In an ideal world an investor has access to a range of investment opportunities that allow her to create a Balanced portfolio based on her risk/return objectives. Unfortunately we don't live an in ideal world and a lot of the investment opportunities have only been available to the Institutional Investor. That trend has started to change as technology and innovation by startups like AngelList, Wealthfront, and Sliced Investing, among others are lowering the barrier to access and allowing more individuals to create a balanced portfolio that meets their investment objectives. In this talk we'll focus on the need for a balanced portfolio, the investing tools for the 'new-age' investor and the future of individual investing. Quantopian provides this presentation to help people write trading algorithms - it is not intended to provide investment advice. More specifically, the material is provided for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation or endorsement for any security or strategy, nor does it constitute an offer to provide investment advisory or other services by Quantopian. In addition, the content neither constitutes investment advice nor offers any opinion with respect to the suitability of any security or any specific investment. Quantopian makes no guarantees as to accuracy or completeness of the views expressed in the website. The views are subject to change, and may have become unreliable for various reasons, including changes in market conditions or economic circumstances.

1. Self-Directed Investing
Akhil Lodha (Co-founder, Sliced Investing)
&
Mesh Lakhani (Founder, Future Investor)

2. Portfolio Allocation Model
Also called the (100-Age) Model
Recommended to me based on my age (~30)
10%
20%
70%
Stocks Bonds Cash
Source: CNN Money
Not very scientific!

3. 4%
24%
10%
8% 20%
10%
3%
20%
Domestic Equity Cash Fixed Income
Foreign Equity Natural Resources Private Equity
Absolute Return Real Estate
Source: Yale Endowment, 2013 Investment Report
The Endowment Model

4. Individual vs Endowment
Why are their portfolios different ?
Are Individuals long term investors ? Yes!
Are Endowments long term investors ? Yes!
Liquidity - ETFs/Index Funds
Access - Investing Platforms
Expertise - Education

5. You vs Financial Advisor
Would you hire a personal financial advisor ?
or
Would you prefer to manage your money on your own ?

6. Fintech Revolution
How technology is changing the way we invest!

7. The Automated
Investment Service
Diversified Portfolio of Index Funds

8. Low Fees:
.15%-.25% AUM
Low Minimum:
0-$5,000

9. Active Investing Platforms

10. Robinhood
$0 commission trading
Beautiful Mobile UI/UX
Effortless to purchase a stock

11. Motif Investing
Buy into a theme: Modern Warfare, Breakout Biotech, Online Gaming
Motif consists of up to 30 stocks
Buy whole Motif for $9.95, or make your own and sell it

12. Social

13. JOBS Act
Title II: General Solicitation + Accredited Investors
Title III: Public Securities Crowd Investing
What does this mean for Investors ?

14. AngelList
•$104 MM raised online
•2,673 Investors Invested into Startups
•243 Startups
•$2500 Minimum Investment
•Angel Investors alongside top VCs like Sequoia
Capital and Andreessen Horowitz

15. • Streamlined, intuitive, and transparent investment process
• Invest into Institutional Quality Hedge Funds and VC Funds
• Minimums as low as $10,000 and 0% performance fees
• 4.5 MM invested through the platform in 6 months

16. Other asset classes
Peer2Peer Lending lending based on education & experience
Real Estate Crowdfunding offering both debt/equity. Backed by Silverstein Prop.
Marketplace for franchise Debt

17. Education
Investors need to understand proper allocation
Diversification
Basics of the asset class & risk

18. Our Portfolio
4%
65%
4%
3%
5%
19%
Cash AngelList
Fundrise Bond Street MP
Index Funds VC Fund

19. Thank you!
Akhil Lodha
www.slicedinvesting.com
&
Mesh Lakhani
futureinvestor.co