Phillip E. Hopkins of Allstate Benefits proposes providing voluntary employee health benefits through payroll deduction to CMG. These programs would have no cost to employers and provide benefits like accident, critical illness, disability, and life insurance. Hopkins would educate employees on the value of these supplemental insurance plans and customize solutions for each individual employee. The goal is to save employees money on healthcare costs while making the employer look good. Hopkins requests a meeting to demonstrate how the program could lower overall costs for the company and employees while providing knowledgeable resources to assist with coverages and claims.

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PHILLIP E. HOPKINS
ALLSTATE BENEFITS
Independent Consultant
Overview
Allstate Benefits specializes in providing voluntary health benefits through companypayroll deduction. These
programs are strictlyvoluntary and there is no costto the employer. Offering the following benefits gives you the
opportunity to qualify for group underwriting with minimal participation requirements.
 Personal AccidentExpense
 Critical Illness
 Personal Short-Term Disability
 Universal Life (with optional Long Term Care Rider)
 Term Life
Phillip E. Hopkins is pleased to submitthis proposal for services to support CMG in achieving its goals for improving
customer satisfaction byproviding training and post-sales supportfor all our customers.We have collaborated with
many of small businesses throughoutthe Western New York area providing customizable solutions to local
companies
The Objective
Providing Employers, the tools to provide the bestHealth benefits to employees!
 Do you need a resource for employees who have basic claim and insurance coverage questions?
 What are you doing to bring down high deductible costfor employees?
 Who’s Educating your entire staff to the newestlaws and regulations?
The Opportunity
We have worked with many customers in the area,give us 30-minutes to show you the value of this program.
 <Goal #1 Set appointmentto go over the great value we can provide you and your employees.
 <Goal #2: Educate employees on the benefits of a pre-taxed supplemental insurance plan.
 <Goal #3: Customized solutions for all individual’s!
The Solution
The bestpart of our program is that I can save your employees moneywhile helping you look like the hero.
 I would like to schedule an appointmentASAP!
 If we find that there is a need I would than setup a lunch date to educate your employees to the benefit of this
program. We provide a lunch and beverages.
 We provide private meetings for each employee,each pers on getting a complete needs analysis. With the
information gathered we customize a solution based on each employee’s circumstances.

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Execution Strategy
Our execution strategy incorporates proven methodologies,extremelyqualified personnel,and a highlyre sponsive
approach.
EXPECTED RESULTS
We expect our proposed solution to provide the following results:
Benefits
 <Result#1: Lower overall health care cost to you and your employees
 <Result#2: Experience professionals providing you and your employees a resource for coverages and claims
 <Result#3: Implementation of Section 125 (POP) Premium OnlyPlans
Thank you for your consideration,
Phillip E. Hopkins
IndependentConsultant