Business interruption insurance may provide coverage for losses resulting from the coronavirus pandemic. Key areas of coverage include lost business income from government shutdown orders, supply chain interruptions, employee illness claims, and third party negligence claims. However, insurers are denying many claims, arguing that policies require direct physical loss or damage. While some court decisions have found that non-structural property damage can trigger coverage, insurers require proof that coronavirus was present and caused suspension of operations. Policy language and applicable exclusions will determine the outcome. Policyholders should carefully review their policies and provide prompt notice of any claims.