Critical illness insurance policies cover organ transplants, which can be a life-threatening condition requiring an expensive surgery. Many critical illnesses like cancer are on the rise in cities. Diseases like cancer, heart attacks, and organ failure can be devastating and costly to treat without insurance. A critical illness policy pays a lump sum that can be used to cover treatment expenses for illnesses and transplants. Organ transplants of the kidney, pancreas, liver, heart and lungs are common procedures that critical illness insurance helps finance during a difficult financial and emotional time.

1. Critical Illness Insurance for Organ Transplant
The critical illnesses are life risking and life taking also, the treatment may cost the patients
organ transplant which is covered under critical illness policy offered by insurance provider.
‘Health is the real wealth’ this is now just a phrase but neglecting health is becoming the reason
of lots of problems including illness, tension, obesity, laziness and so on. But the treatment is
very costly and builds up a huge burden upon the pocket of the earning people leading their life
to a disaster or in the problem. There are many health insurance plans in the Indian insurance
market offering various benefits and features for the buyers, these can be get in exchange of a
little money and will warranty to give a better protection in the time of need.
Critical illness health Insurance Plan: Women are more liable to some critical illness such as
cancer; cases of cervical and breast cancer are rising in the cities for many associated factors.
There are also other crucial illnesses such as CABG, Heart attack; Multiple Sclerosis, Stroke,
Major Organ Transplantation, Kidney failure etc. are women liable also. All these diseases are
dreadful and the treatment costs are very expensive and not affordable for a middle class family
here a Critical Health Insurance plan will work as fixed benefit insurance plans. These plans
offer fixed and guaranteed amount of the claim for the insured if any such illness occurred and
she can get a lump sum insured on her actual expenses.
Critical illness is a kind of illness or disease that can affect deeply on the physical and emotional
well being which may be turned as life threatening. Very often critical illness can be the result of
organ failure which can only be treated with an organ transplant. This organ transplant is a kind
of surgical process in which a healthy organ from one person is removed and transplanted into
the needed person. Organs like kidney, pancreas, liver, heart, lung and intestine are
transplanted generally; in this process one can be driven into both financial and emotional
distress.
The critical illness covered under any health insurance policy is similar which are: Heart attack,
Stroke, Cancer, Kidney Failure, Heart Attack, Coronary Artery Bypass Surgery etc. This organ
transplant matter is like a life threat to the patient which is overwhelming and a policy to
empower the patient to fight this threat can make life easier.
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Published By
Subhra Bera
www.basic-healthinsurance.com
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