India Shelter Finance aims to provide home loans of up to 20 lakhs to middle income households in India to purchase or improve housing. The company values honesty and hard work, and offers home loans for up to 20 years at interest rates between 11.75-22% to help more people access housing credit. India Shelter strives to provide excellent customer service and transparency in its lending processes.
2. We will help middle income families improve quality of and access to housing by providing housing credit in
a transparent and respectful fashion.
The main objective of India Shelter Finance is to provide credit to middle income households to acquire new
housing or to extend and improve their current housing. The Company provides home loans up to a
maximum of 20 lakhs to low and middle income urban borrowers for a period of up to 20 years. These loans
can be used by borrowers for purchase of apartments, construction of homes, home improvements and
home extensions.
OUR COMPANY
3. The main objective of India Shelter is to provide credit to middle income
households to acquire new housing or to extend and improve
their current housing.
• Customer Orientation
• Easy Documentation
• All Day Customer Support
• SMS and voice call updates about status of loan
WHY INDIASHELTER
4. OUR VALUES
India Shelter's core values form the essence of our company's identity and are an integral part of
our day to day business. They act as our unwavering guiding principles and dictate our
behaviour and action.
5. Honesty
We believe that honesty and transparency are fundamental to building an enduring business.
• Helping our customers make an informed buying decision
• Ensure our customers have access to redressal avenues
• Ensure a strict &a no compromise transaction culture
• Fair and transparent compensation, reward and recognition systems.
• Robust governance process
6. Hardwork
We believe hardwork forms the backbone of India Shelter, and is the tool through which we achieve
all our goals and provide better access to housing credit for every individual in the country.
• We strive to provide the highest standard of services to our employees,
customers and other stakeholders
• High performance standard expected from our employees
• Rigorous process standards in place
• IndiaShelter supports self-development initiatives taken by employees
• Stretch performance recognised and rewarded
8. PRODUCTS
Loan Tenure – Home Loan : 20 years
Loan Amount – Home Loan Maximum : 20 lakhs
Rate of Interest : 11.75% to 22%
Prepayment charges : Housing Loans
None, if pre-closure happens from borrower's own
source of funds.
If, other than own sources, pre-payment charges up to
4.5% (inclusive of service tax) of principal outstanding as
on date, will be applicable.