1. Frontline Capital Analysts PVT LTD
3rd floor, 127 Cheapside, London EC2V 6BT
London +44 207 127 4661 or NY +1 212-572-8344 or HK +852 2824 8534
London
6 Sept, 2016
TO WHOMSOEVER IT MAY CONCERN,
This is to certify that Mr. Nitin Kumar Goel (NINO - SJ 825566C) had worked as a Credit Risk
Modeling Trainer and Consultant at the RBS (Royal Bank of Scotland, an UK bank) through my
company Frontline Analysts Limited with registered office 127 Cheapside, London EC2V 6B from
23rd
of May 2016 to 31st
of Aug 2016.
He worked as Credit Risk Modeling Trainer and Consultant. During this period, he has coached
and mentored team of 20 people. He provided presentation and practical training for Retail and
Wholesale banking on the following in 4 month.
• SAS Base and Advance Programming Using SAS 9.3
• SQL Programming Using SAS 9.3
• Statistics
• PD (Probability of Default) modeling
• LGD (Loss Given Default) modeling
• EAD (Exposure at Default) modeling
• Basel 2 Stress Testing
We received excellent feedback from our client and trainees for the work done by him and for
his professionalism. I would gladly recommend him for any risk analytics role in future.
Please write to us if you need additional information regarding this.
Your faithfully,
Darren Sharma
Director
Frontline Analysts
127 Cheapside, London EC2V 6B
United Kingdom