1. Paresha Unmesh Nayak
Senior Law Professional - Corporate Law - Portfolio Management – Corporate
Transactions Intellectual Property - Regulatory Compliance - Strategic Business
Planning Banking - Legal Documentation Specialist
PROFILE
• Accomplished result oriented professional with over 20 years of experience in handling
diverse legal assignments including 16 years in Corporate Law.
• Highly skilled in corporate and commercial, mortgage and asset based transactions, Credit
Documentation, Transactional Law, ISDA (International Swap and Derivatives Association)
deals and litigation management.
• Thorough knowledge in Insurance Law, Company Law including FEMA, SEBI, IRDA and RBI
and Banking Regulations Act.
• Outstanding performance record in administering litigation portfolio of AXIS BANK
Corporate Division.
• Expertise and resourcefulness for creating effective negotiation and business centric
documentation.
• Experienced litigator in commercial matters representing banks, insurance companies and
other businesses in major disputes
• Demonstrated excellent verbal and written communication skills, in addition to possessing
strong relationship management skills
• Demonstrated proficiency of current banking, office technology and software applications
• Expert knowledge in preparation of Affidavits, Counter-Affidavits, Plaints, Written
Statements, Draft Issues, Case Papers, Writ Petitions, Appeals, etc. for submission/pleadings
for various legal proceedings
• Experience in successfully initiating proceedings under the SARFAESI Act and recovery
proceedings
• Mastery level skills in Compiling manual corporate credit documentation and retail banking
documentations on personal loan, home loans, merchant acquiring business agreements, ATM
sharing Agreements, lease and leave and license Agreements, Bank Guarantees, etc
• Expertise in Civil Laws, Contracts Laws and Specialized in Corporate Laws.
• Positive track record for creating and maintaining effective relationships / partnerships with
vendors, such as Team lease consultants, Mafoi Consultants, E-serve international, TCS,
solicitors, contractors, other levels of government and community organizations.
• Competent in Drafting and vetting contracts, agreements, conveyance, Marketing related
documentations and various other legal documents.
• Exploring senior level assignments with a high growth organization in banking sector
PERSONAL AND CONFIDENTIAL
Landline: 022-28917108
Mobile: +91-9820615966
Email :parresha.nayak@yahoo.com
404, Iccha Kutir, Off Devidas Lane
Borivli (West), Mumbai 400 103

2. Paresha Nayak
PROFESSIONAL EXPERIENCE
Citibank N.A. FEBRUARY 2008 - Present
Vice-President ( Legal )- Reporting to Director - Legal.
Key Result Areas :
Transaction Banking Group
• Drafting, vetting and negotiation of documents for cash management services- Payables and
Receivables products and related indemnities, Bank Guarantees, correspondent bank services
and related operational issues
• Drafting, vetting and negotiation of documents for Escrow services for capital market
transactions- IPOs, FPO’s, Open Offer, Rights Issues
• Drafting, vetting and negotiation of documents for Escrow services for sale/purchase
transactions and franchisee deals
• Drafted, vetted and negotiated agreement for nodal bank services for aggregators
• Drafted vetted and negotiated agreement for services for Issuers of Prepaid Instruments
• General corporate advisory on board resolutions and contract interpretation
Corporate Lending
• Drafting, reviewing and advising on lending documentation, security documentation
including corporate guarantees, and other related documents.
• Engaged in standardization of the corporate lending documentation for the Bank
• Engaged in reviewing of lending documentation for external commercial borrowings and
consortium finance.
Wealth Management
• Drafted and negotiated agreement for Referral Services
• Drafted, vetted and negotiated documents for asset advisory services
• Drafted documentation for Family Office
Information Technology
• Advised and drafted documentation for IT disputes
• Vetting and negotiation of IT outsourcing contracts
• Vetting and negotiation of software license agreements
Real Estate and Litigation
PERSONAL AND CONFIDENTIAL

