US EB-5 investor visa is the most preferred way to invest in the USA and receive a USA green card. One of the most secure ways to invest for EB-5 is to invest in a real estate-based diversified fund and reduce risk of loosing your capital.

1. Indian’s interest in USA for Study & Business
Prashant Ajmera
Foundr, Lawyer & Author
Ajmera Law Group

2. Global Financial Planning for Your Family!
Why? When?
How?
Planning for Your Child’s Foreign
Education & Settlement
Have 360 degree view of your finances

3. Indian Interest in USA Visas
Indian Citizens
• B1/B2 Visitor Visa
 F1 Visa –> OPT-> H1 ->
Green card –> Citizenship
• J1 Visa / H1 Visa
• K1 Visa Fiancée Visa
 Family sponsorship (226,000)
 Marriage sponsorship
Indian Businesses
• B1/ B2 Visitor Visa
• L1 Visa – Intra company Transfer
• E2 Visa
 EB1 (C ) Visa
 E5 Visa
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4. 1. Foreign Remittance by Indian citizens
Investment in 2021-22
(i) Abroad Study - 5165.33
(ii) Close relative – 33.02.37
(iii) Gift – 2336.29
(iv) Deposits - 830.05
(v) Property – 112.90
(vi) Debt / equity - 746.57
(vii) Donations - 16.55
(viii) Travel - 6909.04
(ix) Medical - 37.79
(x) Others – 153.88

5. 1. Change in your spending habits
 Home
 Two wheeler or 1 car
 Investment – India
 Holiday in India
 Children’s education – India
Only Master’s abroad
 2nd Home – India
 Wedding – Indian destination
 Business -National & inbound
 Home with luxuries
 Two four wheelers
 Investment - International
 Holiday – International
 Children’s education – After
12th abroad
 2nd Home – India (global)
 Wedding – Inter. destination
 Business - Global & outbound
Earning in India Rs. and spending abroad in $
After 2007

6. Computer Science Undergrad Study in USA
Name of
University
Local
student
fees /year
(A)
International
student fees
/year (B)
Living
expenses
(C)
Total expenses
Local students
-
A + C
Total expenses
International
students - B + C
Penn State
University,
USA
21,540 X 4
=
86,160 US$
36,974 X 4 =
147,896 US$$
(72 % more)
12,000 x 4 =
48,000 US$
134,160X @ 75
=
Rs.10,062,000
195,896 X @ 75 =
Rs. 14,692,200
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2. DIFFERENCE in Foreign tuition fees
Local v/s International student

7. Currenc
y
ISO
Code
2008 2009 2010 2013 2014 2015 2016 2017 2018 2019 2022
US
Dollar
USD 48.76 45.33 45.00 68.80 66.07 66.73 67.19 65.11 70.09 74.50 79.5
Indian
Rs.
Rs. 100
US$ 2.05 1.25
Targeted
corpus in Rs.
50,000,000 50,000,000
in US$ 1,025,430 628,930
Exchange value of 1 Indian Rupee to 1 US Dollar from 2008-2020
3. Currency exchange fluctuation

8. 4. Financial Considerations & Options
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9. New Facts and information
1. Local v/s International student
fees difference
2. Change in our spending habits
3. Currency fluctuation
4. Rise in cost of foreign education
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10. EB-1 -Extraordinary Ability - Outstanding professors and researchers
EB-2 - Advanced Degree-Exceptional Ability- National Interest Waiver
EB-3 - Skilled Workers – Professionals - Unskilled Workers (Other Workers)
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(40,000)
(10,000)
(40,000)
(GC 140,000 / Year)
(10,000)
(40,000)

11. Family sponsorship
• FAMILY-SPONSORED PREFERENCES
• First: (F1) Unmarried Sons and Daughters of U.S. Citizens: 23,400
• Second: Spouses and Children, and Unmarried Sons and Daughters of
Green card holder : 114,200, :
• A. (F2A) Spouses and Children of Green Card Holder: ( 77%)
• B. (F2B) Unmarried Sons and Daughters (21 years of age or older) of
Green Card Holder : (23% )
• Third: (F3) Married Sons and Daughters of U.S. Citizens: 23,400,
• Fourth: (F4) Brothers and Sisters of Adult U.S. Citizens: 65,000,
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15. Prashant Ajmera Contact detail
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16. Q & A
Email: info@ajmeralaw.com | +91 99 74 25 3030
W-site: www.ajmeralaw.com