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TRAVEL•FOOD•DRINK•TY’S TIPS•LIFESTYLE•DIY•MUSIC
AUGUST 2017
+
and much more!
TY'S TIPS FOR THE
PERFECT PAINTING PROJECT
Vol 6 ISSUE:3
ENJOY THE KY
Bourbon Trail
Teacher's Pet
DIY: FROM NEW KID TO
Peter Gerardi
Real Estate Broker
peterg1@remax.net
630-968-2600
630-688-2996
pgerardi.illinoisproperty.com
ALEC MAJERCHIN
Designer
JANE MONZURES
Writer
DIY
SHELLEY GROSCH
Designer
NICK VAN HEEST
Writer
Ty's Tips
KURT CLAUSS
Writer
Travel
JEN HIGMAN
Designer & Writer
Sincerely,
Chrystal Caruthers
Editor-in-Chief
chrystal@enjoy.com
August is a long kiss goodbye to summer. It’s that time of year when
we start the countdown to the kids going back to school and the last
days of summer vacation. August is a reality check. If you’re looking for
a last minute summer adventure, read our Travel section. The Kentucky
Bourbon Trail is an American institution. Given that Bourbon is an American
invention, everyone should witness its making and the land that produces
it. Kentucky is lush, expansive and picturesque—and it’s just a road
trip away.
As we prep the kids for school, now might be a good time to craft
something special for all their new teachers. In this month’s DIY section,
Jane Monzures shows us how to create a lasting first impression.
From crafting to painting, we’ve got you covered. Ty Pennington shows
us how to paint a room while our Lifestyle section details the personal
experience of one designer’s effort to create individual design themes
for her daughters’rooms.
This month, and every month, we hope you Enjoy this issue and the
waning days of summer.
CONTRIBUTORS
AUGUST 2017
AUGUST 1
Tisha B'Av (ends)
AUGUST 4
International Beer Day
AUGUST 6
National Sister Day
AUGUST 9
World Indigenous Peoples Day
AUGUST 12
International Youth Day
AUGUST 13
International Left-Handers Day
AUGUST 15
Assumption of Mary
AUGUST 19
National Aviation Day
AUGUST 21
Total Solar Eclipse
AUGUST 24
Feast of St. Bartholomew
AUGUST 27
MTV Video Music Awards
AUGUST 30
Hajj (start)
OBSERVANCES
National Immunization
Awareness Month
BIRTHSTONE
Peridot
SIGN
Leo
FLOWER
Poppy & Gladiolus
AUGUST 2017
EVENTS,HOLIDAYS ANDTHEN SOME
ALL ABOUT
AUGUST
TRAVEL
With a free weekend approaching, I decided at the
last second to combine two of my passions (drinking
bourbon and exploring rural America) and headed
down to the Kentucky Bourbon Trail.
Like Champagne in France and Scotch in
Scotland, bourbon can only be produced in the
United States. About 95% of it comes from
Kentucky, where the cornfields, limestone filtered
streams and hardwood forests have given locals
the natural ingredients to make outstanding
bourbon since the late 1700s.
The Bluegrass State also contains six national
scenic byways—reason alone to see this
part of the country. From eastern Kentucky’s
mountains and Red River Gorge to the
Civil War-rich history of the Great River Road
in the west, traveling through the state is a
sightseeing history lesson.
While seven distilleries are listed on the official
passport trail list, there are dozens of others
you can visit—you can’t go wrong with any of
them. You’ll become a bourbon expert and
taste it in more ways than you can imagine,
from Mint Julep and Old Fashioned cocktails
to bourbon-infused food.
by: Kurt Clauss
ENJOY THE KY
Bourbon Trail
Each site offers tours, giftshops and
presentations about the history and
process of making bourbon, along with
an opportunity to sample and buy the
finished product. Go easy! Bourbon has
a high alcohol content. It’s easy to get
overserved when you’re surrounded by
some of the highest-quality whiskeys
in the world. The trail runs through
central Kentucky between Louisville
and Lexington, both good starting
points if you are flying in.
LEXINGTON
The Town Branch Distillery in central
Lexington makes both bourbon and
beer for sampling. Nearby is the historic
Woodford Reserve Distillery, a regis-
tered historic landmark. The oldest
active distillery in Kentucky, Woodford,
is surrounded by farms in the town
of Versailles. Its lovely campus has
buildings that date back to the 19th
century and offers one of the best
tours anywhere.
Those with discerning taste should stop
by Buffalo Trace Distillery, home of the
rare and expensive Pappy Van Winkle,
a whiskey aged for 20 years. With a 99
out of 100 rating by the World Spirits
Championship, this limited edition
rarity is the No. 1 Bourbon Whiskey in
the world. At 90.4 proof, it is said to be
wonderfully smooth and rich—both
in taste and cost. While it may retail
between $80 and $250 depending on
vintage, bottles often sell for $750 to
more than $5,000.
Pappy is legendary because of its low
production and high quality and has
even been stolen in heists. There is even
a Pappy tracker app for those hoping to
score a sip in their vicinity.
If Pappy is outside your budget, try my
personal favorite—Blanton's Single
Barrel Bourbon. With its amazing honey
and vanilla flavor notes, Blanton’s was
originally bottled for ambassadors and
dignitaries. Now, we all get to enjoy the
world's first single barrel bourbon.
BARDSTOWN
Bardstown is not only the“Bourbon
Capital of the World,”it has been voted
one of the“Most Beautiful Small Towns
in America”by House Beautiful maga-
zine. Built in 1779, Old Talbott Tavern
has accommodated two illustrious
guests on opposite ends of the spec-
trum—Abe Lincoln and Jesse James.
The Maker’s Mark distillery is set among
the hills and valleys of Loretto, just out-
side of Bardstown. At Maker’s Mark, you
can watch artisans hand-dip the bottles
to form that signature red wax seal. This
popular tour is first-come, first-served,
unless you’re going with a big group. Be
sure to wear comfy shoes—there’s a lot
of walking, standing and stairs.