3. Paresha Nayak
• Worked on an asset acquisition deal involving formulating strategy for anticipated litigation
• Handled special litigations concerning the Bank.
• Dealing with matters relating to stressed Assets/Non-Performing Assets (NPA) of the Bank.
Drafting and vetting various applications, notices, to enforce security.
• Attending matters pending before DRT, DRAT, Civil Courts, High Courts, BIFR,AAIFR,
Consumer Courts and Official Liquidator.
• Handling matters relating to Retail Collection, Consumer disputes, lease Agreements
Dealing with issues pertaining to the Stamp duty and Registration Act, Records of Rights,
title search Report, etc.
• Matters relating to Securitisation and Reconstruction of the Financial Assets and
Enforcement of Security Interest Act.
Retail
• Negotiation and vetting of Sponsorship Agreements and Service Contracts for the Marketing
Team
• Drafting and Vetting of Card Membership Agreements,Merchant Establishments
Agreements, Acquiring Agreements, Master Service Agreements, Country Addendums,
Personal loan agreement and Mortgage Documents.
• Comducting and attending meetings between legal and Compliance units every quarter to
update with respect to Regulatory and Legal Updates.
• Drafting and approving Terms and Conditions pertaining to Credit and Debit Cards,
Personal Loans, CBOL, online banking terms and conditions etc.
• Closely working with Insurance and Investments team.
Others
• Active liaison with leading law firms and external counsel
• Drafted standard NDA for the Bank
• Interaction with Regional and Global legal teams almost on weekly basis and working closely
with them.
TATA AIG LIFE INSURANCE COMPANY LIMITED, MUMBAI July 2006 – December
2007
Legal Manager - Reporting to Vice President and Head - Legal and Compliance
Key Result Areas:
CORPORATE AGREEMENTS & POLICIES
• Responsible for scrutinizing Confidentiality Agreements, License Agreement, Policy Contracts
pertaining to the customers as well as approving contracts with vendors & Contractors.
• Involved in building legal strategy in consultation with the management on case to case basis
and implementing the same.
• Framed the SOP (Standard Operating Process) with regard to drafting and vetting of
agreements, furnishing replies to the Advocate notices and on litigation.
PERSONAL AND CONFIDENTIAL

4. Paresha Nayak
• Responsible for country report to Regional office in Hong Kong and Global office in New York.
PORTFOLIO MANAGEMENT
• Responsible for maintaining portfolio and following up various litigations in which the
Company is involved in different areas civil, criminal, contract, consumer and Arbitration
• Drafted Joint venture, confidentiality, lease, loan, leave and license, MOUs etc. apart from
drafting petitions, plaints, written statements, legal notices etc.
• In house advice to the commercial team of the Company regarding various proposals deals
and ensuring proper compliances of contracts with various clients including negotiations and
settlements with clients.
LIAISING AND COORDINATION
• Liaised with solicitors and briefing senior counsels and assisting them in appearance before
courts.
• Interacted and coordinated with Advocates/solicitors to ensure prompt and expeditious
disposal of legal cases pending in the courts/ ombudsmen.
• Coordinated with other departments for resolving the problems of the customers for
preventing litigation.
• Responsible for legal and compliance approval for all the advertisement material published in
the media and presentations made to the clients, bancassurance partners, brokers and agents
TRAINING & MIS
• Solely responsible for standardizing contracts required by the Company and other training
and recruitment material.
• Conducted training sessions and tests with other departments of the organization.
• Delivered presentations at induction program held for the newly recruited professionals
• Responsible for replying to the Advocate Notices received by the Company
DRAFTING & DOCUMENTATION
• Managed the complaints filed against the company at the District, State and National
Commission level
• Responsible for Drafting and vetting the replies to be filed on behalf of the organization
• Involved in Briefing and coordinating with the senior advocates and other external counsels
AXIS BANK LIMITED, MUMBAI July 2001 – June
2006
Deputy Manager (Law)
Key Result Areas :
CRIMINAL & CIVIL CASES
• Handled all cases filed against the Bank and cases initiated by the Bank by and against
defaulters which consists of both Criminal and Civil actions in various Civil, Magistrate,
Sessions & High Courts
PERSONAL AND CONFIDENTIAL

