Why You Need a Short Sale Agent for Your Naperville Short Sale http://ryanhillrealty.tumblr.com/post/97773119531/why-you-need-a-short-sale-agent-for-your-naperville - Here's how an experienced Short Sale Agent can help you with your Naperville Short Sale.If you are ready to do a Naperville short sale call me, Teresa Ryan, a certified short sale agent at 630-276-7575. As Broker/Owner of Ryan Hill Realty - www.RyanHillRealty.com, I have the qualifications, experience and tools to help you sell your Naperville short sale home.

1. Why You Need A
Short Sale Agent For
Your Naperville Short
Sale

2. Why You Need A Short Sale Agent For Your Naperville Short Sale
How can a short sale agent help me with my
Naperville short sale, you ask?

3. Why You Need A Short Sale Agent For Your Naperville Short Sale
Short sales are more challenging than your traditional
real estate sales because of all the different
guidelines, paperwork, and parties involved, not to
mention the length of time it takes to complete a short
sale. Lately, there have also been tax implications on
short sales due to the expiration of the
Mortgage Debt Relief Act in 2013.

4. Why You Need A Short Sale Agent For Your Naperville Short Sale
It’s easy to get overwhelmed and even discouraged
when doing a Naperville short sale, especially if you
are already going through a financial hardship. That is
why you need the help and expertise of an
experienced Naperville short sale agent.

5. Why You Need A Short Sale Agent For Your Naperville Short Sale
Here are some of the things a certified
Ryan Hill Realty short sale agent can do for you to
help you complete a Naperville short sale:

6. Why You Need A Short Sale Agent For Your Naperville Short Sale
1. Your short sale agent will help you gather and send a complete
short sale package to your lender. Every lender has different
requirements and guidelines for short sales. A lot of short sales get
rejected by lenders just because of incomplete short sale packages
or missing signatures. Only an experienced short sale agent will be
able to help make sure that you are not missing anything important.
Your short sale agent will also request your most recent paystubs
and updated bank statements to send to the lender to help prove
your financial hardship.

7. Why You Need A Short Sale Agent For Your Naperville Short Sale
2. Your Naperville short sale agent will order the HUD
and send it to your lender/s.
3. An agent can coordinate with the lender to get a
Brokers Price Opinion (BPO).

8. Why You Need A Short Sale Agent For Your Naperville Short Sale
4. Only an experienced short sale agent can prepare a Comparative
Market Analysis (CMA) that will be the basis for the selling price of
your Naperville short sale home.
5. A short sale agent can check regularly with the lender on the
status of the short sale and whether they need any more documents
and give you weekly updates on the status of the short sale.

9. Why You Need A Short Sale Agent For Your Naperville Short Sale
6. A short sale agent can negotiate the offer price as well as lien
payoffs with lender or lenders, if you have more than one loan on
your home.
7. If there is a second lien holder involved in your home, the short
sale agent can negotiate with them regarding their demands and
comply with the demands of your lenders, however extreme they may
seem.

10. Why You Need A Short Sale Agent For Your Naperville Short Sale
8. Your short sale agent will also send regular updates
to the buyer’s agent on the status of the short sale to
keep them from getting impatient.
9. A short sale agent will order the preliminary title
report.

11. Why You Need A Short Sale Agent For Your Naperville Short Sale
10. Once the short sale approval letter arrives from the lender, your
short sale agent will review it to make sure it matches the HUD and
will deliver the approval letter to all the parties involved in the short
sale.
11. The short sale agent will coordinate access to your home for the
buyer’s home inspection.

12. Why You Need A Short Sale Agent For Your Naperville Short Sale
12. Your short sale agent will review all closing documents and
attend the short sale closing with you.
Short sale agents can save you a lot of time and trouble during
the long and complicated short sales process, taking all these
things off your hands, and lessening the stress.

13. Why You Need A Short Sale Agent For Your Naperville Short Sale
Experienced short sale agents also know how to handle obstacles
that you may encounter during the short sale process and can
manage expectations of all the parties involved.
It takes skill and a lot of experience to be able to do all of this and
successfully complete a short sale, make sure you choose the best
Naperville short sale agent to represent you.

14. Why You Need A Short Sale Agent For Your Naperville Short Sale
If you are ready to do a Naperville short sale call me,
Teresa Ryan, a certified short sale agent at
630-276-7575. As Broker/Owner of Ryan Hill Realty -
www.RyanHillRealty.com,
I have the qualifications, experience and tools to help you sell
your Naperville short sale home.