LOUISVILLE
Named after King Louis XVI of France,
Louisville is the largest city in the state.
With its boutique hotels, award-winning
restaurants and new distilleries pop-
ping up in the emerging Butchertown
neighborhood, Louisville mixes bourbon
heritage with urban edge. In fact, down-
town Louisville is known as the“Urban
Bourbon Trail.” This city is the birthplace
of The Old Fashioned. Here, you can find
any number of restaurants serving bour-
bon barrel smoked salmon or a bourbon
ball milkshake.
Be sure to also try locally-made brandy,
absinthe and the the 124-proof Butcher-
town brandy—if you’re not driving!
If you’re looking for a dose of small town
charm, a slice of American history or just
love bourbon, Kentucky is worth a visit.
Every time I drink a Manhattan, I remem-
ber my days exploring The Kentucky
Bourbon Trail.
I’m used to whiskey. While Champagne is a heavy mist in front of my eyes,
whiskey is a slap on the back. ~ Jimmy Stewart
FOOD
INGREDIENTS
DIRECTIONS
Place room temperature butter in your mixing bowl. Use your stand mixer’s whisk attachment. Whip the butter until
it expands and changes color; it should get lighter. Switch to paddle attachment. Add minced shallots, garlic, salt,
chopped parsley and basil. Incorporate on low.
Remove bowl from stand. Dump compounded butter onto a sheet of plastic wrap. Roll to form a log. Place in the
freezer. When needed, thaw, slice and serve over grilled steak or steamed vegetables or on fresh baked bread.
ENJOY!
by: Chrystal Caruthers
1 lb. unsalted butter (room temperature)
1 bunch flat leaf parsley (chopped)
1 bunch fresh basil leaves (chopped)
2 shallots minced
1 head of garlic
Salt (to taste)
Herb Whipped Butter
DRINK
The Good Life
INGREDIENTS
Patron Silver Tequila
Campari
San Pellegrino Ficodindia E Arancia
(prickly pear & orange)
Lime
Crushed ice
DIRECTIONS
Fill glass with crushed ice and
add 1.5 ounces of Tequila. Top
with .5 ounce of Campari. Finish
with San Pellegrino and a squeeze
of fresh lime juice. Stir.
ENJOY!
by: Chrystal Caruthers
TY
PENNINGTON
INTERIOR DESIGN STAR
AUGUST TIPS FROM
Contributed by:
Nick Van Heest, based on tips from the Ty Pennington Design Team
TY'S TIPS
Looking to add a splash of color to your summer? Paint a room! A fresh coat of paint can completely revitalize a room and help to
increase your home’s value. Best of all, with the proper paint and preparation, your walls will look flawless for many years to come.
WET PAINT
TIPS FOR THE PERFECT PAINTING PROJECT
PAINT
Make sure you buy enough paint—you
need about one gallon for every 400
square-feet. Does your job require more
than one gallon? Mix them together
in a separate container to avoid color
variations from can to can.
With hundreds of shades to choose
from, picking the perfect color can be a
daunting task. Before you commit, ask
your home improvement store to mix
a small paint sample you can try out in
both natural and artificial light.
PREP
The biggest difference between DIY
and professional projects? Lack of
preparation. Before rolling up your
sleeves and painting up a storm:
•	 Clean your walls with soap and
water—paint doesn't stick well to
grimy surfaces.
•	 Patch any chips or wall cracks with
spackle—sand smooth after spackle
dries.
•	 Crack a window or plug in a fan for
fresh air—this also helps the paint dry
faster.
•	 Move furniture out of the room or out
of your way.
•	 Remove light switch and outlet covers,
wall sconces and picture hangers.
•	 Cover the floor with drop cloths or old
sheets—don’t use plastic unless you
want a slip ‘n slide!
•	 Apply painter’s tape along
baseboards and trim—masking
tape is hard to remove and can leave
uneven paint lines.
TOOLS
High-quality paint gets you nowhere
without the right instruments. For
smooth surfaces, use a roller with a 3/8-
inch or less nap. For edges and corners,
a 2-inch angled sash brush works
wonders.
PROCESS
Start from the top down. This way, you
can correct drips and runs as you work.
Start a few inches from the edge and
roll the paint in a vertical zigzag pattern.
Then re-roll horizontally, overlapping
into the wet paint as you work. Dip the
roller halfway into the paint—don’t
submerge—it’ll splatter everywhere.
Does your first coat of paint look thin
or lighter than the color you chose?
Don’t panic. Slap on a second coat for
a uniform, finished appearance. After
you’ve covered the walls, paint the
edges with a brush. Holding your brush
like a pencil, apply smooth, sweeping
brushstrokes to avoid streaks and ridges.
Painting edges takes concentration and
a steady hand—you’ll get the hang of it!
Once the walls are dry, remove painter's
tape from the trim—peel slowly and
evenly to make sure it doesn't pull up
any paint. Next, tape around the trim
and paint it. Like before, start with the
trim closest to the ceiling and work your
way down.
Need a quick breather? Put a lid on your
bucket and cover your brushes and
rollers with plastic wrap. When you’re
ready to resume, just unwrap and go.
CLEANUP
Wait at least 24 hours for the paint to
dry before bringing everything back
into the room. Don’t wait to clean your
brushes—brushes caked with old paint
can require special solvents to come
clean. After rinsing, paintbrushes can be
covered in plastic wrap and sealed with
a rubber band. Keep a small container
of paint on hand for touchups.
LIFESTYLE
by: Jennifer Higman
Two Rooms
A TALE OF
S
haring a room is hard when you’re growing up. In our
house, it often leads to all-out, WWE style smackdowns!
My daughters, Nicole and Samantha, are five years apart,
so it stands to reason that they are in different phases of their
lives. One is a bubbly kindergartner with a passion for all
things pink. The other is an introspective, brooding pre-teen,
who’s slowly trading in her Barbie dolls for skulls and vampires.
