4. WHERE
HOW
• Credit Score
• Age
• Gender
• Driving Record
• How you drive = TELEMATICS
• Harsh Braking
• Miles Driven
• Vehicle Make
• Vehicle Model
• Vehicle Safety
Features
• Zip Code for theft
WHO WHAT
How they calculate risk now
4
5. Total amount of losses
for Auto Insurance is
increasing
The average cost of accident
claims is increasing
$171.45
(2008)
$207.06
(2016)
www.iii.org - Insurance Information Institute**
$132BN
(2014)
$173BN
(2018)
5
Auto Insurers struggle with profitability
7. 7
Medium safe
Predina is providing the missing piece
the location risk..
Our AI computes the accident risk of
a location and time...
7
Safer Caution Hotspot
8. 8
> 14 MILLION
ACCIDENT
DATA
WEATHER
DATA
ROAD
INTERSECTIONS
Our AI learns from patterns /
conditions where accidents
occur.
Historical accidents + Spatio-temporal data
Near Field
Far Field
Environment
Road
Geometry
Road
Features
Traffic
Volumes
Weather
Amenities
Historic
accidents
Holidays
Events
8
11. 11
Leading Series B
Insurtech UK
Largest UBI
Insurer in UK
Leading US Connected
Car Manufacturer
in less than 6 months….
11
12. 12
12
20+ years experience
across Automotive Data,
AI & Insurance/Telematics
Management Team
Bola Adegbulu Founder & CEO
Founded Risk Scoring/Telematics startup (AutoMosys)
Forbes 30 Under 30 Mobility.
20 years of Risk Scoring/Telematics experience
Exited two fleet and telematics (UBI) startups
Guy Barbor Head of Business Development
Carlo Corsario (PhD) CTO
CTO at Deep Learning on Satellite Images for Tropical
Cyclones Classification Startup.
Post Doc & Research Associate at Imperial College