In India only 2.53% has taken Insurance. In other countries it was about 30%plus. People are not thinking about to cover their life against Risk. My motto is to take awareness to take insurance and secure our life.

2.  In India only 2.53% people have insured their life, which is
very lower compare to other countries i.e. US people insured
their life 33 time more than India, UK has 77 times and even
Japan & Thailand has 65 times & 2 times respectively.
 It help a person himself as well as to the Government in
indirect way, means, Secure his Life Value and premium paid
to Insurance Company goes to development of Government
e.g Infrastructure, Housing Loan etc.

3.  I can’t use saved money when I am alive.
 I can’t get more return from the insurance premium paid.
 People are thinking they are paying installments not premiums.
 Nothing is going to be wrong with me (my life) i.e. death.
 People are thinking that its better to invest amount into M.F./
Shares/Properties rather than paying insurance premium.

4.  People are ready to take insurance for Health, Car, Home etc
because,
 - if their health will not good they can claim Medical Reimbursement
as they have Health Insurance Policy,
 - if their car met with accident, they do not have to pay for repairing
as they have Car Insurance Policy,
 - if their home destoyed in earthquake, they don’t bother as they
have House Insurance which covers earthquake/flood etc.
Is health, car, home is more valuable than your LIFE? If no,
then why you are not Insuring your LIFE with LIC?

5.  If something become wrong with your LIFE (death), who will HELP
your FAMILY?
 Is M.F./Shares/Properties etc in which you have invested will help?
Answer is NO, as to survive your family they have to sale those
investments, in which you have invested, hence, value of your
investment will REDUCE and at one point time it will be Zero.
 LIC will help your family, by paying sum assured plus bonus, hence,
your investment into M.F/Shares/Properties will kept as it is. Your
family will survive by investing/utilsing amount received from LIC.
 Start thinking of LIC..... it is not too LATE …..

6.  Life Insurance is ESSENTIAL product not a LUXURIOUS product
 Combination of Insurance plans i.e. maximum risk cover with low
premium and risk cover with estimated maturity amount, which you
can use after completion of your term.
 Fulfill Future Commitments in better way e.g. World class education
of child, Marriage of child, Emergency medical expenses etc.
 Make our Future Brighten e.g. Total control after Retirement,
Pension, Enjoyment of Retirement life, World tour after retirement
etc.

7.  No one can imagine life value, however, to secure family & future
life, a person should aware about his LIFE VALUE.
 Good Example to value life:
Generally a person’s life value should be at least 10 times of his
yearly income. Suppose my yearly income is of Rs.2,40,000, my life
value is of Rs.24 lakhs.
 A person should have an INSURANCE up to his Value of Life, by
considering in mind that if something wrong happen with me, my
family members will receive SURVIVAL amount from the insurance, I
had taken.

8.  Make habit of Compulsory Savings.
 Get benefit in reduction in Tax Liability u/s80C.
 At the time of maturity, you can utilized for:
-World class education of children,
-Marriage of children,
-Peaceful retirement life by getting pension,
-Live with dignity after retirement,
-Care of your spouse after retirement,
 Its time to change your Savings formula
From (Income –Expense = Savings) to (Income – Savings = Expenses)

9.  Jeevan Saral – this is a unique plan of LIC.
A person can make own future planning along with insurance, e.g.
child’s professional education, child’s marriage, emergency medical
expenses, retirement scheme, pension etc.
 Jeevan Chhaya – in this plan benefited to Children.
A person can insure his life and at the time of maturity year, money
received in such a way that it is useful to child in education or
marriage.
 Other Plans
 Jeevan Nidhi, Jeevan Tarang, Jeevan Nischay etc. are pension plans,
which gives monthly/yearly pensions to insurer.
 Child Carrier plan, Jeevan Kishor, Child Future plan etc. are
children’s plan and benefited in their future education, carrier &
marriage.

10.  Jeevan ke sath bhi
 &
 Jeevan ke baad bhi
 ----------------------------------
 Thank You

11.  Services available:-  Contact :-
 LIC,  Jay Joshi
 F-302, Devdeep
 Medical Insurance,
Apartment, Opp.
 Vehicle Insurance,
Sahajanand Gurukul,
 Personal Accident Ins, Koteshwar, Moter-Bhat
 Accounts, Road, Ahmedabad
 Income Tax Return
 PAN, VAT  (m) 92280 67909
E-mail:
maruti.ins.tax.advisor@gmail.com