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PET INSURANCE 101
A Quick Guide
What Is Pet Insurance?
This is pet health insurance t reimburses pet owners on
veterinary bills when their pet gets sick or injured.
We also have a routine care plan (for vaccines, flea/tick
preventatives, etc.).
Why Do Pet Parents Need it?
And 1 in 3 pets will have an
unexpected veterinary visit this
year.*
Pet insurance helps give you
peace of mind. So you can go
back to enjoying your pet, rather
than worrying about what might
happen & the cost.*
Veterinary care is more
sophisticated than ever, therefore
costs have gone up. Pets can
have MRIs, chemo, etc.
*From Datamonitor.
*From 2016 NAPHIA survey of pet insurance customers
How It Works
When your pet becomes ill
or injured, take them to the
veterinarian.
Get Treatment
Pay your veterinarian,
and then submit a claim
to Pets Best.
File A Claim
Pets Best processes most
claims within 5 days, then
reimburses you on that
vet bill.
Get Reimbursed!Get An Instant Quote & Sign Up
It only takes a few minutes! No medical
records needed to enroll, approval,
30- day money back guarantee.
5
Coverage Explained
Who Can Get Coverage?
Dogs and cats of any breed can be enrolled in a pet insurance plan
starting at 7 weeks old, up to any age.
Who Can Get Coverage?
We’re available in all 50 states & D.C.
Pets Best has 3 types of plans
Most popular and
comprehensive plan.
Accident Examples:
Broken Bone, laceration,
eating a toy or sock, etc.
Illness Examples:
Cancer, ear infection, allergies,
diabetes, etc.
Budget friendly plan.
Coverage for accidents only,
no illnesses.
Accident-Only Plan
BestBenefit
Accident & Illness Plan Wellness Routine Care
Plan
Can be added-on to the
other two plans.
Coverage for items such as:
Vaccinations, teeth cleaning,
and flea & tick prevention.
No pet insurance company covers pre-existing conditions. But, if your pet has a
pre-existing condition (for example, diabetes) there are still thousands of other
future health issues that pet insurance covers. It’s not liability insurance and it’s
not life insurance for pets.
What’s Not Covered
What It Costs
Wellness Routine Care
Plan*
The cost is based on the pet’s
age, breed and location.
So you have to get a quote to
see how much a plan will
cost.
Accident & Illness Plan
Common monthly
price range:
$30-$65
Pet Insurance Rates
*To note, in WA EssentialWellness is $14/mo and BestWellness is $30/mo.
Prices shown are monthly rates.
Accident-Only Plan
Flat Rate:
$6 for cats
$9 for dogs
EssentialWellness: $16
BestWellness: $26
About Pets BestAbout Pets Best
Founded by a veterinarian, whose
mission is to save pets because he
understands the incredible bond we
create.
Since our founding in 2005, we’ve
paid out over $125 million in pet
insurance claims to pet parents just
like you.
Customers rate us 9.4 out of 10*
*TrustPilot Rating as of 10/18/16.
Get an Instant Quote & Enroll
Get a quote in 3 minutes or less. It’s free. And there’s no
obligation.
Get a quote online at PetsBest.com/[YourCode]
Or call Pets Best at 1-888-984-8700 and reference your dis-
count code
You can enroll immediately if you’d like.
Waiting Periods
No contract or commitment – Cancel anytime - 30 day free-look period.
Accident & Illness Plan Accident-Only Plan BestWellness Routine Care
We Make Using Pet Insurance Easy
Use any licensed veterinarian in the U.S., Canada or Puerto Rico.
•You can keep your vet or go to a new one, including if you’re traveling.
•Includes emergency vets and specialists.
•We don’t have doctor networks or clinic networks.
Online Customer Account
•24/7 access to file claims, view claims status and history, change payment
method, add pets to policy, policy documents and notifications and more.
•Add direct deposit so you’ll get your money back faster.
Mobile App
•All the functionality and features of the online customer portal, in a mo-
bile-friendly interface.
Thank You
Coverage For:
Accidents
Illness
Cancer treatments
Hereditary & congenital conditions
Emergency care, hospitalization, & surgery
Prescription medications
Ongoing & chronic conditions
Diagnostics
Physical rehabilitation
Older pets
Full coverage even not spayed/neutered
Behavioral conditions
Pregnancy
Dental coverage
Prosthetic devices & wheelchairs
Euthanasia
Coverage Included with Most Plans
These can be excluded from some plans
(to fit your budget & pet’s needs)
Exam fees
Acupuncture & chiropractic treatments
Prescription medications
You’ll Choose Your:
Annual Deductible
$50-$1,000
Reimbursement Level
70%-90%
Annual Limit
$5,000-Unlimited
BestBenefit Plans

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Pet Insurance as an Employee Benefit

  • 1. PET INSURANCE 101 A Quick Guide
  • 2. What Is Pet Insurance? This is pet health insurance t reimburses pet owners on veterinary bills when their pet gets sick or injured. We also have a routine care plan (for vaccines, flea/tick preventatives, etc.).
