1. LoanHD is the singular
platform that can help
you manage risk and
maximize reward
for you mortgage
loan portfolios.
Managing the risk and reward in your mortgage loan
portfolios can be challenging… until now!
LoanHD is a proven platform in use by Banks and Credit Unions across the country to
manage mortgage loan portfolios more effectively. The solution integrates best
of breed data services and analytic models from providers that in the past have
only been available to the largest institutions. And our unique platform design
takes the complexity of loan-level risk analysis, and delivers it in an immediately
comprehendible way. Now see your loan portfolios in complete clarity.
Intuitive platform transform
data into decision making
tools for your business.
Completeness of Data Provides
Transparency and Granularity
The task of performing loan-level risk
analysis can seem daunting with the
number of data elements involved and
the valuation analysis that needs to be
performed. The completeness of your
data set is critical to ensure you can
confidently make decisions and take
actions that can reduce your risk or
mine for cross-sell opportunity.
Our data aggregation tools and refresh
services provide you comprehensive in-
formation about loans in your portfolios.
• Comply with new Fannie/Freddie
Servicing Requirements through the
use of behavioral models that can
prioritize “high-risk” calling queues
for delinquent borrowers.
• Comply with the January 31st
Interagency Guidance through an
integrated platform that provides
all reasonably available third party
information to properly analyze and
segment risk.
• Make your loan examinations
painless and be prepared for future
reforms through the use of in-depth
analysis and reporting that will make
your next audit the easiest you’ve
ever had.
For your personalized demo,
contact us at 866.557.6959
or LoanLogics.com
Using multiple sources within a data
category and providing complete trans-
parency to hit rates by vendor, you have
the data management tools you need to
build a decision making data set.
Data Visualization Highlights
where to Take Action
Visual dashboards and color coded
graphical representations of data stratify
risk (low, moderate, high) and provide
immediate insight, even for the novice
user of the system. Risk Radars and
Gauges, based on data element thresh-
olds that you set, can easily be created
and appear on the pages you specify.
Risk alerts notify you when your risk
thresholds are exceeded and where
you might need to take some actions.
Color coded trend information lets you
examine individual data elements and
quickly see if their historical patterns are
good or bad. You can also run custom
reports and adjust your risk tolerance
on any metric to identify unsafe
concentrations and risk for any pool.
Advanced Modeling for a
Changing Environment
LoanHD advanced tools allow you to
model risk of delinquency, default,
prepayment, loss severity, income and
ability to pay. This analysis can be used
to proactively manage loans, as well as
address regulatory compliance:
loanlogics.com
866.557.6959
Clarity in Loan Commerce.TM
LoanHD®

2. LoanHD is powered by best of breed
industry partners.
Our customers say the value of LoanHD is…
“With LoanHD at my fingertips, I can get information I need in real time and
have access to vast information that wasn’t available before. Previously I
had to wait for days to see our data!”
—Greg Seltzer, VP Lending, Los Angeles Firemen’s Credit Union
Regarding GSE servicing requirements, “We saw our potential calling queue
go from over 1500 loans to under 400 after applying the behavioral cascade.”
—Marlene Price of HomeStreet Bank, the oldest Fannie Mae servicer in the country.
“LoanHD takes our data and pulls credit, values and liens. We no longer have to try to
manipulate our core systems to house the data and build trends.
It’s all available from within the LoanHD system.”
—Rebecca Hulett, Chief Financial Officer, 121 Financial Credit Union
“The manner that LoanHD delivers the data is usable and understandable. We loaded
our loans into the system and two days later, all of our loans were refreshed and avail-
able to us to begin our analysis. That was impressive.”
—Colleen Daly, SVP/Lending, NorthWest Federal Credit Union
For your personalized demo, contact us at 866.557.6959 or LoanLogics.com
Our customers are using
LoanHD to:
• Balance the risk in their loan portfolios.
• Modify underwriting guidelines.
• Monitor early warning indicators for
risk (credit, concentration, interest rate).
• Determine pools to outsource to
specialty servicers.
• Identify loans for sale.
• Create documentation for regulators.
• Address GSE servicing requirements.
• Develop collection strategies.
• Create loan loss reserve projections.
• Develop profitability / pricing
strategies.
loanlogics.com
866.557.6959
Clarity in Loan Commerce.TM
LoanHD®