They have their own distinct personalities and they’re
constantly looking for an outlet to express their individuality.
A few months ago, Nicole and Samantha approached my
husband and me about getting their own rooms. They’ve
shared a room since our youngest was born. Thinking of all
the work involved felt completely overwhelming considering
my work schedule, their school activities, household chores
and endless obligations.
However, our family motto is“Carpe minute,”so we decided to
dive right in. For a busy family with limited time and funds, our
goal was clear—we all had to chip in to make this renovation
quick, easy and affordable.
GET READY
The first order of business was to pick rooms. Our house has
four bedrooms—two upstairs and two downstairs. We decided
having both girls upstairs was best. One of the bedrooms
backs up to the garage roof, which has a nice solid tree beside
it—the perfect escape route for a rebellious teen waiting for
mom and dad to fall asleep so she can climb out the window
to her tattooed, cigarette-smoking boyfriend. Ok, ok, I’ll admit
it, my imagination tends to run a little on the wild side. But
that’s one of the pitfalls of being a creative person. Needless
to say, the six-year-old went in that room.
USE SOCIAL MEDIA
There’s technology for everything nowa-
days, but honestly, I don’t use it nearly
enough. Regardless of the topic, all you
have to do is Google anything and it re-
turns hundreds of resources. That’s how
I found the Amikasa 3D Room Designer.
Granted, I did not use this app to its
full potential, but it was a pretty handy
tool. We have an older, compartmen-
talized home with awkwardly-shaped
rooms. The app allowed me to arrange
and decorate a virtual representation
of the rooms with easy drag-and-drop
functionality. This gave us a better idea
of what we had room for before we
started purchasing new items and lug-
ging heavy furniture up the stairs. My
husband should thank me!
Pinterest was another great resource.
I was able to plot each room’s décor
and my girls were able to pin their
favorite looks. Surprisingly, Pinterest
gave us the opportunity to bond
creatively since it’s such an easy site
to use. Using Pinterest allowed my
daughters to express themselves
through color, art and patterns and it
gave me invaluable insight into what
they wanted for their dream rooms.
PURGE AGGRESSIVELY
Purging belongings is never easy, but
we all have to do it at some point. This
proved to be one of our toughest tasks.
Involving the kids in this process gave
them a sense of control over what
we decided to purge and likely saved
me from a fight down the road. We
categorized what we planned to toss,
donate and sell. My girls are especially
protective of their stuffed animals, but
they had way too many of them. They
readily conceded, however, when we
decided to give them to a friend. They
wanted to know that their prized
plushies were going to a good home.
PINCH PENNIES
You can find tons of stuff to compli-
ment your décor that won’t break
the bank. We splurged on classic
key pieces like the bedframe, yet we
bargain-shopped for trendy design
elements like the large stuffed unicorn
head my youngest daughter fell in love
with. Whenever we were out shopping,
I referenced our Pinterest board to
ensure the items we purchased
meshed well with our chosen color
palette. Taking photos of items as we
bought them was also helpful.
STAY MOTIVATED
Ok…I have a confession to make. I
took a week off from work to move and
decorate the kids’rooms. Even with five
business days devoted to this task, we
ran out of time to paint. At first, I was
panged with guilt. I had promised my
girls a vision and knowing it wasn’t fin-
ished nagged me. Then I had a realiza-
tion—all the time we weren’t painting,
we were bonding. We spent time baking
cookies, making dinners, laughing
together, taking walks. What started as
a bedroom renovation became a week
of spontaneous fun I never could have
planned.
While our decorating may not win any
awards, we’re all happy with the results.
The girls had a hand in making their
bedrooms their own while picking
up a few new skills and gaining some
much-needed personal space. And
before my six year-old becomes a teen-
ager, I’ll remind my husband to replace
that window with glass block!
DIY
by: Jane Monzures
Teacher's Pet
FROM NEW KID TO
SUPPLIES
•	 Empty jar (an old pickle jar will do)
•	 Burlap ribbon (any color)
•	 Accent ribbons, twine and	
embellishments
•	 Hot glue
•	 Elmer’s glue
•	 Crafting scissors
1
2
3
4
5
6
INSTRUCTIONS
First, be sure to clean off the old labels
from your jar. Run it under hot water to
loosen the adhesive, then scrub it off
with a sponge. Dry the jar.
Cut a strip of burlap to wrap around
the middle of the jar and attach it with
Elmer’s glue.
This next part will get your creative juices
flowing! Add ribbon around the base and
the top of the jar. Add twine to cover
the edges.
Finally, use hot glue to add embellish-
ments to the burlap ribbon. For extra
credit, spell out the teacher’s name
with vintage scrabble pieces!
Fill the jar with pencils to complete
the gift. It’s useful and beautiful. This
simple DIY craft will get an A+ for
thoughtfulness and you may even
become the teacher’s pet!
IT’S BACK TO SCHOOL TIME! That means it’s time for new
clothes, books and supplies—plus a new grade and new teachers. Start the year off
right by presenting your new teacher with a special handmade DIY gift.
MUSIC
TEACHERS
Daft Punk
TEACH ME
Lyle Lovett
TEACH ME TONIGHT
Amy Winehouse
TEACHER'S PET
Doris Day
THE ART TEACHER
Rufus Wainwright
TEACHER, TEACHER
Slick Rick
THE TEACHER
Paul Simon
WHEN I KISSED
THE TEACHER
ABBA
THE HANDS OF A TEACHER
Live
OH, TEACHER
Diana Ross
SILENT TEACHER
Creed
TEACH U A LESSON
Robin Thicke
MASTER TEACHER
Erykah Badu
HOT FOR TEACHER
Van Halen
TEACHER I NEED YOU
Elton John
TEACH ME HOW
TO DOUGIE
Cali Swag District
Tunes 4
Teachers
Finding the right loan is a breeze
with the Guaranteed Rate
Mobile App
Find the perfect mortgage from
your smartphone or tablet—
anytime, anywhere.
