risky instruments

1. INVESTMENT INSTRUMENTS

2. WHAT IS AN INVESTMENT
Investment is defined as the purchase by an individual
or an institutional investor of a real or financial asset in
order to earn return proportional to the risk faced over
some future investment period.

3. Investment as Per a Investor
• Buying or Put money into instrument
• Expecting Profit or getting an
advantage(i.e., return)
• In future.
-Source: Primary Data from
different investors

4. Investment instruments
 Equity + Preference shares
 Bonds
 Mutual funds
 Gold
 Business
 Real Estate
 Bank deposits(Savings, Time
deposits)
 Post Office Saving Schemes
 Provident Fund
 Chit Fund
 Life Insurance

5. Risky Investments
• Real Estate
• Art
• Antique
• Gold
• Businesses
• Equity + Preference shares
• Bonds
• Mutual Funds

6. Less Risky Investments
• Bank Deposits (savings + time deposits)
• PO saving schemes
• Provident , Pension Funds
• Insurance Policy
• Chit Fund
• Cash instruments (debit/credit cards/e-
wallets/payment bank)