2. BUSINESS OVERVIEW
• Company founded in 2014
• Buy distressed 2nd mortgages at a discount
• Re-work these mortgages to create value by solving problems to bring
them back to performing status
• Resell performing mortgages for profit
3. The management team is comprised of four managing members, all with previous note
investing experience through his/her private portfolio of notes and prior joint ventures.
Senior Asset
Manager
Al Sansoni
VP, Investor
Relations
Dennis Dikov
VP, Business
Administration
Cathie Jeffs
CEO
Client Relations
Cathy Cray
OUR TEAM
4. COMPANY GOALS
• To provide secure investment opportunities for Investors like YOU
• To provide solutions to our homeowner clients who might otherwise lose their
homes
• To stay current with mortgage market trends through continuous investment in
knowledge and training
• To expand our operations to include all types of mortgages
5. BUSINESS MODEL
• We buy non-performing mortgages secured by the real estate
▪ These assets are secured by the real property and by the borrowers personally
• We create value by working with borrowers to modify the loan
• We offer these ‘seasoned’ assets to investors seeking passive income
6. • Sell seasoned performing notes
• Collateralize performing notes
• Hold notes for passive income
• Re-sell non-performing notes
• Foreclose, deed-in-lieu, or cash for keys on the property, then sell or rent
the property
EXIT STRATEGIES
7. WHO ARE OUR BUSINESS PARTNERS ?
• Those who desire built-in equity with little to no risk
• Investors desiring long-term passive income
• Self-Directed Retirement Funds
• Other note investors looking to perform workouts
8. HOW DO YOU BENEFIT ?
• Safe investment secured by Mortgages and Real Estate
• Secured 10% return on your money
• No management costs
• No daily headaches or responsibilities
9. What Happens to The Investment
In a Worst Case Scenario?
• The business is structured to sell notes supported by mortgages on the
property –
▪ Your loan is always secured by the mortgage
• The mortgage will be sold and your principal and interest will be paid as
agreed
10. Private Investor Program -
How it Works?
• We acquire investment funds from private investors
• We purchase a mortgage(s) that fits our business model
• We provide our investors with a loan agreement secured by the mortgage(s)
YOU are the BANK
and cash in on interest!
11. RECAP
SECURE INVESTMENT OPPORTUNITIES!
• PAC buys distressed mortgages at a discount
• We rework the loan with the homeowner
• You utilize personal capital or your Self-Directed IRA
• To buy the re-performing mortgage notes for passive income
OR
• To simply enjoy 10% return by investing in our fund