•	 Get pre-approved in minutes from a secure
digital environment
•	 Instantly connect with a dedicated loan officer
•	 See real-time mortgage rates
•	 Quickly compare rates, fees and monthly payments
Contact the Guaranteed Rate Loan Officer
on the back of this to learn more.
NMLS ID #2611, (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • AL - Lic# 21566 • AK - Lic#AK2611 • AR - Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283
• AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential
Mortgage Lending Act Lic #4130699 • CO - Guaranteed Rate, Inc. Regulated by the Division of Real Estate, 773-290-0505 • CT - Lic #17196 • DE - Lic # 9436 • DC - Lic #MLB 2611 • FL - Lic# MLD1102 • GA - Residential Mortgage Licensee #20973 - 3940
N. Ravenswood Ave., Chicago, IL 60613 • HI - Lic#HI-2611 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-793-3000, 3940 N. Ravenswood
Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 & #10332 • IA - Lic #2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. - License #MC.0001530 • KY - Mortgage Company Lic #MC20335 • LA - Lic #2866 • ME - Lic #SLM11302
• MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 2611 • MI - Lic #FR0018846 & SR0018847 • MN - Lic #MN-MO 20526478 • MS - Guaranteed Rate, Inc. 3940 N. Ravenswood Ave., Chicago, IL 60613 -
Mississippi Licensed Mortgage Company, Lic # 2611 • MO - Guaranteed Rate Lic # 12-1744-A • MT - Lic# 2611 • Licensed in NJ: Licensed Mortgage Banker - NJ Department of Banking & Insurance • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed
Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #01995 • NY - Licensed Mortgage Banker - NYS Department of Financial Services- 3940 N Ravenswood, Chicago, IL 60613
Lic # B500887• NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #MB0804160.000 & Lic #SM.501367.000 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • OK - Lic # MB001713 • OR - Lic #ML-3836 - 3940 N. Ravenswood Ave., Chicago, IL 60613
• PA - Licensed by the Pennsylvania Department of Banking and Securities Lic #20371 • RI - Rhode Island Licensed Lender Lic # 20102682LL, RI - Rhode Island Licensed Loan Broker Lic # 20102681LB • SC - Lic #-MLS - 2611 • SD - Lic# ML.04997 •
TN - Lic #109179 • TX - Lic # 50426 & Lic # 47207 • UT - Lic #7495184 • VT - Lic #2611-1 & 0930 MB • VA - Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #CL-2611 • WI - Lic #27394BA & 2611BR
• WV - Lic #ML-30469 & MB-30098 • WY - Lic#2247
Let’s talk
Get
started
today
AUGUST 2017
If your property is listed with a real estate broker, please disregard.
It is not our intention to solicit the listings of other real estate brokers.
We are happy to work with them and cooperate fully.
Eric Hamilton - NMLS ID: 414113, IL - 031.0046813 - MB.0005932 Guaranteed Rate, Inc - NMLS ID# 2611, (NationwideMortgage Licensing System www.nmlsconsumeraccess.org) AK - AK2611 AL - 21566 AR - 103947 Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood,Chicago IL 60613 866-934-7283
AZ - 0907078 Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 CA - 413 0699 Licensed by the Department of Business Oversight, Division of Corporationsunder the California ResidentialMortgage Lending Act CO - 989256 Regulated
by the Division of Real Estate CT - 17196 DC - MLB2611 DE - 9436 Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State Bank Commissionerto engage in business in this State. Delaware License #9436 exp. date 12/31/2014. FL - MLD618 GA - 20973 ResidentialMortgage Licensee #20973 -
3940 N Ravenswood Ave, Chicago, IL 60613 HI - HI-2611 IA - 2005-0132 ID - MBL-5827 IL - MB.0005932 ResidentialMortgage Licensee Illinois Department of Financial & ProfessionalRegulation,3940 N Ravenswood Ave, Chicago, IL 60613 MB.0005932 IN - 1st Mortgage: 11060 2nd Mortgage: 10332 KS -
MC.0001530 Licensed Mortgage Company - Guaranteed Rate, Inc License MC.0001530 KY - MC20335 LA - 2866 MA - MC2611 Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC2611 MD - 13181 ME - SLM11302 MI - 1st Mortgage: FR0018846 2nd Mortgage: SR0018847 MN - MN-MO-
20526478 MO - 10-1744 MS - 2611 Guaranteed Rate, 3940 Ravenswood,Chicago, IL 60613 - Licensed by the MississippiDepartment of Banking and Consumer Finance MT - 2611 NC - L-109803 ND - MB101818 NE - 1811 NH - 13931-MB Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by
the New Hampshire Banking Departmen NJ - 2611 Licensed Mortgage Banker - NJ Department of Banking & Insurance NM - 01995 NV - Lender: 3162 Broker: 3161 NY - B500887 Licensed Mortgage Banker - NYS Department of Financial Services OH - 1st Mortgage: MBMB.850069.000 2nd Mortgage: SM.
