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Date Mortgage Interest Rate* P&I**
Today $100,000 4.2% $489.02
2018 $104,800 4.8% $549.85
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$60.83Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $200,000 4.2% $978.04
2018 $209,600 4.8% $1,099.70
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$121.66Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $300,000 4.2% $1,467.06
2018 $314,400 4.8% $1,649.55
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$182.49Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $400,000 4.2% $1,956.08
2018 $419,200 4.8% $2,199.40
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$243.32Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $500,000 4.2% $2,445.09
2018 $524,000 4.8% $2,749.25
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$304.16Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $600,000 4.2% $2,934.12
2018 $628,800 4.8% $3,299.10
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$364.98Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $700,000 4.2% $3,423.14
2018 $733,600 4.8% $3,848.95
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$425.81Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $800,000 4.2% $3,912.16
2018 $838,400 4.8% $4,398.80
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$486.64Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $900,000 4.2% $4,401.18
2018 $943,200 4.8% $4,948.65
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$547.47Difference in Monthly Payment
Date Mortgage Interest Rate* P&I**
Today $1,000,000 4.2% $4,890.17
2018 $1,048,000 4.8% $5,498.49
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$608.32Difference in Monthly Payment

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The cost of waiting

  • 1. Date Mortgage Interest Rate* P&I** Today $100,000 4.2% $489.02 2018 $104,800 4.8% $549.85 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $60.83Difference in Monthly Payment
  • 2. Date Mortgage Interest Rate* P&I** Today $200,000 4.2% $978.04 2018 $209,600 4.8% $1,099.70 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $121.66Difference in Monthly Payment
  • 3. Date Mortgage Interest Rate* P&I** Today $300,000 4.2% $1,467.06 2018 $314,400 4.8% $1,649.55 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $182.49Difference in Monthly Payment
  • 4. Date Mortgage Interest Rate* P&I** Today $400,000 4.2% $1,956.08 2018 $419,200 4.8% $2,199.40 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $243.32Difference in Monthly Payment
  • 5. Date Mortgage Interest Rate* P&I** Today $500,000 4.2% $2,445.09 2018 $524,000 4.8% $2,749.25 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $304.16Difference in Monthly Payment
  • 6. Date Mortgage Interest Rate* P&I** Today $600,000 4.2% $2,934.12 2018 $628,800 4.8% $3,299.10 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $364.98Difference in Monthly Payment
  • 7. Date Mortgage Interest Rate* P&I** Today $700,000 4.2% $3,423.14 2018 $733,600 4.8% $3,848.95 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $425.81Difference in Monthly Payment
  • 8. Date Mortgage Interest Rate* P&I** Today $800,000 4.2% $3,912.16 2018 $838,400 4.8% $4,398.80 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $486.64Difference in Monthly Payment
  • 9. Date Mortgage Interest Rate* P&I** Today $900,000 4.2% $4,401.18 2018 $943,200 4.8% $4,948.65 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $547.47Difference in Monthly Payment
  • 10. Date Mortgage Interest Rate* P&I** Today $1,000,000 4.2% $4,890.17 2018 $1,048,000 4.8% $5,498.49 *Average Commitment Rate per Freddie Mac **Principal and Interest Payment $608.32Difference in Monthly Payment