5. Paresha Nayak
• Handled Money Suits - Cheque dishonoring cases u/s 138 of NI Act, Injunction Suits, Sec. 9
interim orders & Arbitration under Arbitration & Conciliation Act, Consumer Forum Cases
and other civil cases
• Filed Criminal complaints before Police, registration of FIR, filing of criminal complaints
before Magistrate Courts u/s. 156(3) also complaints u/s. 406, 420 etc. of IPC
POLICY MATTERS & LIAISING
• Involved in advising on various issues pertaining to advances, deposits, policy matters of the
Bank to Zonal Offices, branches and other departments of Head Office and higher authorities
SETTLEMENTS & DEBT, ASSET RECOVERY
• Involved in conciliation proceedings for settlement of dues by the customers and recovery of
loss (shortfall recovery) consequent to sale of vehicle after repossession
• Spearheaded all actions pertaining to Legal & Recovery matters as assigned by Head & Senior
Vice President- Legal
DOCUMENTATION
• Advise credit departments, manage project teams, analyze key strategic issues, perform
valuation and merger analyses, negotiate transaction terms and structures, perform due
diligence, draft selling memoranda, identify potential buyers and targets, and manage sale
and buy side processes in connection with middle market mergers and acquisitions
transactions.
• Reviewed business plans, drafted financing documents and patent assignments, and
performed extensive due diligence in connection with the provision of legal services to start-up
companies.
• Responsible for Vetting and drafting of working capital agreement, deed of hypothecation,
assignment agreement, service level agreement, confidentiality agreement, deed of guarantee,
deed of indemnity, bank guarantees, housing loan agreement, non disclosure agreement, CMS
Agreement, deed of mortgage, Lease, leave and license agreement, etc.
ION EXCHANGE INDIA LIMITED, MUMBAI JUNE 1998 – sEPTEMBER
1999
Law Officer
Key Result Areas:
CONSUMER ISSUES & DEBTS, ASSET RECOVERY
• Responsible for drafting of Applications and appeals before the Consumer Forum and State
Consumer Appellate Tribunal and appearing before the above forums
• Handled Money Suits filed against the defaulting customers / Agents. Cheque Dishonoring
Cases u/s 138 of NI Act
• Involved in advising Legal action against defaulting customers for recovery of money dues
including criminal action liaisoning with Police officials, Drafting Lease agreements, Involved
in Conciliation proceedings for settlement of dues
INDUSTRIAL DISPUTES, LIAISON
PERSONAL AND CONFIDENTIAL

6. Paresha Nayak
• Responsible for handling Industrial Disputes petitions & Suits/ Writs/SLP filed against/by the
Company in the matters relating to dismissal/ demotion /suspension of the
Employees/against the orders of the Management/Labour Authorities/ Government Orders
• Granted approval for Bank Guarantees pertaining to Vendors/Contractors submitted in
relation to the various Project Works
• Assistant in handling the in house legal department to Senior Manager (Legal and
Compliance)
• Facilitated legal strategy building in consultation with the management on case to case basis
and implementing the same
PORTFOLIO MANAGEMENT
• Responsible for maintaining portfolio and following up various litigations in different areas
civil, criminal, contract, consumer, sec 138 NI Act, Arbitration as well as liaising with
solicitors.
• Participated in briefing senior counsels and assisting them in appearance before courts.
• Provided in house advice to the commercial team of the Company regarding various proposals
deals and ensuring proper compliances of contracts with various clients including
negotiations and settlements with clients
CO- ORDINATION
• Coordinated and interacted with advocates/ solicitors to ensure prompt and expeditious
disposal of legal cases pending in the courts/ tribunals
• Responsible for coordinating with various departments for resolving the problems of the
customers for preventing litigation
M/S GAGRAT AND COMPANY (ADVOCATES AND SOLICITORS), MUMBAI 1997 – 1998
Assistant Advocate
M/S PANDYA GANDHI AND COMPANY, MUMBAI 1993 – 1997
Article Clerk and Assistant Advocate
PROFESSIONAL DEVELOPMENT
RBI Legal officers training Program
RBI training College, 2002
SOFTWARE SKILLS
Legal Software : Manupatra, SCC Online and Westlaw
Office Automation : MS-Office Package
EDUCATION & TRAINING
Master’s Degree in Business Law
National Law School, Bangalore, Pursuing
PERSONAL AND CONFIDENTIAL

7. Paresha Nayak
Solicitor Exam (Appeared)
The Bombay Incorporated Law Society, Mumbai, 1997
Bachelor’s Degree in Law
Government Law College, Mumbai. 1995
Bachelor’s Degree in Commerce
Mumbai University, Mumbai, 1992
PERSONAL INFORMATION
Languages: English, Hindi, Gujarathi and Marathi
Date of Birth: October 19, 1971
PERSONAL AND CONFIDENTIAL