501367.000 OK - MB001713 OR - ML-3836 PA - 20371 Licensed by the PennsylvaniaDepartment of Banking and Securities RI - Licensed Lender: 20102682LL Licensed Broker: 20102681LB Rhode Island Licensed Loan Broker SC - MLS-2611 SD - ML.04997 TN - 109179 TX - 1st Mortgage: 50426 2nd
Mortgage: 47207 For Texas Consumers Only:Complaints regarding Mortgage Bankers should be sent to:Texas Department of Savings and Mortgage Lending*2601North Lamar, Suite 201*Austin,Texas 78705A Toll-free consumer hotline is available at 1*877*276*5550 UT - 7495184 VA - MC-3769
Guaranteed Rate, Inc. - Licensed by Virginia State CorporationCommission,License # MC-3769 VT - Lender: 6100 Broker: 0930 MB WA - CL-2611 WI - Lender: 27394BA Broker: 2611BR WV - Lender: ML-30469 Broker: MB-30098 WY - 2247 Guaranteed Rate, Inc - NMLS ID# 2611, (Nationwide Mortgage
Licensing System www.nmlsconsumeraccess.org)
Peter Gerardi
Real Estate Broker
630-968-2600
630-688-2996
pgerardi.illinoisproperty.com
peterg1@remax.net
1550 Maple Ave
Lisle, IL 60532
Eric Hamilton (630) 728-7918
VP of Mortgage Lending
(630) 364-7571
1240 Iroquois Ave
Ste 300
Naperville, IL 60563
rate.com/erichamilton
eric.hamilton@rate.com

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August 2017 issue of Enjoy

  • 1. TRAVEL•FOOD•DRINK•TY’S TIPS•LIFESTYLE•DIY•MUSIC AUGUST 2017 + and much more! TY'S TIPS FOR THE PERFECT PAINTING PROJECT Vol 6 ISSUE:3 ENJOY THE KY Bourbon Trail Teacher's Pet DIY: FROM NEW KID TO Peter Gerardi Real Estate Broker peterg1@remax.net 630-968-2600 630-688-2996 pgerardi.illinoisproperty.com
  • 2. ALEC MAJERCHIN Designer JANE MONZURES Writer DIY SHELLEY GROSCH Designer NICK VAN HEEST Writer Ty's Tips KURT CLAUSS Writer Travel JEN HIGMAN Designer & Writer Sincerely, Chrystal Caruthers Editor-in-Chief chrystal@enjoy.com August is a long kiss goodbye to summer. It’s that time of year when we start the countdown to the kids going back to school and the last days of summer vacation. August is a reality check. If you’re looking for a last minute summer adventure, read our Travel section. The Kentucky Bourbon Trail is an American institution. Given that Bourbon is an American invention, everyone should witness its making and the land that produces it. Kentucky is lush, expansive and picturesque—and it’s just a road trip away. As we prep the kids for school, now might be a good time to craft something special for all their new teachers. In this month’s DIY section, Jane Monzures shows us how to create a lasting first impression. From crafting to painting, we’ve got you covered. Ty Pennington shows us how to paint a room while our Lifestyle section details the personal experience of one designer’s effort to create individual design themes for her daughters’rooms. This month, and every month, we hope you Enjoy this issue and the waning days of summer. CONTRIBUTORS AUGUST 2017
  • 3. AUGUST 1 Tisha B'Av (ends) AUGUST 4 International Beer Day AUGUST 6 National Sister Day AUGUST 9 World Indigenous Peoples Day AUGUST 12 International Youth Day AUGUST 13 International Left-Handers Day AUGUST 15 Assumption of Mary AUGUST 19 National Aviation Day AUGUST 21 Total Solar Eclipse AUGUST 24 Feast of St. Bartholomew AUGUST 27 MTV Video Music Awards AUGUST 30 Hajj (start) OBSERVANCES National Immunization Awareness Month BIRTHSTONE Peridot SIGN Leo FLOWER Poppy & Gladiolus AUGUST 2017 EVENTS,HOLIDAYS ANDTHEN SOME ALL ABOUT AUGUST
  • 4. TRAVEL With a free weekend approaching, I decided at the last second to combine two of my passions (drinking bourbon and exploring rural America) and headed down to the Kentucky Bourbon Trail. Like Champagne in France and Scotch in Scotland, bourbon can only be produced in the United States. About 95% of it comes from Kentucky, where the cornfields, limestone filtered streams and hardwood forests have given locals the natural ingredients to make outstanding bourbon since the late 1700s. The Bluegrass State also contains six national scenic byways—reason alone to see this part of the country. From eastern Kentucky’s mountains and Red River Gorge to the Civil War-rich history of the Great River Road in the west, traveling through the state is a sightseeing history lesson. While seven distilleries are listed on the official passport trail list, there are dozens of others you can visit—you can’t go wrong with any of them. You’ll become a bourbon expert and taste it in more ways than you can imagine, from Mint Julep and Old Fashioned cocktails to bourbon-infused food. by: Kurt Clauss ENJOY THE KY Bourbon Trail
  • 5. Each site offers tours, giftshops and presentations about the history and process of making bourbon, along with an opportunity to sample and buy the finished product. Go easy! Bourbon has a high alcohol content. It’s easy to get overserved when you’re surrounded by some of the highest-quality whiskeys in the world. The trail runs through central Kentucky between Louisville and Lexington, both good starting points if you are flying in. LEXINGTON The Town Branch Distillery in central Lexington makes both bourbon and beer for sampling. Nearby is the historic Woodford Reserve Distillery, a regis- tered historic landmark. The oldest active distillery in Kentucky, Woodford, is surrounded by farms in the town of Versailles. Its lovely campus has buildings that date back to the 19th century and offers one of the best tours anywhere. Those with discerning taste should stop by Buffalo Trace Distillery, home of the rare and expensive Pappy Van Winkle, a whiskey aged for 20 years. With a 99 out of 100 rating by the World Spirits Championship, this limited edition rarity is the No. 1 Bourbon Whiskey in the world. At 90.4 proof, it is said to be wonderfully smooth and rich—both in taste and cost. While it may retail between $80 and $250 depending on vintage, bottles often sell for $750 to more than $5,000. Pappy is legendary because of its low production and high quality and has even been stolen in heists. There is even a Pappy tracker app for those hoping to score a sip in their vicinity. If Pappy is outside your budget, try my personal favorite—Blanton's Single Barrel Bourbon. With its amazing honey