Cv.

1. Muhammad Irfan Sarwar
Credit Analyst /Accountant General
Mobile: +971-56-270 37 64
Email: irfan_sarwar@hotmail.com
Career Objective:
A Finance and Management professional with Bachelor degree in Accounting, pocessiong above
8 years diversified experience having the ability to analyze data, business requirements, technical and
information needs for the benefit of the organization with eagerness to learn new skills for business
development.
Key Area ofExpertise:
 Monthly and yearly Financial Closing & Reporting
 Dynamics AX, Tally,Quickbooks & MS Office
 Budgeting & Forecasting
 Business Analysis
 Project Monitoring & Reporting  Team Managment & multitasking
 Collaboration & Leadership
Achievement:
 Recovered the Receivable & retention of Old Projects in Contracting Units
 Implemention of Microsoft Dynamix AX in Tech group.
 Implementation of KPI’s related Incentive scheme.
 Prepare Business Process SOPs.
 Implement New Projet Module in ERP for Project wise P&L cash flow.
 Provided expertise to reduce overheads such as managing own labor rather than outsourcing and
reducing other unnecessary costs.
Qualifications
 ACCA (Finalist)
Association of Certified Chartered Accountant,UK 2019
 BSc Applied Accounting 2013
Oxford Brookes University, UK
 Intermediate Pakistan School Muscat 2002-04
 Matriculation Pakistan School Muscat 2000-02
Professional Experience Above (8 Years)
Tech Group Ajman, UAE
Tech Group is a vertically integrated multi-discipline construction and industrial company with a leading
position in its markets. The Group has businesses in various contracting disciplines such as piling and

2. foundations, contracting, ready-mix concrete,electro mechanicalworks, steelfabrication, aluminum and glass,
interior and joinery works, concrete blocks and premium quality petroleum I Joined Tech Group in 2014 and
have been working in different companies under Group. My substantial period of service is involved serving
for Tech Engineering and Tech Group My roles and responsibilities are listed below.
 Accountant General/Credit Analyst October 2014 – Present
Responsibilities:
 Finalization of accounts, Financial Reporting (Income statement, Balance Sheet,Account Payable
and Account Receivable ageing, Revenue recognition as per IAS 11-Construction contract, Fund
Flow forecasting, budgeting, trending, and results analysis) Monthly, Quarterly & Annually, by
using of Microsoft Dynamics AX and Microsoft Excel.
 Follow up of Debtors for collection and reconciliation of their Accounts, Control of Credit and
assessmentofcredit limit to customers/vendors & monitoring Payables& Receivablesand finalize
Monthly collections and payments reports.
 Correspondence with bank, verifying all bank transaction, Bank Reconciliation Statement,
Maintaining and Updating of all Bank Accounts.
 Coordinating with bankers for providing and making application of letter of credit for our
suppliers, Discounting cheques,Bills Discounting and making Bank Guaranties for the Company.
 Preparing Accruals for all the costs incurred but not included in the Accounts Ledger.
 Maintaining Asset Register and ensuring that proper depreciation policy is applied.
 Ensuring proper book keeping of prepayments, Accruals & provisions.
 Payroll control, Distribution and making payroll as per WPS (Wages Protection System) on
Ministry of Labor.
 Monitoring cashflow of the projects to reviewthe cashposition and forecastthe funds requirement
for numerous expenses for the project.
 Review the project wise monthly Budget Reconciliation Statement, Purchase log, Billing
Summary and other projects commercial reports.
 Generate cost summary of project as of a certain period to determine amount billable to Client.
 Checking the erroneous cost codes in Accounts Ledger and reallocating them the correct Cost
Codes to find the exact cost of respective heads for a month.
 Co-ordination with the Store keeper for recording of Inventory, as per the business unit
requirement and checking the stock as per the purchase report generated at the end of the month.
 Liaison with internal & external auditors.
Stone Water House International -Lahore, Pakistan
Stone Water House International is an emerging Company that provides its customer a solution to import any
items from any part of the world. It import & distribute perfumes, consumables & building Materials in
Pakistan
 Payable Accountant April 2013 to June 2014
Responsibilities:
 Review all invoices for appropriate documentation and approval prior to payment.
 Prioritize invoices according to cash discount and payment terms. - Process check requests.
 Ensuring that all internal policy requirements are adhered to.
 Review the vendors list on a regular basis and ensure compliance. - Match invoices to checks,
 Reconcile vendor statements, research and correct discrepancies at regular intervals
 Respond to all vendor inquiries.
 Efficiently manage the prepayment to vendors and clearing off the prepayment accountsat regular
intervals.
 Prepare month-end account reconciliations (primarily cash, accrual and prepaid accounts)

3.  Prepare and post month-end accrual and prepaid entries
 Process transaction reports (aging, payment, etc.) after data entry
 Monitor accounts aging to ensure payments are up to date
 Ensure the confidentiality and security of all financial files
Omer Adil & Co Chartered Accountant – Islamabad, Pakistan
Omer Adil & Co is QCRC rated audit firm in Islamabad, Pakistan Providing Audit, tax, Bookkeeping and
Consultancy services to Private and Semi Government Entities.
Senior Audit Associate Oct 2011-March 2013
Responsibilities:
Audit Department
 Carrying out the risk assessment of the audit clients.
 Carrying out the audit planning and devising the audit strategies.
 Execution of audit according to the strategies devised and application of appropriate analytical
procedures, substantive procedures and other audit tests, as and when necessary).
 Finalization of the audit engagements.
 Review of the financial statements in accordance with the Companies Ordinance,
 1984, International Financial Reporting Standards (IFRS's) and International
 Standards of Auditing (ISA's)
 Coordinating and leading the engagement team discussions during audit planning and execution
phases.
 Carrying out statutory audits, management audits and forensic audits.
 Preparation of Financial Statements & Consolidated Financial Statements from the provided
financial records.
Accounting Services
Responsible for outsourced Accounting of different clients. This includes creation of financial
transactions and create financial reports from that information. The creation of financial
transactions includes posting information to accounting software from such source documents
as invoices to customers, cash receipts, and supplier invoices.
Software competencies
 Microsoft Office 365  Peachtree  Tally ERP 9.0
 English composing  Microsoft Dynamics AX  QuickBooks
Personal Attributes
 Excellent team spirit, ability to work effectively & productively with diverse groups of people.
 Ambitious and hardworking, vast concept of economics and finance
 Fast learner. Adapt comfortably to the changes and pressures in the work place.
 Excellent communication, interpersonal & PR skills with ability to convince.
 High level of Honesty & Sincerity.
Personal Data
Nationality : Pakistan
Marital Status : Married
Visa Status : Residence Visa
Driving License : Valid UAE Driving License