1. ABO UT SAFE
Established in 1940, SAFE Credit
Union has a long and proud history
of providing the best solutions,
exceptional experiences, and
professional experts. SAFE has
delivered on its commitment to
improve members’ financial well-being
and, in doing so, has experienced
remarkable growth over the past 75
years. From a modest beginning as
a small credit union serving civilian
and enlisted Air Force personnel,
SAFE has grown into a financial
leader serving individuals and
businesses throughout the region.
Today, maintaining assets in excess
of $2.1 billion, SAFE is the second-
largest credit union in Sacramento, in
the top 25 in California, and among
the top 100 in the United States.
With a reach spanning 12 counties in
Northern California, SAFE serves more
than 183,000 individuals through
22 branch locations, a local Call
Center, and innovative mobile and
online solutions. And, SAFE is one
of the leading local Small Business
Administration (SBA) lenders in
the Greater Sacramento region.
SAFE’s success is a compendium of
the vision, trials, and achievements
of numerous dedicated board and
committee volunteers, credit union
employees, and active members.
D R IV I N G I N N OVATI O N
SAFE’s streamlined processes
and on-the-go banking solutions
make everyday banking easier
for consumers and businesses.
From practically paperless
loans to smartphone apps
and eServices, SAFE conserves
cost, paper, fuel, and time.
As a certified Sacramento Area
Sustainable Business, SAFE is
committed to efficiency, energy
and water conservation, and
waste reduction. SAFE also
supports the community it
serves through environmentally-
friendly volunteer efforts.
SAFE is working with the
Sacramento Metro Chamber
of Commerce and the region
to support and enact the Next
Economy. By helping small
businesses grow, more local
jobs can be created, increasing
work opportunities and incomes
for the betterment of the
whole region. By improving
members’ financial well-being
and supporting local small
businesses, SAFE helps build a
strong base for the local economy.
BEYOND EVERYDAY
BANKING
REGIONAL
LEADER
SAFE CR E D IT U N I O N: I N V E STI N G I N TH E C APITAL R EG I O N

2. B E ST SO LUTI O N S, E XCE P TI O NAL E XPE R I E N CE S, PRO FE SS I O NAL E XPE R T S
SAFE provides financial resources
beyond everyday banking,
enabling members to plan for
the future, achieve financial
peace of mind, and enjoy life.
• As part of SAFE’s participation in
the Bank on Sacramento initiative,
tens of thousands of unbanked
residents gain the convenience and
security of mainstream financial
resources. In addition, SAFE aligned
with the Sacramento Coalition
for Working Families to provide
on-site free tax-preparation for
low-to-moderate income families
through the volunteer income
tax assistance program (VITA).
• SAFE reaches out to regional
employers with a package of
financial wellness resources called
Thanks to the financial
education resources
developed and presented
by SAFE, in just one year:
• 55 organizations
in the region took
part in programs
• 152 free financial
workshops were
conducted
• 7,239 individuals
improved their
financial confidence
• Students, employees,
homemakers, and
retirees improved their
financial well-being
SAFE@Work. Financially-sound
individuals tend to be more
stable, productive, and unstressed
employees. These unique programs
offer employers tools to combat
financial distraction, improving
retention, productivity, and loyalty.
• SAFE’s dedicated Community
Banking division teaches youth and
adults at hundreds of events each
year. They gave more than 3,000
hours of their time at events in 2014
alone. Free financial workshops are
customized to meet the specific
needs of each audience: from
helping the homeless move from
financial crisis to self-sufficiency
to empowering women to be
informed financial decision-makers.
Banking on Financial Confidence

3. Community Involvement
The staff, executives, and volunteer
Board of Directors at SAFE take
great joy in serving the community
through a variety of philanthropic
and volunteer efforts. Each year,
SAFE expands its support of
nonprofit healthcare organizations,
educational programs, and financial
confidence efforts. For example:
• As a patron of the Aerospace
Museum of California, SAFE helps
support and expand operations,
educational programs, and
exhibitions celebrating the heritage
of military and civilian aviation
while enhancing awareness of
aerospace science. The Aerospace
Learning Center encourages
students to explore, experience,
and engage through science,
technology, engineering and
mathematics (STEM) hands-on
activities designed to inspire and
motivate students of all ages.
• SAFE partners with the Sacramento
County Office of Education as
the title sponsor of the annual
Sacramento County Academic
Decathlon. Providing $10,000 in
financial support, SAFE provides
scholarships to the exceptional
high school student medalists and
winning teams. SAFE also sponsors
four local high schools’ participation,
reaffirming the importance of
a well-rounded education.
• As a proud underwriter of the
locally-produced series “ViewFinder”
and “Yes, We’re Open” on KVIE
Public Television, SAFE creates
connections through valuable
programming. These series take
a closer look at the topics that
are important to the community,
providing an in-depth perspective
to local issues across our region.
• As a sponsor of the California
Capital Airshow, SAFE helps to
bring tens of thousands of visitors
the thrill of aerial acrobatics, the
rich history of vintage aeronautics,
and all the marvels of flight.
• As a champion of community
health, SAFE supports the UC
Davis Health System and Medical
School and the next generation
of healthcare professionals. SAFE
presents two scholarships each
year for UC Davis medical students,
sponsors Mini Med Schools and
Palliative Care Fellowships, and
provides facilities at no charge
to the Paul Hom Asian Clinic.
• Through SAFE’s esteemed internship
program high school students learn
first-hand about credit unions,
developing real-world business
skills they then put to use running
their own on-campus credit union
branches. Students learn through
day-to-day branch operations and
managing their own accounts.
• SAFE Volunteer! encourages
employees to improve the lives
of the members they serve
and the communities they
share. SAFE supports intelligent
and thoughtful investing of
resources in the areas members
and employees live and work,
providing support and recognition
for those who do volunteer.
• As an underwriter of the new Small
Business Development Center (SBDC)
hosted by Sacramento Metro Chamber
of Commerce, SAFE is providing
local small business owners with
the tools they need to be successful.
SAFE is also a leading SBA Lender.
To learn more about SAFE’s community
involvement, visit safecu.org.
Our initiatives
and innovations
improve the
wellness of our
community
and advance
our region.
ENJOY
LIFE

4. SAFE provides a wide variety of financial solutions to make banking easier:
E V E RY DAY BAN K I N G
Everyday Banking Members save time and money with checking
accounts free of monthly service fees, effortless savings programs,
convenient account access, and innovative mobile services.
SAV I N GS STR ATEG I E S
Members attain financial security with competitive-yield savings and Money
Market accounts, retirement planning resources, and special certificate offers.
PE R SO NAL LE N D I N G
Members’ important purchases are made more affordable with SAFE’s low-rate auto
loans, wide variety of home loan programs, credit card rewards, and lifestyle loans.
WE ALTH M ANAG E M E NT
Members enjoy access to professional investing and planning guidance,
as well as resources to attain, grow, and retain their wealth.
BUS I N E SS BAN K I N G
Small business owners enjoy convenient money management, fast
access to capital, a wide variety of business loan options, and local
experts who are committed to seeing their businesses succeed.
PRODUCTS AND SERVICES
To learn more about SAFE’s products, services, and innovations, visit
safecu.org