and vanilla flavor notes, Blanton’s was originally bottled for ambassadors and dignitaries. Now, we all get to enjoy the world's first single barrel bourbon. BARDSTOWN Bardstown is not only the“Bourbon Capital of the World,”it has been voted one of the“Most Beautiful Small Towns in America”by House Beautiful maga- zine. Built in 1779, Old Talbott Tavern has accommodated two illustrious guests on opposite ends of the spec- trum—Abe Lincoln and Jesse James. The Maker’s Mark distillery is set among the hills and valleys of Loretto, just out- side of Bardstown. At Maker’s Mark, you can watch artisans hand-dip the bottles to form that signature red wax seal. This popular tour is first-come, first-served, unless you’re going with a big group. Be sure to wear comfy shoes—there’s a lot of walking, standing and stairs. LOUISVILLE Named after King Louis XVI of France, Louisville is the largest city in the state. With its boutique hotels, award-winning restaurants and new distilleries pop- ping up in the emerging Butchertown neighborhood, Louisville mixes bourbon heritage with urban edge. In fact, down- town Louisville is known as the“Urban Bourbon Trail.” This city is the birthplace of The Old Fashioned. Here, you can find any number of restaurants serving bour- bon barrel smoked salmon or a bourbon ball milkshake. Be sure to also try locally-made brandy, absinthe and the the 124-proof Butcher- town brandy—if you’re not driving! If you’re looking for a dose of small town charm, a slice of American history or just love bourbon, Kentucky is worth a visit. Every time I drink a Manhattan, I remem- ber my days exploring The Kentucky Bourbon Trail. I’m used to whiskey. While Champagne is a heavy mist in front of my eyes, whiskey is a slap on the back. ~ Jimmy Stewart
  • 6. FOOD INGREDIENTS DIRECTIONS Place room temperature butter in your mixing bowl. Use your stand mixer’s whisk attachment. Whip the butter until it expands and changes color; it should get lighter. Switch to paddle attachment. Add minced shallots, garlic, salt, chopped parsley and basil. Incorporate on low. Remove bowl from stand. Dump compounded butter onto a sheet of plastic wrap. Roll to form a log. Place in the freezer. When needed, thaw, slice and serve over grilled steak or steamed vegetables or on fresh baked bread. ENJOY! by: Chrystal Caruthers 1 lb. unsalted butter (room temperature) 1 bunch flat leaf parsley (chopped) 1 bunch fresh basil leaves (chopped) 2 shallots minced 1 head of garlic Salt (to taste) Herb Whipped Butter
  • 7. DRINK The Good Life INGREDIENTS Patron Silver Tequila Campari San Pellegrino Ficodindia E Arancia (prickly pear & orange) Lime Crushed ice DIRECTIONS Fill glass with crushed ice and add 1.5 ounces of Tequila. Top with .5 ounce of Campari. Finish with San Pellegrino and a squeeze of fresh lime juice. Stir. ENJOY! by: Chrystal Caruthers
  • 8. TY PENNINGTON INTERIOR DESIGN STAR AUGUST TIPS FROM Contributed by: Nick Van Heest, based on tips from the Ty Pennington Design Team TY'S TIPS Looking to add a splash of color to your summer? Paint a room! A fresh coat of paint can completely revitalize a room and help to increase your home’s value. Best of all, with the proper paint and preparation, your walls will look flawless for many years to come. WET PAINT TIPS FOR THE PERFECT PAINTING PROJECT
  • 9. PAINT Make sure you buy enough paint—you need about one gallon for every 400 square-feet. Does your job require more than one gallon? Mix them together in a separate container to avoid color variations from can to can. With hundreds of shades to choose from, picking the perfect color can be a daunting task. Before you commit, ask your home improvement store to mix a small paint sample you can try out in both natural and artificial light. PREP The biggest difference between DIY and professional projects? Lack of preparation. Before rolling up your sleeves and painting up a storm: • Clean your walls with soap and water—paint doesn't stick well to grimy surfaces. • Patch any chips or wall cracks with spackle—sand smooth after spackle dries. • Crack a window or plug in a fan for fresh air—this also helps the paint dry faster. • Move furniture out of the room or out of your way. • Remove light switch and outlet covers, wall sconces and picture hangers. • Cover the floor with drop cloths or old sheets—don’t use plastic unless you want a slip ‘n slide! • Apply painter’s tape along baseboards and trim—masking tape is hard to remove and can leave uneven paint lines. TOOLS High-quality paint gets you nowhere without the right instruments. For smooth surfaces, use a roller with a 3/8- inch or less nap. For edges and corners, a 2-inch angled sash brush works wonders. PROCESS Start from the top down. This way, you can correct drips and runs as you work. Start a few inches from the edge and roll the paint in a vertical zigzag pattern. Then re-roll horizontally, overlapping into the wet paint as you work. Dip the roller halfway into the paint—don’t submerge—it’ll splatter everywhere. Does your first coat of paint look thin or lighter than the color you chose? Don’t panic. Slap on a second coat for a uniform, finished appearance. After you’ve covered the walls, paint the edges with a brush. Holding your brush like a pencil, apply smooth, sweeping brushstrokes to avoid streaks and ridges. Painting edges takes concentration and a steady hand—you’ll get the hang of it! Once the walls are dry, remove painter's tape from the trim—peel slowly and evenly to make sure it doesn't pull up any paint. Next, tape around the trim and paint it. Like before, start with the trim closest to the ceiling and work your way down. Need a quick breather? Put a lid on your bucket and cover your brushes and rollers with plastic wrap. When you’re ready to resume, just unwrap and go. CLEANUP Wait at least 24 hours for the paint to dry before bringing everything back into the room. Don’t wait to clean your brushes—brushes caked with old paint can require special solvents to come clean. After rinsing, paintbrushes can be covered in plastic wrap and sealed with a rubber band. Keep a small container of paint on hand for touchups.
