This lesson teaches key vocab and concepts about investment and finance. Students will learn about vocab and expressions related to finance. This is a great lesson for any students interested in business, finance, investment etc.

1. Investment and
Finance

2. 1 : the science or study of the
management of funds.
To Finance
Finance
Finances
3 : the system that includes the
circulation of money, the granting
of credit, the making of
investments, and the provision of
banking facilities
4 : money or other liquid
resources of a
government, business,
group, or individual
2 : the obtaining or providing of
funds or capital for something

3. Make a
Sentence
To Finance
Finance
Finances
If you want to buy a phone but you
don’t have money now, you can
finance the phone with a new
credit card.
I majored in Finance when I was in
Uni.
The company closed because of a
lack of finances.

4. What is investment?
To spend money with the goal of
receiving more money in the future.

5. What can we
invest in?
1. I invested in a
computer.
2. I invested money in
the stock market.
3. I invested in my son’s
education.
1. I bought a computer.
2. I bought stocks from
the Hong Kong stock
exchange.
3. I paid for my son’s
university tuition.
How can we invest in
those things?

6. What does risk and reward mean?
Risk - A possible negative
result.
Reward – A possible
positive result.

7. Risk and Reward
1. Have you taken big risks
before?
2. What were you risking?
3. What were you trying to
get?
1. Yes I have.
2. I was risking my
money.
3. I was trying to get
more money.

8. What are the risks and rewards of…
…cheating on a test
The risks are writing
“cheating is stupid 1000
times and taking the test
again.”
Rewards
The rewards are
getting a good grade
and making your
parents happy
Risks

9. What are you risking by cheating on
a test?
I’m risking a punishment
from the school by
cheating on a test.

10. What are the risks and rewards of…
…investing in stocks
The risk is losing your
money.
Rewards
The reward is getting
more money.
Risks

11. What are you risking by investing in
stocks?
I’m risking losing my
money by investing in
stocks.

12. What are the risks and rewards of…
…going skydiving?
The risk is losing your life.
Rewards
Having a lot of fun and
enjoying yourself.
Risks

13. What are you risking by going
skydiving?
I’m risking my life by
going skydiving.

14. What are the risks and rewards of …?
…studying at Wall Street
The risks are losing your
money and wasting your
time.
Rewards
The rewards are being able
to speak to many different
people and get more job
opportunities.
Risks

15. What are you risking by studying at
Wall Street English?
I’m risking my time and
money by studying at
Wall Street English.

16. 1. What do investors
call the financial
reward they receive
from investing?
2. What do they call
the money they lose
from investing?
1. Profit / gains / returns
2. They call it losses!

17. The Ali Baba stock
has been
increasing for the
last month
The RMB has been
decreasing for the
last month
The Ali Baba
stock going up
for the last
month.
The RMB has
been going
down for the
last month.

18. He gave me a stock tip!!
Someone gave me a
great idea for
investing in stocks.
He said that the price
of the Amazon stock
will continue to rise
over the next year.
Someone gave me
a great tip. He
said that the
Amazon stock will
continue to rise
over the next year.

19. What is a tip ?
 tip = advice
What kind of tips have you
received in the past?

20. Commodities
This is a raw material or primary
agricultural product that can be bought
and sold
This is a useful or valuable thing
So what commodities can you think of?

21. Corn

22. Oil

23. Gold

24. Natural Gas

25. Silver

26. Platinu
m

27. 2nd Conditional
What clothes would you bring
if you visited Russia?
If I visited Russia I would bring
a very big coat.

28. 2nd Conditional
If you invested in a commodity,
which one would you invest in?
If I invested in a commodity I would
invest in gold, because it’s value is
stable over time.

29. Equities
1. I want to invest in
a company. So
what can I do?
2. I can buy stocks!!
1. What’s another way to say “I
invest in stocks” ?
2. We can say …………… “I
invest in the equities
market.” or “I invest in
equities.”

30. If you were an investor…..
1. Which stocks
would you buy?
2. How would you
decide which
ones to buy?
I would buy
cannabis stocks.
I would do a lot of
research about
which stocks to buy.

31. I buy stocks. Then I hold
them for a long time. After
the stocks increase a lot in
value I sell them. I’m a
long term ________investor.

32. I buy stocks. Then I wait
for a month or two. In a
month or two I sell the
stocks. I’m a __________.day trader

33. Which one is better…
trading or investing?
1. Which type of investing is the most stressful?
2. Which type of investing is more lucrative?
3. Which type of investing requires more work?
Day trading is more stressful than investing.
Day trading is more lucrative than investing.
Day trading requires more work.

34. (Foreign) Currency exchange shop
What can you do there?
You can exchange money.

35. I like to trade currencies from
different countries to make money.
So I’m a ______ trader.
 Forex means __________________
forex
foreign exchange.

36. How do Forex investors make a lot of
money?
Buy low sell high!
Unified Gartley _______.
Patterns can tell you
when to buy or sell.
pattern

37. To find patterns investors and traders
use indicators. What indicators can
you think of?
1. Looking at charts
2. Reading international news (trade wars and other
economic events have a big impact on prices
3. Other people
4. Pattern recognition software
5. Indicator software

38. How to make a ton of money or lose a ton of
money !
 A new company is
offering investors an
opportunity to buy
their stocks for the
first time. What’s
this called?
IPO
Initial
public
offering

39. Why are IPO’s so lucrative?
When the company is very young the
stocks are cheap. In a year the stocks will
probably be a lot more expensive.

40. How do investors and traders
manage risk?
I like to
diversify my
investments.
I like to invest in many
different things. If my stocks
go down it’s okay because
my other investments might
go up.

41. Lazy investing
I use a broker like E-
toro and I copy
other people’s
trades. What is this
called?
This is called
copy-trading.

42. If you had 10,000 USD (78,500 HKD)
what would you invest in?
 Create an investment plan. Make sure you
diversify your investments. Diversification
is very important.
 If I had 10,000 USD I would……………………….