Corporate Presentation

1. Strictly Private & Confidential
TimesofMoney
Overview

2. Strictly Private & Confidential
Strictly Private & Confidential
Who We Are
TimesofMoney
• A leading service provider in online cross-border remittances and digital payments
• Established since 2001
• Serving customers and clients across the world – Retail & Institutional
• We cater to banks, financial institutions, MTOs and merchants globally
Span of offerings include
• Retail cross-border remittances & value-added expatriate services
• Online payment gateway services & institutional remittance solutions

3. Strictly Private & Confidential
Strictly Private & Confidential
What We Do
• Pioneers in online money
transfers to India
• Global online remittance
solutions for other expat
communities
• Catering to users beyond
money transfer needs –
gifting, medical services,
real estate advice
• Payment gateway
solution catering to
merchants to
facilitate collection
of payments for
goods & services
purchased
online/on the
phone
• White-labeled remittance
solution for partners
(Telcos/Banks/FIs) looking to
offer remittance services for
their expatriate customers
Direct to Consumer
Online Remittances
Institutional
Services
Value Added Services
for Expatriates
Merchant
Services
Powered by

4. Strictly Private & Confidential
Strictly Private & Confidential
Remittances: Our Area of Expertise
The global remittance market is $535 bn*, expatriates that
would be using digital channels to remit money would
account for approx. $107bn; One of the fastest growing
segments.
Expatriates
Remittances
Digital
*Source – World Bank Report

5. Strictly Private & Confidential
Strictly Private & Confidential
Our Offerings
Remittances & Value Added services – for the Consumer
Offering state-of-the-art online money transfer solutions and value added services to expatriate
communities across the world
India’s first online outward
remittance service for India
• Helping students wanting to
study abroad
• Facilitates payment of tuition fees
to various Universities around the
world online
Empowers expat Indians (NRIs) to
send money home
• Serving over 1 million customers
• Direct debit facility (ACH) from US
• Tie up with 87 banks / 67500
branches in India
• Provides 24/7 customer service
• Guaranteed Exchange Rates
• Referral programs
Online money transfer services to
other expatriate communities
like
• Filipinos
• Bangladeshis and
• Sri Lankans

6. Strictly Private & Confidential
Strictly Private & Confidential
Our Offerings
Institutional Services
Powering institution services to banks, telcos and FIs with
Payce –White-label
money transfer
solution with
proprietary
Remittance-in-a-
box solution and
direct disburse
facility.
Movit –Enable
money transfers
through the mobile
and e-wallets
Billmart – Providing
white labeled
simple plug-and-
play solution to
help any merchant
accept utility bill
payments
Linkup –Pre-
aggregated
payment gateway
offering institutions
to offer their own
payment gateway
to merchants

7. Strictly Private & Confidential
Strictly Private & Confidential
Our Offerings
Payment Gateway Services – for the Merchants
A payment gateway service for the merchant community
A bank-neutral
payment processor for
merchants
Enabling acceptance of
payments digitally
through credit cards,
debit cards, Internet
banking and mobile.
Offering cost-effective
solutions, various
payment acceptance
modes and a robust
technology platform for
merchants to sell their
products online

8. Strictly Private & Confidential
Strictly Private & Confidential
Our Strengths
Helping expatriates around the world send money home

9. Strictly Private & Confidential
Strictly Private & Confidential
Achievements and Accolades
• 2013 – The No. 1 product offering by an independent online money
transfer service
Ipsos
• 2010 – Standard of Excellence Webaward
Web Marketing Association
• 2009 – Brand Leadership Award
World Brand Congress
• 2008– Brand Leadership Award
Asia Brand Congress
• 2007 – Savile Row Brand Leadership Award
Asia Brand Congress
• 2006 – World’s No. 1 Independent Online Money Transfer Portal
AC Nielsen
2010
2009
2008
2013

10. Strictly Private & Confidential
Strictly Private & Confidential
Community Initiatives
Remit2India – The Light of India Awards is the single largest congregation of eminent global Indians under one roof
• First of its kind brand platform to recognize individual excellence of the Indian Diaspora
• Communicating the brand’s commitment to go beyond business & acknowledge contribution of individuals
• The first 2 editions in the US saw some of the biggest eminent names as Jury & winners
Ameya Pawar
Nina Manuel
Ajay Banga
Shabana Azmi & Aroon
Shivdasani
Vinod Dham
Shabana Azmi & Javed
Akhtar
Topaz Page Green & Salman
Rushdie
Meera Shankar & Vinod
Dham
Vivek
Kundra
Ajit Jain
Shiladitya
Sengupta
Shashi
Tharoor
Bharat
Desai
Lisa Ray
Sabeer
Bhatia
Padma Lakshmi
Renu
Khator
Narendra
Patni
Pooja Batra & Sendhil
Ramamurthy
Gurbaksh
Chahal
Ujjwala
Raut
Arun Sarin
2011 2012
Glimpses from The Light of India Awards

11. Strictly Private & Confidential
Strictly Private & Confidential
Thank you