  • 10. LIFESTYLE by: Jennifer Higman Two Rooms A TALE OF S haring a room is hard when you’re growing up. In our house, it often leads to all-out, WWE style smackdowns! My daughters, Nicole and Samantha, are five years apart, so it stands to reason that they are in different phases of their lives. One is a bubbly kindergartner with a passion for all things pink. The other is an introspective, brooding pre-teen, who’s slowly trading in her Barbie dolls for skulls and vampires. They have their own distinct personalities and they’re constantly looking for an outlet to express their individuality. A few months ago, Nicole and Samantha approached my husband and me about getting their own rooms. They’ve shared a room since our youngest was born. Thinking of all the work involved felt completely overwhelming considering my work schedule, their school activities, household chores and endless obligations. However, our family motto is“Carpe minute,”so we decided to dive right in. For a busy family with limited time and funds, our goal was clear—we all had to chip in to make this renovation quick, easy and affordable. GET READY The first order of business was to pick rooms. Our house has four bedrooms—two upstairs and two downstairs. We decided having both girls upstairs was best. One of the bedrooms backs up to the garage roof, which has a nice solid tree beside it—the perfect escape route for a rebellious teen waiting for mom and dad to fall asleep so she can climb out the window to her tattooed, cigarette-smoking boyfriend. Ok, ok, I’ll admit it, my imagination tends to run a little on the wild side. But that’s one of the pitfalls of being a creative person. Needless to say, the six-year-old went in that room.
  • 11. USE SOCIAL MEDIA There’s technology for everything nowa- days, but honestly, I don’t use it nearly enough. Regardless of the topic, all you have to do is Google anything and it re- turns hundreds of resources. That’s how I found the Amikasa 3D Room Designer. Granted, I did not use this app to its full potential, but it was a pretty handy tool. We have an older, compartmen- talized home with awkwardly-shaped rooms. The app allowed me to arrange and decorate a virtual representation of the rooms with easy drag-and-drop functionality. This gave us a better idea of what we had room for before we started purchasing new items and lug- ging heavy furniture up the stairs. My husband should thank me! Pinterest was another great resource. I was able to plot each room’s décor and my girls were able to pin their favorite looks. Surprisingly, Pinterest gave us the opportunity to bond creatively since it’s such an easy site to use. Using Pinterest allowed my daughters to express themselves through color, art and patterns and it gave me invaluable insight into what they wanted for their dream rooms. PURGE AGGRESSIVELY Purging belongings is never easy, but we all have to do it at some point. This proved to be one of our toughest tasks. Involving the kids in this process gave them a sense of control over what we decided to purge and likely saved me from a fight down the road. We categorized what we planned to toss, donate and sell. My girls are especially protective of their stuffed animals, but they had way too many of them. They readily conceded, however, when we decided to give them to a friend. They wanted to know that their prized plushies were going to a good home. PINCH PENNIES You can find tons of stuff to compli- ment your décor that won’t break the bank. We splurged on classic key pieces like the bedframe, yet we bargain-shopped for trendy design elements like the large stuffed unicorn head my youngest daughter fell in love with. Whenever we were out shopping, I referenced our Pinterest board to ensure the items we purchased meshed well with our chosen color palette. Taking photos of items as we bought them was also helpful. STAY MOTIVATED Ok…I have a confession to make. I took a week off from work to move and decorate the kids’rooms. Even with five business days devoted to this task, we ran out of time to paint. At first, I was panged with guilt. I had promised my girls a vision and knowing it wasn’t fin- ished nagged me. Then I had a realiza- tion—all the time we weren’t painting, we were bonding. We spent time baking cookies, making dinners, laughing together, taking walks. What started as a bedroom renovation became a week of spontaneous fun I never could have planned. While our decorating may not win any awards, we’re all happy with the results. The girls had a hand in making their bedrooms their own while picking up a few new skills and gaining some much-needed personal space. And before my six year-old becomes a teen- ager, I’ll remind my husband to replace that window with glass block!
  • 12. DIY by: Jane Monzures Teacher's Pet FROM NEW KID TO
  • 13. SUPPLIES • Empty jar (an old pickle jar will do) • Burlap ribbon (any color) • Accent ribbons, twine and embellishments • Hot glue • Elmer’s glue • Crafting scissors 1 2 3 4 5 6 INSTRUCTIONS First, be sure to clean off the old labels from your jar. Run it under hot water to loosen the adhesive, then scrub it off with a sponge. Dry the jar. Cut a strip of burlap to wrap around the middle of the jar and attach it with Elmer’s glue. This next part will get your creative juices flowing! Add ribbon around the base and the top of the jar. Add twine to cover the edges. Finally, use hot glue to add embellish- ments to the burlap ribbon. For extra credit, spell out the teacher’s name with vintage scrabble pieces! Fill the jar with pencils to complete the gift. It’s useful and beautiful. This simple DIY craft will get an A+ for thoughtfulness and you may even become the teacher’s pet! IT’S BACK TO SCHOOL TIME! That means it’s time for new clothes, books and supplies—plus a new grade and new teachers. Start the year off right by presenting your new teacher with a special handmade DIY gift.
