 days.
CREDIT REPAIR PROCESS


     Success and Goals
• We get all of our business through
  referrals.
• We view every client as an opportunity
  to earn referral business.
• The results we have provided to our
  past clients have allowed us to grow
  our business with no advertising.
CREDIT REPAIR PROCESS


             Thank You!
• In closing, we want to thank you for
  giving us the opportunity to present
  our Industry-Leading Credit Repair
  program.

• We understand your situation and
  look forward to having an
  opportunity to earn your referral
  business !

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Credit Repair Presentation

  • 1. CREDIT REPAIR PROCESS FixCreditBiz Changing Lives One Credit Repair at a Time!
  • 2. CREDIT REPAIR PROCESS Who are we? • The nation's leading Full-Service Credit Repair Company producing expedited industry leading results. • We have successfully removed every form of negative credit, including bankruptcies, tax liens, judgments, foreclosures & repossessions. • Currently we do zero advertising; all of our business is through referral.
  • 3. CREDIT REPAIR PROCESS Our ONLY Focus • WE REPAIR CREDIT IN ALL 3 BUREAUS • WE ARE NOT A DEBT NEGOTIATOR • WE ARE NOT A DEBT CONSOLIDATOR WE SUCCESSFULLY REMOVE NEGATIVE CREDIT WHETHER THE DEBT HAS BEEN SATISFIED OR NOT!
  • 4. CREDIT REPAIR PROCESS Our Market Differentiators • EXCLUSIVE PROPRIETARY SYSTEM - Online Real Time Results Tracking • LEGAL SUCCESSFUL REMOVAL - Of every form of Derogatory Reporting • EXPEDITED RESULTS - Every 45 days • Money Back Guarantee! - We fix your credit or you get your Money Back! - PERMANANT REMOVAL -
  • 5. CREDIT REPAIR PROCESS How does Credit Repair work? • ONLY TWO FORMS OF CREDIT ↑ POSITIVE CREDIT that raises your score ↓ NEGATIVE CREDIT lowers your score AS WE REMOVE YOUR NEGATIVE CREDIT, YOUR SCORE AUTOMATICALLY INCREASES!
  • 6. CREDIT REPAIR PROCESS We Understand! Unfortunate Things Happen to GOOD PEOPLE ! • Divorce • Untimely Deaths • Lay-offs • Medical Emergencies
  • 7. CREDIT REPAIR PROCESS What Can We Repair? • Items including but not limited to: • Public Records • Collections • Slow Pays • Debt Management
  • 8. CREDIT REPAIR PROCESS Public Records • Bankruptcy (All Chapters) • Liens (Federal & State) • Judgments We do NOT care how old it is!
  • 9. CREDIT REPAIR PROCESS Collections • Foreclosures • Repossessions • Medical Bills • Evictions • Unpaid Bills (Phone, Utilities) We do NOT care if the debt has been paid or not!
  • 10. CREDIT REPAIR PROCESS Slow Pays • Student Loans • Mortgage • Auto • Credit Cards We do NOT care why this happened!
  • 11. CREDIT REPAIR PROCESS Debt Management •Debt Consolidation •Debt Negotiation All of us have made decisions we have later regretted!
  • 12. CREDIT REPAIR PROCESS How Long does it Take? • Clients have seen results in as soon as 14 days. • Most start seeing results in 30 days. • The process takes 45 to 180 days, depending on your situation. • We provide you with one year of service.
  • 13. CREDIT REPAIR PROCESS The Process • We are a Full Service Company what I mean by this is WE DO ALL THE WORK ! • The only thing that you have to do is open all of your mail and When you receive correspondence in the mail from the three Credit Bureaus you either fax it or Mail it to the Processing Center. We handle everything else !
  • 14. CREDIT REPAIR PROCESS Typical Results • 70% of your Negative Credit handled within 3 rounds. • Remaining 30% is handled during remainder of the year of service.
  • 15. CREDIT REPAIR PROCESS What is the Cost? • $500 for an Individual YOU HAVE OUR SERVICE FOR A YEAR ! WE PROVIDE YOU WITH A TOLL FREE NUMBER & ONLINE ACCESS TO CHECK STATUS OF YOUR FILE AS OFTEN AS YOU LIKE ! This is an all inclusive flat fee !
  • 16. CREDIT REPAIR PROCESS Is This Legal? • We leverage loopholes in the laws that govern the Credit Bureaus and Creditors to permanently remove negative credit on behalf of our clients. • As the negative credit is removed your positive credit automatically pulls your score higher. Our legal process produces permanent, industry- leading results!
  • 17. CREDIT REPAIR PROCESS Can I Repair My Own Credit? • Do you know how to read a copy of your credit report? • Do you know the loopholes in the law to leverage for the permanent removal of a slow payment? • Were you aware that there are numerous different strategies for credit repair and not all of them provide permanent removal? Is your peace of mind worth $500?
  • 18. CREDIT REPAIR PROCESS What Should You Expect? The process is very simple. We do all the work. • You submit your order online with payment. • We receive your order and pull credit on you. • We identify the negative credit in your credit report. • We then create you an account in our database (which e-mails your login information to you). • We then input every negative item for all three credit bureaus, classifying each item and matching it with the appropriate loophole in the credit laws for removal.
  • 19. CREDIT REPAIR PROCESS What Should You Expect? • Then we create our disputes, which are sent directly to all three credit bureaus. • We then send you a welcome packet that once again goes over the process and provides you all of our support contact information. • You will receive reports in the mail from all three credit bureaus that will provide round results. The only thing that you have to do is to fax or mail all correspondence from the three credit bureaus to the processing center and we do everything else. • You will receive reports/correspondence from all three credit bureaus every 45 days.
  • 20. CREDIT REPAIR PROCESS Success and Goals • We get all of our business through referrals. • We view every client as an opportunity to earn referral business. • The results we have provided to our past clients have allowed us to grow our business with no advertising.
  • 21. CREDIT REPAIR PROCESS Thank You! • In closing, we want to thank you for giving us the opportunity to present our Industry-Leading Credit Repair program. • We understand your situation and look forward to having an opportunity to earn your referral business !