  • 3. Why Do Pet Parents Need it? And 1 in 3 pets will have an unexpected veterinary visit this year.* Pet insurance helps give you peace of mind. So you can go back to enjoying your pet, rather than worrying about what might happen & the cost.* Veterinary care is more sophisticated than ever, therefore costs have gone up. Pets can have MRIs, chemo, etc. *From Datamonitor. *From 2016 NAPHIA survey of pet insurance customers
  • 4. How It Works When your pet becomes ill or injured, take them to the veterinarian. Get Treatment Pay your veterinarian, and then submit a claim to Pets Best. File A Claim Pets Best processes most claims within 5 days, then reimburses you on that vet bill. Get Reimbursed!Get An Instant Quote & Sign Up It only takes a few minutes! No medical records needed to enroll, approval, 30- day money back guarantee. 5
  • 6. Who Can Get Coverage? Dogs and cats of any breed can be enrolled in a pet insurance plan starting at 7 weeks old, up to any age.
  • 7. Who Can Get Coverage? We’re available in all 50 states & D.C.
  • 8. Pets Best has 3 types of plans Most popular and comprehensive plan. Accident Examples: Broken Bone, laceration, eating a toy or sock, etc. Illness Examples: Cancer, ear infection, allergies, diabetes, etc. Budget friendly plan. Coverage for accidents only, no illnesses. Accident-Only Plan BestBenefit Accident & Illness Plan Wellness Routine Care Plan Can be added-on to the other two plans. Coverage for items such as: Vaccinations, teeth cleaning, and flea & tick prevention.
  • 9. No pet insurance company covers pre-existing conditions. But, if your pet has a pre-existing condition (for example, diabetes) there are still thousands of other future health issues that pet insurance covers. It’s not liability insurance and it’s not life insurance for pets. What’s Not Covered
  • 11. Wellness Routine Care Plan* The cost is based on the pet’s age, breed and location. So you have to get a quote to see how much a plan will cost. Accident & Illness Plan Common monthly price range: $30-$65 Pet Insurance Rates *To note, in WA EssentialWellness is $14/mo and BestWellness is $30/mo. Prices shown are monthly rates. Accident-Only Plan Flat Rate: $6 for cats $9 for dogs EssentialWellness: $16 BestWellness: $26
  • 12. About Pets BestAbout Pets Best Founded by a veterinarian, whose mission is to save pets because he understands the incredible bond we create. Since our founding in 2005, we’ve paid out over $125 million in pet insurance claims to pet parents just like you. Customers rate us 9.4 out of 10* *TrustPilot Rating as of 10/18/16.
  • 13. Get an Instant Quote & Enroll Get a quote in 3 minutes or less. It’s free. And there’s no obligation. Get a quote online at PetsBest.com/[YourCode] Or call Pets Best at 1-888-984-8700 and reference your dis- count code You can enroll immediately if you’d like.
  • 14. Waiting Periods No contract or commitment – Cancel anytime - 30 day free-look period. Accident & Illness Plan Accident-Only Plan BestWellness Routine Care
  • 15. We Make Using Pet Insurance Easy Use any licensed veterinarian in the U.S., Canada or Puerto Rico. •You can keep your vet or go to a new one, including if you’re traveling. •Includes emergency vets and specialists. •We don’t have doctor networks or clinic networks. Online Customer Account •24/7 access to file claims, view claims status and history, change payment method, add pets to policy, policy documents and notifications and more. •Add direct deposit so you’ll get your money back faster. Mobile App •All the functionality and features of the online customer portal, in a mo- bile-friendly interface.
  • 17. Coverage For: Accidents Illness Cancer treatments Hereditary & congenital conditions Emergency care, hospitalization, & surgery Prescription medications Ongoing & chronic conditions Diagnostics Physical rehabilitation Older pets Full coverage even not spayed/neutered Behavioral conditions Pregnancy Dental coverage Prosthetic devices & wheelchairs Euthanasia Coverage Included with Most Plans These can be excluded from some plans (to fit your budget & pet’s needs) Exam fees Acupuncture & chiropractic treatments Prescription medications You’ll Choose Your: Annual Deductible $50-$1,000 Reimbursement Level 70%-90% Annual Limit $5,000-Unlimited BestBenefit Plans
  • 18. Coverage Summary: Dogs: $9/ month ($108/year) Cats: $6/month ($72/year) $10,000 annual benefits 90%reimbursement $250 annual deductible For dogs and cats older than 7 weeks. Examples of covered accidents: Trauma Poisoning Bite (animal, insect, snake) Hit by car or moving vehicle Foreign body ingestion Bone break/fracture Laceration, cut, abrasion Torn nail …And much more Accident Insurance: Covering virtually all accidental injuries. Accident insurance can be purchased as sand-alone coverage to provide robust coverage for the diagnosis and treatment for a wide variety of accidents. Examples of covered treatments: Exam/consultation fee Emergency visits Bloodwork X-ray, CAT Scan, MRI Prescription medications Surgery Hospitalization Specialist Care Physical therapy …And much more Accident Only Plan
  • 19. Routine Care Plans $16 --- $150 $15 $65 $30 $40 $50 $30 $70 $40 $25 $20 $15Rabies Vaccine Spay/Neuter or Teeth Cleaning EssentialWellness BestWellness Monthly Price Per Pet (Dogs & Cats) Flea/Tick Prevention Vaccination/Titer Heartworm test or FELV Screen Microchip Deworming Heartworm Prevention Wellness Exam Blood, Fecal, Parasite Exam Urinalysis or ERD $50 $30 $30 $50 $25 $50 $20 $15 $20 $26 $535Total Annual Wellness Benefit $305
  • 20. After quote and enroll; plan start date will be on the 1st (of the next month). Then coverage will begin when the short waiting periods are over. Payroll Deduct Plan Start ate