  • 14. MUSIC TEACHERS Daft Punk TEACH ME Lyle Lovett TEACH ME TONIGHT Amy Winehouse TEACHER'S PET Doris Day THE ART TEACHER Rufus Wainwright TEACHER, TEACHER Slick Rick THE TEACHER Paul Simon WHEN I KISSED THE TEACHER ABBA THE HANDS OF A TEACHER Live OH, TEACHER Diana Ross SILENT TEACHER Creed TEACH U A LESSON Robin Thicke MASTER TEACHER Erykah Badu HOT FOR TEACHER Van Halen TEACHER I NEED YOU Elton John TEACH ME HOW TO DOUGIE Cali Swag District Tunes 4 Teachers
  • 15. Finding the right loan is a breeze with the Guaranteed Rate Mobile App Find the perfect mortgage from your smartphone or tablet— anytime, anywhere. • Get pre-approved in minutes from a secure digital environment • Instantly connect with a dedicated loan officer • See real-time mortgage rates • Quickly compare rates, fees and monthly payments Contact the Guaranteed Rate Loan Officer on the back of this to learn more. NMLS ID #2611, (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • AL - Lic# 21566 • AK - Lic#AK2611 • AR - Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283 • AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699 • CO - Guaranteed Rate, Inc. Regulated by the Division of Real Estate, 773-290-0505 • CT - Lic #17196 • DE - Lic # 9436 • DC - Lic #MLB 2611 • FL - Lic# MLD1102 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • HI - Lic#HI-2611 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-793-3000, 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 & #10332 • IA - Lic #2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. - License #MC.0001530 • KY - Mortgage Company Lic #MC20335 • LA - Lic #2866 • ME - Lic #SLM11302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 2611 • MI - Lic #FR0018846 & SR0018847 • MN - Lic #MN-MO 20526478 • MS - Guaranteed Rate, Inc. 3940 N. Ravenswood Ave., Chicago, IL 60613 - Mississippi Licensed Mortgage Company, Lic # 2611 • MO - Guaranteed Rate Lic # 12-1744-A • MT - Lic# 2611 • Licensed in NJ: Licensed Mortgage Banker - NJ Department of Banking & Insurance • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #01995 • NY - Licensed Mortgage Banker - NYS Department of Financial Services- 3940 N Ravenswood, Chicago, IL 60613 Lic # B500887• NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #MB0804160.000 & Lic #SM.501367.000 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • OK - Lic # MB001713 • OR - Lic #ML-3836 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • PA - Licensed by the Pennsylvania Department of Banking and Securities Lic #20371 • RI - Rhode Island Licensed Lender Lic # 20102682LL, RI - Rhode Island Licensed Loan Broker Lic # 20102681LB • SC - Lic #-MLS - 2611 • SD - Lic# ML.04997 • TN - Lic #109179 • TX - Lic # 50426 & Lic # 47207 • UT - Lic #7495184 • VT - Lic #2611-1 & 0930 MB • VA - Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #CL-2611 • WI - Lic #27394BA & 2611BR • WV - Lic #ML-30469 & MB-30098 • WY - Lic#2247
  • 16. Let’s talk Get started today AUGUST 2017 If your property is listed with a real estate broker, please disregard. It is not our intention to solicit the listings of other real estate brokers. We are happy to work with them and cooperate fully. Eric Hamilton - NMLS ID: 414113, IL - 031.0046813 - MB.0005932 Guaranteed Rate, Inc - NMLS ID# 2611, (NationwideMortgage Licensing System www.nmlsconsumeraccess.org) AK - AK2611 AL - 21566 AR - 103947 Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood,Chicago IL 60613 866-934-7283 AZ - 0907078 Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 CA - 413 0699 Licensed by the Department of Business Oversight, Division of Corporationsunder the California ResidentialMortgage Lending Act CO - 989256 Regulated by the Division of Real Estate CT - 17196 DC - MLB2611 DE - 9436 Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State Bank Commissionerto engage in business in this State. Delaware License #9436 exp. date 12/31/2014. FL - MLD618 GA - 20973 ResidentialMortgage Licensee #20973 - 3940 N Ravenswood Ave, Chicago, IL 60613 HI - HI-2611 IA - 2005-0132 ID - MBL-5827 IL - MB.0005932 ResidentialMortgage Licensee Illinois Department of Financial & ProfessionalRegulation,3940 N Ravenswood Ave, Chicago, IL 60613 MB.0005932 IN - 1st Mortgage: 11060 2nd Mortgage: 10332 KS - MC.0001530 Licensed Mortgage Company - Guaranteed Rate, Inc License MC.0001530 KY - MC20335 LA - 2866 MA - MC2611 Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC2611 MD - 13181 ME - SLM11302 MI - 1st Mortgage: FR0018846 2nd Mortgage: SR0018847 MN - MN-MO- 20526478 MO - 10-1744 MS - 2611 Guaranteed Rate, 3940 Ravenswood,Chicago, IL 60613 - Licensed by the MississippiDepartment of Banking and Consumer Finance MT - 2611 NC - L-109803 ND - MB101818 NE - 1811 NH - 13931-MB Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Departmen NJ - 2611 Licensed Mortgage Banker - NJ Department of Banking & Insurance NM - 01995 NV - Lender: 3162 Broker: 3161 NY - B500887 Licensed Mortgage Banker - NYS Department of Financial Services OH - 1st Mortgage: MBMB.850069.000 2nd Mortgage: SM. 501367.000 OK - MB001713 OR - ML-3836 PA - 20371 Licensed by the PennsylvaniaDepartment of Banking and Securities RI - Licensed Lender: 20102682LL Licensed Broker: 20102681LB Rhode Island Licensed Loan Broker SC - MLS-2611 SD - ML.04997 TN - 109179 TX - 1st Mortgage: 50426 2nd Mortgage: 47207 For Texas Consumers Only:Complaints regarding Mortgage Bankers should be sent to:Texas Department of Savings and Mortgage Lending*2601North Lamar, Suite 201*Austin,Texas 78705A Toll-free consumer hotline is available at 1*877*276*5550 UT - 7495184 VA - MC-3769 Guaranteed Rate, Inc. - Licensed by Virginia State CorporationCommission,License # MC-3769 VT - Lender: 6100 Broker: 0930 MB WA - CL-2611 WI - Lender: 27394BA Broker: 2611BR WV - Lender: ML-30469 Broker: MB-30098 WY - 2247 Guaranteed Rate, Inc - NMLS ID# 2611, (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) Peter Gerardi Real Estate Broker 630-968-2600 630-688-2996 pgerardi.illinoisproperty.com peterg1@remax.net 1550 Maple Ave Lisle, IL 60532 Eric Hamilton (630) 728-7918 VP of Mortgage Lending (630) 364-7571 1240 Iroquois Ave Ste 300 Naperville, IL 60563 rate.com/erichamilton eric.hamilton@rate.com